305 E Gibbs St, Saint Johns, MI 48879 Property Records

Clinton County property record for 305 E Gibbs St, Saint Johns, MI 48879

Property Summary

Property Type	Single Family Home
Details	5 bd · 1 ba · 1,676 sqft · built 1970
Lot Size	0.18 acres (7,841 sqft)
Owner	Individual Name on Record
Tax Bill	$1,765 (2025)
Deeds & Mortgages	Aug 2005 Line of Credit Sep 2013 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`300-370-000-053-00`

Property Details

APN / Parcel Number

Primary APN	`300-370-000-053-00`

Interior

Bedrooms	5 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,676 sqft Living Area
1st Floor Area	1,676 sqft
Basement Area	972 sqft

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Exterior Material	Aluminum/Vinyl
Lot Area	7,841 sqft (0.18 acres)
Lot Dimensions	110 ft deep x 70 ft wide
Garage Type	Attached
Garage Area	352 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	24 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	305 E GIBBS ST
City	SAINT JOHNS
State	MI
Zip	48879-1315
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	ORCHARD GLEN SUB. LOT 53 OF RE-PLAT THEREOF & A PART OF S 1/2 OF NW 1/4 OF SEC 9. CITY OF ST JOHNS T7N R2W
Legal Subdivision	ORCHARD GLEN SUB
Legal Lot Number	53
Jurisdiction	CLINTON MI
Township / Civil Division	ST. JOHNS
Census Block Group	4
Census Block	4018
Census Tract	10801

Owner

Source: Clinton County records, as of June 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	305 E GIBBS ST, SAINT JOHNS, MI 48879-1315
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 3, 2005	Deed of Trust, Mortgage · Line of Credit MBNA AMERICA DELAWARE NA
Sep 10, 2013	Deed of Trust, Mortgage · Conventional Mortgage FIFTH THIRD MORTGAGE CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Mar 21, 2003
Transfer Doc	0005023356
Record Updated	Sep 20, 2026

August 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLINTON MI
Property Address	305 E GIBBS ST, SAINT JOHNS, MI 48879-1315
Transaction Type	Mortgage
Record Updated	Feb 26, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005084956
Date	Aug 3, 2005
Instrument	5084956

Lender

Name	MBNA AMERICA DELAWARE NA
Type	Subprime Lender
Address	1100 N KING ST, WILMINGTON, DE 19884

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Change Frequency	Monthly

September 2013: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLINTON MI
Property Address	305 E GIBBS ST, SAINT JOHNS, MI 48879-1315
Transaction Type	Mortgage
Record Updated	Feb 26, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005206040
Date	Sep 10, 2013
Instrument	5206040

Lender

Name	FIFTH THIRD MORTGAGE CO
Type	Mortgage Company
Address	CINCINNATI, OH 45227

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Sep 1, 2028

Tax Assessment & Valuation

Source: Clinton County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Clinton County
Municipality	St. Johns City
Unified School District	St. Johns Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$103,100 (+5.31%) Land $13,800 Building $89,300	$206,200 (+5.31%) Land $27,600 Building $178,600
2025	$1,765.00 (-37.14%) Homeowner's exemption	$97,900 (+13.31%) Land $12,600 Building $85,300	$195,800 (+13.31%) Land $25,200 Building $170,600
2024	$2,808.00 (+11.12%)
2023	$2,527.00 Homeowner's exemption	$86,400	$172,800
2022	$2,527.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 3, 2011

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ST. JOHNS serves 7,896 people · EPA ID MI0006300
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 366 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: DayStarr, Point Broadband, Westphalia Broadband.

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