397 Curtice St E, Saint Paul, MN 55107 Property Records

Ramsey County property record for 397 Curtice St E, Saint Paul, MN 55107

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,020 sqft · built 1925
Lot Size	0.107 acres (4,674 sqft)
Owner	Individual Name on Record
Last Sale	$128,787 (Jul 2017)
Tax Bill	$3,312 (2025)
Deeds & Mortgages	Jan 2022 Mortgage Apr 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`08-28-22-41-0097`

Property Details

APN / Parcel Number

Primary APN	`08-28-22-41-0097`
Alternative APNs	`8532119` `587443`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,020 sqft Living Area
1st Floor Area	624 sqft
Family Room	Family Room
Game Room	Game Room

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1955
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Lot Area	4,674 sqft (0.107 acres)
Lot Dimensions	123 ft deep x 38 ft wide
Garage Type	Detached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	587443
Street Address	397 CURTICE ST E
City	SAINT PAUL
State	MN
Zip	55107-3160
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	THE W ST PAUL RE&IMP SYND 2 LOT 14 BLK 24
Legal Range	22
Legal Township	28
Legal Section	08
Legal Subdivision	THE W ST PAUL RE&IMP SYND 2
Legal Block	24
Legal Lot Number	14
Jurisdiction	RAMSEY MN
Township / Civil Division	ST. PAUL
Census Block Group	1
Census Block	1007
Census Tract	37200

Owner

Source: Ramsey County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	397 CURTICE ST E, SAINT PAUL, MN 55107-3160
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 25, 2022	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN NEIGHBORHOOD MTG ACCEPTANCE CO
Apr 25, 2019	Deed of Trust, Mortgage · Conventional with PMI SUMMIT MTG CORP
Jun 26, 2017	Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS
Jun 7, 2017	Warranty Deed, Transfer WATERMARK TITLE AGENCY LLC, WATERMARK TITLE AGCY LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 7, 2017 · Amount on Record
Deed Sale	Jul 7, 2017 · Amount on Record
Prior Sale	Apr 29, 2010 · Amount on Record
Deed Document Number	20174666410
Record Updated	Oct 29, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAMSEY MN
Property Address	397 CURTICE ST E, SAINT PAUL, MN 55107-3160
Transaction Type	Mortgage
Record Updated	Sep 13, 2022
Title Company	FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0A04930937
Date	Jan 25, 2022
Instrument	A04930937

Lender

Name	AMERICAN NEIGHBORHOOD MTG ACCEPTANCE CO
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAMSEY MN
Property Address	397 CURTICE ST E, SAINT PAUL, MN 55107-3160
Document Number	0004755017
Instrument Date	Apr 25, 2019
Transaction Type	Mortgage
Record Updated	May 28, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	397 CURTICE ST E ST PAUL MN 551073160, ST PAUL, MN 55107-3160

Mortgage

Document Number	0004755017
Date	May 3, 2019
Instrument	4755017

Lender

Name	SUMMIT MTG CORP
Address	PLYMOUTH, MN 55441

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	May 2, 2049

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAMSEY MN
Property Address	397 CURTICE ST E, SAINT PAUL, MN 55107-3160
Document Number	0004666411
Instrument Date	Jun 26, 2017
Transaction Type	Mortgage
Record Updated	Jan 10, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	397 CURTICE ST E ST PAUL MN 551073160, ST PAUL, MN 55107-3160

Mortgage

Document Number	0004666411
Date	Jul 7, 2017
Instrument	4666411

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MN 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jul 6, 2047

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RAMSEY MN
Recording Date	Jun 7, 2017
Property Address	397 CURTICE ST E, SAINT PAUL, MN 55107-3160
Document Number	0004666410
Instrument Date	Jun 23, 2017
Instrument	4666410
Transaction Type	Transfer
Record Updated	Jul 26, 2017
Title Company	WATERMARK TITLE AGENCY LLC, WATERMARK TITLE AGCY LLC

Transaction

Amount	Amount Recorded
Tax	$425.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	397 CURTICE ST E ST PAUL MN 551073160, ST PAUL, MN 55107-3160

Tax Assessment & Valuation

Source: Ramsey County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Ramsey County
Municipality	St. Paul City
Unified School District	St. Paul Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$238,000 (+16.5%) Land $21,900 Building $216,100	$238,000 (+16.5%) Land $21,900 Building $216,100
2025	$3,312.00 (+16.95%)
2023	$2,832.00 Homeowner's exemption	$204,300 Land $17,000 Building $187,300	$204,300 Land $17,000 Building $187,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Paul Regional Water Services serves 392,529 people · EPA ID MN1620026
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	10 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Apr 2022
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 257 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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