Kane County property record for 389 Division St, Elgin, IL 60120
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,275 sqft · built 1920 |
| Lot Size | 0.188 acres (8,168 sqft) |
| Owner | Individual Name on File |
| Last Sale | $175,000 (Nov 2006) |
| Tax Bill | $4,246 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-13-182-013 |
| Primary APN | 06-13-182-013 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,275 sqft Living Area |
| Gross Area | 2,287 sqft |
| 1st Floor Area | 1,275 sqft |
| Basement Area | 1,012 sqft |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Architectural Style | Ranch |
| Construction Type | Frame |
| Foundation Type | Raised |
| Lot Area | 8,168 sqft (0.188 acres) |
| Cooling System | HVAC |
|---|---|
| Water Source | Commercial |
| Street Address | 389 DIVISION ST |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60120-5642 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | B TRUESDELLS SUB EASTERLY 1/2 OF LOT 11 |
| Legal Subdivision | B TRUESDELLS SUB |
| Legal Block | 2 |
| Legal Lot Number | 11 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ELGIN |
| Census Block Group | 2 |
| Census Block | 2012 |
| Census Tract | 854600 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Elgin Historic District listed 1983 · 327 contributing resources · NRIS 83000318 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Kane County records, as of July 23, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 389 DIVISION ST, ELGIN, IL 60120-5642 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 22, 2006 · Amount on File |
| Deed Sale | Nov 22, 2006 · Amount on File |
| Prior Sale | Aug 31, 1994 |
| Deed Document Number | 2006128082 |
| Prior Transfer Date | Jun 7, 1994 |
| Prior Transfer Doc | 0000068017 |
| Record Updated | Oct 29, 2026 |
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Elgin Township |
| Municipality | Elgin City |
| Unified School District | School District U-46 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,246.00 (+15.76%) Homeowner's exemption | $63,667 (+8.57%) Land $15,470 Building $48,197 | $191,077 (+8.57%) Land $46,429 Building $144,649 |
| 2024 | $58,642 (+21.39%) Land $14,249 Building $44,393 | $175,996 (+21.44%) Land $42,764 Building $133,232 | |
| 2022 | $3,668.00 (+4.98%) Homeowner's exemption | $48,308 (+6.96%) Land $11,738 Building $36,570 | $144,924 (+6.96%) Land $35,214 Building $109,710 |
| 2021 | $3,494.00 Homeowner's exemption | $45,164 Land $10,974 Building $34,190 | $135,492 Land $32,922 Building $102,570 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 2 (2007–2013) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Apr 2013 · Severe Storms, Straight-line Winds, And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELGIN serves 114,797 people · EPA ID IL0894380 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 19 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 545 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable · Fiber in parts of the area | 1,500 / 50 |
| Fox Valley Internet Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
May also be available: T-Mobile, Verizon.
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