388 Curtice St E, Saint Paul, MN 55107 Property Records

Ramsey County property record for 388 Curtice St E, Saint Paul, MN 55107

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,711 sqft · built 1986
Lot Size	0.169 acres (7,380 sqft)
Owner	2 Individual Names on Record
Tax Bill	$4,046 (2025)
Deeds & Mortgages	Jul 2022 Mortgage Jul 2022 Sale & Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`08-28-22-44-0094`

Property Details

APN / Parcel Number

Primary APN	`08-28-22-44-0094`
Alternative APNs	`8445861` `498387`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,711 sqft Living Area
1st Floor Area	1,245 sqft
Basement Area	80 sqft
Finished Basement	80 sqft
Game Room	Game Room

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Architectural Style	Bungalow
Exterior Material	Aluminum/Vinyl
Lot Area	7,380 sqft (0.169 acres)
Lot Dimensions	123 ft deep x 60 ft wide
Garage Type	Attached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	498387
Street Address	388 CURTICE ST E
City	SAINT PAUL
State	MN
Zip	55107-3159
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SKYLINE OAKS LOT 1 BLK 1
Legal Range	22
Legal Township	28
Legal Section	08
Legal Subdivision	SKYLINE OAKS
Legal Block	1
Legal Lot Number	1
Jurisdiction	RAMSEY MN
Township / Civil Division	ST. PAUL
Census Block Group	1
Census Block	1020
Census Tract	37200

Owner

Source: Ramsey County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	388 CURTICE ST E, SAINT PAUL, MN 55107-3159
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 18, 2022	Quit Claim Deed, Transfer · Commercial Mortgage RAMSEY COUNTY
Jul 18, 2022	Deed, Transfer · Line of Credit BRIDGEWATER BANK
Feb 26, 2019	Deed of Trust, Mortgage · Line of Credit WINGS FIN'L CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

July 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	RAMSEY MN
Recording Date	Jul 18, 2022
Property Address	388 CURTICE ST E, SAINT PAUL, MN 55107-3159
Document Number	0A04957621
Instrument Date	Jun 27, 2022
Instrument	A04957621
Transaction Type	Transfer
Record Updated	Sep 13, 2022
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN NCS

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7645 LYNDALE AVE S, MINNEAPOLIS, MN 55423-4084

Mortgage

Document Number	0A04957631
Date	Jul 18, 2022
Instrument	A04957631

Lender

Name	RAMSEY COUNTY
Type	Non-Lending Institution

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	54 Months
Due	Dec 31, 2026

July 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	RAMSEY MN
Recording Date	Jul 18, 2022
Property Address	388 CURTICE ST E, SAINT PAUL, MN 55107-3159
Document Number	0T02737609
Instrument Date	Jun 27, 2022
Instrument	T02737609
Transaction Type	Transfer
Record Updated	Sep 13, 2022
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN NCS

Transaction

Amount	Amount Recorded
Tax	$5,115.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7645 LYNDALE AVE S, MINNEAPOLIS, MN 55423-4084

Mortgage

Document Number	0T02737617
Date	Jul 18, 2022
Instrument	T02737617

Lender

Name	BRIDGEWATER BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAMSEY MN
Property Address	388 CURTICE ST E, SAINT PAUL, MN 55107-3159
Document Number	0002634743
Instrument Date	Feb 26, 2019
Transaction Type	Mortgage
Record Updated	Mar 14, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	388 CURTICE ST E ST PAUL MN 551073159, ST PAUL, MN 55107-3159

Mortgage

Document Number	0002634743
Date	Mar 6, 2019
Instrument	2634743

Lender

Name	WINGS FIN'L CU
Address	APPLE VALLEY, MN 55124

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Mar 5, 2039

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Ramsey County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Ramsey County
Municipality	St. Paul City
Unified School District	St. Paul Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$265,300 (-0.23%) Land $31,300 Building $234,000	$265,300 (-0.23%) Land $31,300 Building $234,000
2025	$4,046.00 (+22.9%) Homeowner's exemption	$265,900 (+18.07%) Land $31,300 Building $234,600	$265,900 (+18.07%) Land $31,300 Building $234,600
2023	$3,292.00 Homeowner's exemption	$225,200 Land $24,200 Building $201,000	$225,200 Land $24,200 Building $201,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Paul Regional Water Services serves 392,529 people · EPA ID MN1620026
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	10 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Apr 2022
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 257 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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