403 Cedar St S, Onamia, MN 56359 Property Records

Mille Lacs County property record for 403 Cedar St S, Onamia, MN 56359

Property Summary

Property Type	Mobile Home
Details	1,344 sqft · built 1999
Lot Size	0.386 acres (16,842 sqft)
Owner	2 Individual Names on Record
Last Sale	$135,000 (Dec 2022)
Tax Bill	$936 (2026)
Deeds & Mortgages	Jun 2019 Sale
Flood Zone	Zone X (minimal risk)
APN	`22-920-0500`

Property Details

APN / Parcel Number

Primary APN	`22-920-0500`

Interior

Building Area	1,344 sqft Total Area

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	Mobile Home
Lot Area	16,842 sqft (0.386 acres)
Garage Type	Mixed
Garage Area	920 sqft
Parking Spaces	2 Parking Spaces
Deck Area	170 sqft
Shed	1 Shed

Location & Zoning

Street Address	403 CEDAR ST S
City	ONAMIA
State	MN
Zip	56359-4020
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	EX E 40 FT, & EX W 134.2 FT AS MEAS ON N LINE & W 132.6 FT AS MEAS ON S LINE
Legal Range	26
Legal Township	41
Legal Section	06
Legal Subdivision	WAY'S SUBDIVISION
Legal Lot Number	28
Jurisdiction	MILLE LACS MN
Township / Civil Division	ONAMIA
Census Block Group	1
Census Block	1035
Census Tract	970200

Owner

Source: Mille Lacs County records, as of September 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	40746 HIGHWAY 27, HILLMAN, MN 56338-2264
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 19, 2022 · Amount on Record
Deed Sale	Dec 19, 2022 · Amount on Record
Prior Sale	Jun 5, 2019 · Amount on Record
Deed Document Number	2022434404
Prior Transfer Date	Sep 6, 2016
Prior Transfer Doc	A396909
Record Updated	Oct 29, 2026

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MILLE LACS MN
Recording Date	Jun 5, 2019
Property Address	403 CEDAR ST S, ONAMIA, MN 56359-4020
Document Number	A411675
Instrument Date	May 31, 2019
Instrument	A411675
Transaction Type	Transfer
Record Updated	Aug 23, 2021

Transaction

Amount	Amount Recorded
Tax	$270.60
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	403 CEDAR ST S, ONAMIA, MN 56359-4020

Tax Assessment & Valuation

Source: Mille Lacs County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Mille Lacs County
Municipality	Onamia City
Unified School District	Onamia Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$936.00 (-10.34%)	$129,000 (+55.05%) Land $32,800 Building $96,200	$129,000 (+55.05%) Land $32,800 Building $96,200
2025	$1,044.00 (-25.21%) Homeowner's exemption	$83,200 (-24.84%) Land $20,300 Building $62,900	$83,200 (-24.84%) Land $20,300 Building $62,900
2023	$1,396.00	$110,700 Land $19,800 Building $90,900	$110,700 Land $19,800 Building $90,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 4, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 64% of Minnesota
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Onamia serves 831 people · EPA ID MN1480003
Water Source	Groundwater
Last State Inspection	Nov 2025
Lead	5 ppb (2026) action level 15 ppb
Copper	1.49 mg/L (2026) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 149 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Midco Cable · Fiber in parts of the area	250 / 20