Fannin County property record for 408 Commerce St, Ladonia, TX 75449
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,060 sqft · built 1972 |
| Lot Size | 0.66 acres (28,750 sqft) |
| Owner | Company Name on File |
| Tax Bill | $763 (2024) |
| Flood Zone | Zone X (minimal risk) |
| APN | 9055-096-0060-08 |
| Primary APN | 9055-096-0060-08 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Building Area | 1,060 sqft Living Area |
| 1st Floor Area | 796 sqft |
| Year Built | Built 1972 |
|---|---|
| Exterior Material | Wood |
| Construction Type | Wood Frame |
| Lot Area | 28,750 sqft (0.66 acres) |
| Porch | Porch |
| Porch Area | 136 sqft |
| Heating System | Electric |
|---|
| Account Number | 9055-096-0060-08 |
|---|---|
| Old Parcel Number | 89845 |
| Street Address | 408 COMMERCE ST |
| City | LADONIA |
| State | TX |
| Zip | 75449-1406 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ORIGINAL TOWN OF LADONIA, BLOCK 96, ACRES .66 |
| Legal Subdivision | ORIGINAL TOWN OF LADONIA |
| Legal Block | 96 |
| Jurisdiction | FANNIN TX |
| Township / Civil Division | LADONIA |
| Census Block Group | 3 |
| Census Block | 3070 |
| Census Tract | 950500 |
408 Commerce St is owned by a company that acquired it in September 2022.
Source: Fannin County records, as of November 17, 2025
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 50 W MASHTA DR STE 1, 1, KEY BISCAYNE, FL 33149-2431 |
| Owner Type | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 8, 2022 |
| Deed Sale | Sep 8, 2022 |
| Record Updated | Jun 8, 2026 |
Source: Fannin County assessment roll, as of September 1, 2025
| Type | Name |
|---|---|
| State | Texas |
| County | Fannin County |
| Municipality | Ladonia Town |
| Unified School District | Fannindel Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $45,350 Land $26,160 Building $19,190 | $45,350 Land $26,160 Building $19,190 | |
| 2024 | $763.00 | ||
| 2023 | $34,270 Land $18,400 Building $15,870 | $34,270 Land $18,400 Building $15,870 | |
| 2018 | $456.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 408 Commerce St in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective June 16, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 408 Commerce St is moderate, ranking above 43% of the US, with a 0.07% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 43% of the US · lower than 83% of Texas |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF LADONIA serves 597 people · EPA ID TX0740004 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2025 |
| Lead | 4 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 12 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 100 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Peoples Communications Fixed Wireless | 500 / 60 |
| 360 Broadband Fixed Wireless | 60 / 6 |
| Rise Broadband Fixed Wireless | 25 / 5 |
May also be available: AT&T, Zulu Internet.
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