215 E Elm St, Winchester, IN 47394 Property Records

Randolph County property record for 215 E Elm St, Winchester, IN 47394

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,490 sqft · built 1957
Lot Size	0.086 acres (3,750 sqft)
Owner	2 Individual Names on File
Tax Bill	$533 (2025)
Deeds & Mortgages	Jul 2019 Mortgage Apr 2019 Sale
Flood Zone	Zone X (minimal risk)
APN	`021-00196-00`

Property Details

APN / Parcel Number

Primary APN	`021-00196-00`
Alternative APNs	`68-09-20-477-063.000-021` `00000017090`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	2 Half Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	10 Rooms
Stories	1 Story
Building Area	1,490 sqft Living Area
1st Floor Area	1,490 sqft
Family Room	Family Room

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1957
Construction Type	Wood
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	3,750 sqft (0.086 acres)
Lot Dimensions	50 ft deep x 75 ft wide
Garage Type	Attached
Garage Area	412 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	00000017090
Street Address	215 E ELM ST
City	WINCHESTER
State	IN
Zip	47394-2113
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	CHENEY WATSON ADD W 1/2 LOT 69
Legal Subdivision	CHENEY & WATSONS ADDITION
Legal Lot Number	69
Jurisdiction	RANDOLPH IN
Township / Civil Division	WHITE RIVER
Census Block Group	3
Census Block	3039
Census Tract	951700

Owner

215 E Elm St is owned and occupied by two individuals who acquired it in April 2019.

Source: Randolph County records, as of June 2, 2026

Owner of Record	2 Individual Names on File
Mailing Address	215 E ELM ST, WINCHESTER, IN 47394-2113
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 15, 2019	Deed of Trust, Mortgage · Commercial Mortgage MUTUAL BANK FSB
Apr 24, 2019	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 24, 2019
Deed Sale	Apr 24, 2019
Prior Sale	Aug 27, 2016 · Amount on File
Deed Document Number	20191127
Record Updated	Sep 20, 2026

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RANDOLPH IN
Property Address	215 E ELM ST, WINCHESTER, IN 47394-2113
Transaction Type	Mortgage
Record Updated	Aug 14, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20192493
Date	Jul 15, 2019
Instrument	20192493

Lender

Name	MUTUAL BANK FSB
Type	Insurance Company
Address	MUNCIE, IN 47305

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jul 10, 2034

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RANDOLPH IN
Recording Date	Apr 24, 2019
Property Address	215 E ELM ST, WINCHESTER, IN 47394-2113
Document Number	20191127
Instrument Date	Jun 10, 2016
Instrument	20191127
Transaction Type	Transfer
Record Updated	Dec 10, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	215 E ELM ST, WINCHESTER, IN 47394-2113

Tax Assessment & Valuation

The 2025 property tax bill for 215 E Elm St was $533 with a homeowner's exemption, down 16.5% from the year before.

Source: Randolph County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Randolph County
County Subdivision	White River Township
Municipality	Winchester City
Unified School District	Randolph Central School Corporation (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$533.00 (-16.46%) Homeowner's exemption	$74,000 Land $1,700 Building $72,300	$74,000 Land $1,700 Building $72,300
2024	$638.00
2023		$63,900 (+2.57%) Land $6,100 Building $57,800	$63,900 (+2.57%) Land $6,100 Building $57,800
2022	$623.00 Homeowner's exemption	$62,300 Land $6,100 Building $56,200	$62,300 Land $6,100 Building $56,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 215 E Elm St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective March 4, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	3 (2005–2025)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Apr 2025 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 215 E Elm St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDIANA AMERICAN WATER - WINCHESTER private · serves 5,405 people · EPA ID IN5268003
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 180 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250
NLBC Fixed Wireless · Fiber in parts of the area	1,000 / 200
Verizon Fixed Wireless	300 / 20

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