403 Curtice St E, Saint Paul, MN 55107 Property Records

Ramsey County property record for 403 Curtice St E, Saint Paul, MN 55107

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,584 sqft · built 2016
Lot Size	0.107 acres (4,674 sqft)
Owner	2 Individual Names on Record
Last Sale	$300,000 (Oct 2021)
Tax Bill	$5,750 (2025)
Deeds & Mortgages	Oct 2021 Sale & Mortgage Jan 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`08-28-22-41-0099`

Property Details

APN / Parcel Number

Primary APN	`08-28-22-41-0099`
Alternative APNs	`8368604` `233745`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,584 sqft Living Area
1st Floor Area	792 sqft

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Architectural Style	Bi-Level
Exterior Material	Combination
Construction Type	Wood
Lot Area	4,674 sqft (0.107 acres)
Lot Dimensions	123 ft deep x 38 ft wide
Garage Type	Detached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	233745
Street Address	403 CURTICE ST E
City	SAINT PAUL
State	MN
Zip	55107-3160
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	THE W ST PAUL RE&IMP SYND 2 LOT 16 BLK 24
Legal Range	22
Legal Township	28
Legal Section	08
Legal Subdivision	THE W ST PAUL RE&IMP SYND 2
Legal Block	24
Legal Lot Number	16
Jurisdiction	RAMSEY MN
Township / Civil Division	ST. PAUL
Census Block Group	1
Census Block	1007
Census Tract	37200

Owner

Source: Ramsey County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	403 CURTICE ST E, SAINT PAUL, MN 55107-3160
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Oct 15, 2021	Warranty Deed, Transfer · FHA Mortgage BELL BANK
Jan 5, 2017	Warranty Deed, Transfer · FHA Mortgage BELL BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 15, 2021 · Amount on Record
Deed Sale	Oct 15, 2021 · Amount on Record
Prior Sale	Jan 5, 2017 · Amount on Record
Deed Document Number	20214913653
Record Updated	Oct 29, 2026

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RAMSEY MN
Recording Date	Oct 15, 2021
Property Address	403 CURTICE ST E, SAINT PAUL, MN 55107-3160
Document Number	0A04913653
Instrument Date	Oct 12, 2021
Instrument	A04913653
Transaction Type	Transfer
Record Updated	Sep 13, 2022
Title Company	LAND TITLE CORPORATION, LAND TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$990.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	403 CURTICE STREET, SAINT PAUL, MN 55107

Mortgage

Document Number	0A04913655
Date	Oct 15, 2021
Instrument	A04913655

Lender

Name	BELL BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

January 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RAMSEY MN
Recording Date	Jan 5, 2017
Property Address	403 CURTICE ST E, SAINT PAUL, MN 55107-3160
Document Number	0004640946
Instrument Date	Dec 23, 2016
Instrument	4640946
Transaction Type	Transfer
Record Updated	May 16, 2017
Title Company	TRADITION TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$648.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	403 CURTICE ST E ST PAUL MN 551073160, ST PAUL, MN 55107-3160

Mortgage

Document Number	4640947
Date	Jan 5, 2017
Instrument	4640947

Lender

Name	BELL BK
Address	MINNEAPOLIS, MN 55416

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 4, 2047

Tax Assessment & Valuation

Source: Ramsey County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Ramsey County
Municipality	St. Paul City
Unified School District	St. Paul Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$398,500 (+22.31%) Land $21,900 Building $376,600	$398,500 (+22.31%) Land $21,900 Building $376,600
2025	$5,750.00 (+24.03%)
2023	$4,636.00 Homeowner's exemption	$325,800 Land $17,000 Building $308,800	$325,800 Land $17,000 Building $308,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Paul Regional Water Services serves 392,529 people · EPA ID MN1620026
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	10 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Apr 2022
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 257 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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