Muhlenberg County property record for 401 E Broad St, Central City, KY 42330
| Property Type | Single Family Home |
|---|---|
| Details | 1,341 sqft · built 1971 |
| Lot Size | 0.179 acres (7,800 sqft) |
| Owner | Individual Name on File |
| Last Sale | $79,900 (Jul 2017) |
| Tax Bill | $285 (2025) |
| Deeds & Mortgages | Oct 2017 Line of Credit Jul 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 141-02-24-015.000 |
| Primary APN | 141-02-24-015.000 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,341 sqft Living Area |
| Year Built | Built 1971 |
|---|---|
| Exterior Material | Brick Veneer |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 7,800 sqft (0.179 acres) |
| Lot Dimensions | 120 ft deep x 65 ft wide |
| Sewer | Connected |
|---|
| Account Number | 24706 |
|---|---|
| Street Address | 401 E BROAD ST |
| City | CENTRAL CITY |
| State | KY |
| Zip | 42330-1521 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HOUSE & LOT |
| Jurisdiction | MUHLENBERG KY |
| Township / Civil Division | CENTRAL CITY |
| Census Block Group | 1 |
| Census Block | 1022 |
| Census Tract | 960201 |
Source: Muhlenberg County records · APN 141-02-24-015.000
Assessment roll updated April 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 401 E BROAD ST, CENTRAL CITY, KY 42330-1521 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 04, 2017 | Deed of Trust, Mortgage · Line of Credit PNC BANK NA |
| Jul 07, 2017 | Special Warranty Deed, Transfer · Conventional Mortgage PNC MORTGAGE LLC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jul 07, 2017 · Amount on Record |
| Deed Sale | Jul 07, 2017 · Amount on Record |
| Deed Document Number | 275068 |
| Deed Book / Page | D586 / 539 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MUHLENBERG KY |
| Property Address | 401 E BROAD ST, CENTRAL CITY, KY 42330-1521 |
| Transaction Type | Mortgage |
| Record Updated | Oct 18, 2017 |
| Name | Verified Name |
|---|
| Document Number | , 276946 |
|---|---|
| Date | Oct 04, 2017 |
| Book Page | M697/0185 |
| Instrument | 276946 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | MUHLENBERG KY |
| Recording Date | Jul 07, 2017 |
| Property Address | 401 E BROAD ST, CENTRAL CITY, KY 42330-1521 |
| Document Number | 00D586/539 |
| Book / Page | D586 / 539 |
| Instrument Date | Jun 29, 2017 |
| Instrument | 275068 |
| Transaction Type | Transfer |
| Record Updated | Jan 04, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $80.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 600 LOCUST ST, 600, OWENSBORO, KY 42301-2130 |
| Name | Verified Name |
|---|---|
| Address | 908 E 20TH ST, OWENSBORO, KY 42303-4751 |
| Document Number | 0000275069 |
|---|---|
| Date | Jul 07, 2017 |
| Instrument | 275069 |
| Name | PNC MORTGAGE LLC |
|---|---|
| Type | Lending Institution |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Aug 01, 2032 |
Source: Muhlenberg County records · Assessment roll updated April 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Kentucky |
| Municipality | Central City |
| County | Muhlenberg County |
| Unified School District | Muhlenberg County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $285.00 (-10.66%) Homeowner's exemption | $79,900 (-) | $79,900 (-) |
| 2023 | $319.00 | $79,900 | $79,900 |
Source: FEMA National Flood Hazard Layer as of October 16, 2013 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2025) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | May 2025 · rainfall accumulation |
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 233 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CENTRAL CITY WATER & SEWER serves 5,601 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2023 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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