Fannin County property record for 303 Commerce St, Ladonia, TX 75449
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,074 sqft · built 1920 |
| Lot Size | 1.25 acres (54,450 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $946 (2024) |
| Flood Zone | Zone A (high risk) |
| APN | 9055-099-0010-08 |
| Primary APN | 9055-099-0010-08 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Building Area | 1,074 sqft Living Area |
| 1st Floor Area | 1,074 sqft |
| Flooring | Combination, Other |
| Year Built | Built 1920 |
|---|---|
| Exterior Material | Vinyl |
| Construction Type | Wood Frame |
| Lot Area | 54,450 sqft (1.25 acres) |
| Porch | Porch |
| Porch Area | 280 sqft |
| Heating System | HVAC |
|---|
| Account Number | 9055-099-0010-08 |
|---|---|
| Old Parcel Number | 89855 |
| Street Address | 303 COMMERCE ST |
| City | LADONIA |
| State | TX |
| Zip | 75449-1405 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ORIGINAL TOWN OF LADONIA, BLOCK 99, ACRES 1.25 |
| Legal Subdivision | ORIGINAL TOWN OF LADONIA |
| Legal Block | 99 |
| Jurisdiction | FANNIN TX |
| Township / Civil Division | LADONIA |
| Census Block Group | 3 |
| Census Block | 3085 |
| Census Tract | 950500 |
303 Commerce St is owned and occupied by an individual who acquired it in September 2023.
Source: Fannin County records, as of November 17, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 303 COMMERCE ST, LADONIA, TX 75449-1405 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 1, 2023 |
| Deed Sale | Sep 1, 2023 |
| Record Updated | Jun 8, 2026 |
Source: Fannin County assessment roll, as of September 1, 2025
| Type | Name |
|---|---|
| State | Texas |
| County | Fannin County |
| Municipality | Ladonia Town |
| Unified School District | Fannindel Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $83,800 Land $38,120 Building $45,680 | $83,800 Land $38,120 Building $45,680 | |
| 2024 | $946.00 | ||
| 2023 | $88,600 Land $31,580 Building $57,020 | $88,600 Land $31,580 Building $57,020 | |
| 2018 | $628.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 303 Commerce St in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective June 16, 2026
| FEMA Flood Zone | Zone A high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Not determined for this zone |
| Flood Insurance Requirement | Required federally backed loans |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 303 Commerce St is moderate, ranking above 43% of the US, with a 0.07% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 43% of the US · lower than 83% of Texas |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF LADONIA serves 597 people · EPA ID TX0740004 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2025 |
| Lead | 4 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 12 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 100 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Peoples Communications Fixed Wireless | 500 / 60 |
| 360 Broadband Fixed Wireless | 60 / 6 |
| Rise Broadband Fixed Wireless | 25 / 5 |
May also be available: AT&T, Zulu Internet.
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