Muhlenberg County property record for 403 E Broad St, Central City, KY 42330
| Property Type | Retail Stores (Personal Services, Photography, Travel) |
|---|---|
| Details | 1,089 sqft · built 1925 |
| Lot Size | 0.08 acres (3,500 sqft) |
| Owner | Company Name on Record |
| Last Sale | $139,900 (Mar 2022) |
| Tax Bill | $324 (2025) |
| Deeds & Mortgages | Jul 2022 Line of Credit Feb 2019 Sale & Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 141-02-24-016.000 |
| Primary APN | 141-02-24-016.000 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,089 sqft Living Area |
| Gross Area | 960 sqft |
| Year Built | Built 1925 |
|---|---|
| Effective Year Built | Effective 1925 |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 3,500 sqft (0.08 acres) |
| Lot Dimensions | 50 ft deep x 73 ft wide |
| Sewer | Connected |
|---|
| Account Number | 25436 |
|---|---|
| Street Address | 403 E BROAD ST |
| City | CENTRAL CITY |
| State | KY |
| Zip | 42330-1521 |
| Property Category | Commercial |
| Property Type | Commercial > Retail > Retail Stores (Personal Services, Photography, Travel) |
| Legal Description | BLDG & LOT |
| Jurisdiction | MUHLENBERG KY |
| Township / Civil Division | CENTRAL CITY |
| Census Block Group | 1 |
| Census Block | 1022 |
| Census Tract | 960201 |
Source: Muhlenberg County records, as of November 25, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | PO BOX 2, GREENVILLE, KY 42345-0002 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Jul 18, 2022 | Deed of Trust, Mortgage · Line of Credit FARMERS BANK & TRUST |
| Feb 1, 2019 | Deed, Transfer · Commercial Mortgage FIRST KENTUCKY BANK INC |
| Dec 28, 2018 | Deed, Transfer |
| Dec 28, 2018 | Affidavit, Transfer |
| Jul 31, 2017 | Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 9, 2022 · Amount on Record |
| Deed Sale | Mar 9, 2022 · Amount on Record |
| Prior Sale | Feb 1, 2019 · Amount on Record |
| Deed Document Number | 2022301787 |
| Deed Book / Page | 601 / 1201 |
| Prior Transfer Date | Dec 2, 2018 |
| Prior Transfer Doc | 0D591/0955 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MUHLENBERG KY |
| Property Address | 403 E BROAD ST, CENTRAL CITY, KY 42330-1521 |
| Transaction Type | Mortgage |
| Record Updated | Aug 10, 2022 |
| Name | Verified Name |
|---|---|
| Address | 121 TAMMIE LN, GREENVILLE, KY 42345-1832 |
| Document Number | 0M739/1263 |
|---|---|
| Date | Jul 18, 2022 |
| Book Page | M739/1263 |
| Instrument | 304148 |
| Name | FARMERS BANK & TRUST |
|---|---|
| Type | Bank |
| Address | MARION, KY 42064 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Jul 7, 2032 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed |
|---|---|
| Jurisdiction | MUHLENBERG KY |
| Recording Date | Feb 1, 2019 |
| Property Address | 403 E BROAD ST, CENTRAL CITY, KY 42330-1521 |
| Document Number | 0D591/1540 |
| Book / Page | D591 / 1540 |
| Instrument Date | Jan 31, 2019 |
| Instrument | 284203 |
| Transaction Type | Transfer |
| Record Updated | Aug 10, 2022 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $37.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 733, GREENVILLE, KY 42345-0733 |
| Name | Verified Name |
|---|---|
| Address | PO BOX 2, GREENVILLE, KY 42345-0002 |
| Document Number | 0000284202 |
|---|---|
| Date | Feb 1, 2019 |
| Instrument | 284202 |
| Name | FIRST KENTUCKY BANK INC |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 179 Months |
| Due | Jan 25, 2034 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed |
|---|---|
| Jurisdiction | MUHLENBERG KY |
| Recording Date | Dec 28, 2018 |
| Property Address | 403 E BROAD ST, CENTRAL CITY, KY 42330-1521 |
| Document Number | 0D591/0957 |
| Book / Page | D591 / 0957 |
| Instrument Date | Dec 17, 2018 |
| Instrument | 283709 |
| Transaction Type | Transfer |
| Record Updated | Aug 10, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $30.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 605 E BROAD ST, 605, CENTRAL CITY, KY 42330-1525 |
| Name | Verified Name |
|---|---|
| Address | PO BOX 2, GREENVILLE, KY 42345-0002 |
| Document Type | Affidavit |
|---|---|
| Jurisdiction | MUHLENBERG KY |
| Recording Date | Dec 28, 2018 |
| Property Address | 403 E BROAD ST, CENTRAL CITY, KY 42330-1521 |
| Document Number | 0D591/0955 |
| Book / Page | D591 / 0955 |
| Instrument Date | Dec 2, 2018 |
| Instrument | 283708 |
| Transaction Type | Transfer |
| Record Updated | Aug 10, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 415 E BROAD ST, CENTRAL CITY, KY 42330-1521 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MUHLENBERG KY |
| Recording Date | Jul 31, 2017 |
| Property Address | 403 E BROAD ST, CENTRAL CITY, KY 42330-1521 |
| Document Number | 00D587/076 |
| Book / Page | D587 / 076 |
| Instrument Date | Jul 28, 2017 |
| Instrument | 275438 |
| Transaction Type | Transfer |
| Record Updated | Aug 10, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $37.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 415 E BROAD ST, 415, CENTRAL CITY, KY 42330-1521 |
| Name | Verified Name |
|---|---|
| Address | 605 E BROAD ST, CENTRAL CITY, KY 42330-1525 |
Source: Muhlenberg County assessment roll, as of November 25, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| Municipality | Central City |
| County | Muhlenberg County |
| Unified School District | Muhlenberg County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $324.00 (-2.41%) | $35,000 (-) | $35,000 (-) |
| 2023 | $332.00 | $35,000 | $35,000 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 16, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2025) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | May 2025 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CENTRAL CITY WATER & SEWER serves 5,601 people · EPA ID KY0890071 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2023 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 233 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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