Fannin County property record for 403 Commerce St, Ladonia, TX 75449
| Property Type | Residential Vacant Land |
|---|---|
| Lot Size | 0.5 acres (21,780 sqft) |
| Owner | Company Name on File |
| Tax Bill | $445 (2025) |
| Flood Zone | Zone A (high risk) |
| APN | 9045-019-0010-08 |
| Primary APN | 9045-019-0010-08 |
|---|---|
| Alternative APN |
|
| Lot Area | 21,780 sqft (0.5 acres) |
|---|
| Account Number | 9045-019-0010-08 |
|---|---|
| Street Address | 403 COMMERCE ST |
| City | LADONIA |
| State | TX |
| Zip | 75449-1407 |
| Property Category | Residential |
| Property Type | Vacant Land > Residential |
| Legal Description | S9045 REDNER ADDN, BLOCK 19, LOT S 1/2 OF 1, ACRES 0.5 |
| Legal Subdivision | REDNER ADD |
| Legal Block | 19 |
| Jurisdiction | FANNIN TX |
| Township / Civil Division | LADONIA |
| Census Block Group | 3 |
| Census Block | 3085 |
| Census Tract | 950500 |
403 Commerce St, residential vacant land, is owned by a company that acquired it in April 2024.
Source: Fannin County records, as of December 2, 2025
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 444889 TOWN CENTER WAY STE D164, D164, PALM DESERT, CA 92260 |
| Owner Type | Company |
| Vesting | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Apr 4, 2024 |
| Transfer Doc | 2024003199 |
| Record Updated | Jun 8, 2026 |
The 2025 property tax bill for 403 Commerce St was $445, up 25.7% from the year before.
Source: Fannin County assessment roll, as of November 18, 2025
| Type | Name |
|---|---|
| State | Texas |
| County | Fannin County |
| Municipality | Ladonia Town |
| Unified School District | Fannindel Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $445.00 (+25.71%) | $23,960 Land $23,960 | $23,960 Land $23,960 |
| 2024 | $354.00 | ||
| 2023 | $15,900 Land $15,900 | $15,900 Land $15,900 | |
| 2018 | $83.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 403 Commerce St in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective June 16, 2026
| FEMA Flood Zone | Zone A high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Not determined for this zone |
| Flood Insurance Requirement | Required federally backed loans |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 403 Commerce St is moderate, ranking above 48% of the US, with a 0.09% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 48% of the US · lower than 77% of Texas |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF LADONIA serves 597 people · EPA ID TX0740004 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2025 |
| Lead | 4 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 12 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 100 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Peoples Communications Fixed Wireless | 500 / 60 |
| 360 Broadband Fixed Wireless | 60 / 6 |
| Rise Broadband Fixed Wireless | 25 / 5 |
May also be available: AT&T, Zulu Internet.
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