402 E Broad St, Central City, KY 42330 Property Records

Muhlenberg County property record for 402 E Broad St, Central City, KY 42330

Property Summary

Property TypeSingle Family Home
Details1,920 sqft · built 1949
Lot Size0.266 acres (11,620 sqft)
Owner2 Individual Names on Record
Tax Bill$736 (2025)
Deeds & MortgagesSep 2022 Mortgage
Dec 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN141-02-30-008.000

Property Details

APN / Parcel Number

Primary APN141-02-30-008.000
Alternative APN
  • 22917

Interior

Stories1 Story
Building Area1,920 sqft Living Area

Exterior

Year BuiltBuilt 1949
Exterior MaterialBrick Veneer
Construction TypeMasonry / Concrete Block
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area11,620 sqft (0.266 acres)
Lot Dimensions166 ft deep x 70 ft wide
Garage TypeBasement
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

SewerConnected

Location & Zoning

Account Number22917
Street Address402 E BROAD ST
CityCENTRAL CITY
StateKY
Zip42330-1522
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionHOUSE & LOT
JurisdictionMUHLENBERG KY
Township / Civil DivisionCENTRAL CITY
Census Block Group1
Census Block1028
Census Tract960201

Owner

Source: Muhlenberg County records, as of November 24, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address402 E BROAD ST, CENTRAL CITY, KY 42330-1522
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 13, 2022Deed of Trust, Mortgage · FHA Mortgage
FLAGSTAR BANK FSB
Dec 26, 2019Deed of Trust, Mortgage · FHA Mortgage
FIRST GUARANTY MORTGAGE CORP

Assessor's Deed Record

Deed NamesName on Deed
Deed Document Number0000576261
Record UpdatedJun 8, 2026

September 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMUHLENBERG KY
Property Address402 E BROAD ST, CENTRAL CITY, KY 42330-1522
Transaction TypeMortgage
Record UpdatedOct 6, 2022
Title CompanyFIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

NameVerified Name
Address402 E BROAD ST, CENTRAL CITY, KY 42330-1522

Mortgage

Document Number00M741/166
DateSep 13, 2022
Book PageM741/166
Instrument305242
Lender
NameFLAGSTAR BANK FSB
TypeBank
AddressJACKSONVILLE, FL 32202
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term267 Months
DueDec 1, 2044

December 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMUHLENBERG KY
Property Address402 E BROAD ST, CENTRAL CITY, KY 42330-1522
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanySOLIDIFI TITLE & CLOSING

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document NumberM712/1413
DateDec 26, 2019
Book PageM712/1413
Instrument289112
Lender
NameFIRST GUARANTY MORTGAGE CORP
TypeMortgage Company
AddressPLANO, TX 75024
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term300 Months
DueDec 1, 2044

Tax Assessment & Valuation

Source: Muhlenberg County assessment roll, as of April 1, 2025

Property Jurisdictions

TypeName
StateKentucky
MunicipalityCentral City
CountyMuhlenberg County
Unified School DistrictMuhlenberg County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$736.00 (-2.52%)$79,400 (-)$79,400 (-)
2023$755.00$79,400$79,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 16, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (2025)
Claims Outside the SFHA1 of 1
Most Recent ClaimMay 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCENTRAL CITY WATER & SEWER
serves 5,601 people · EPA ID KY0890071
Water SourceSurface water
Last State InspectionMar 2023
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 233 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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