Mille Lacs County property record for 310 Cedar St S, Onamia, MN 56359
| Property Type | Single Family Home |
|---|---|
| Details | 1,008 sqft · built 1978 |
| Lot Size | 0.833 acres (36,314 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $210,000 (Jul 2022) |
| Tax Bill | $1,546 (2026) |
| Deeds & Mortgages | Jul 2022 Sale & Mortgage Jan 2018 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 22-920-0300 |
| Primary APN | 22-920-0300 |
|---|
| Building Area | 1,008 sqft Living Area |
|---|---|
| Basement Area | 1,008 sqft |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1978 |
| Lot Area | 36,314 sqft (0.833 acres) |
| Garage Area | 616 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Street Address | 310 CEDAR ST S |
|---|---|
| City | ONAMIA |
| State | MN |
| Zip | 56359-4011 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Range | 26 |
| Legal Township | 41 |
| Legal Section | 06 |
| Legal Subdivision | WAY'S SUBDIVISION |
| Legal Lot Number | 19 |
| Jurisdiction | MILLE LACS MN |
| Township / Civil Division | ONAMIA |
| Census Block Group | 1 |
| Census Block | 1056 |
| Census Tract | 970200 |
Source: Mille Lacs County records, as of September 4, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 310 CEDAR ST S, ONAMIA, MN 56359-4011 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 7, 2022 | Warranty Deed, Transfer · Conventional Mortgage LOAN DEPOT INC |
| Jan 25, 2018 | Deed, Transfer · Conventional Mortgage AMERICAN MTG & EQUITY CONSULT |
| Jan 25, 2018 | Quit Claim Deed, Transfer LAWYERS TITLE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 7, 2022 · Amount on Record |
| Deed Sale | Jul 7, 2022 · Amount on Record |
| Prior Sale | Jan 25, 2018 · Amount on Record |
| Deed Document Number | 2022432055 |
| Prior Transfer Date | Jul 29, 2010 |
| Prior Transfer Doc | A363084 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MILLE LACS MN |
| Recording Date | Jul 7, 2022 |
| Property Address | 310 CEDAR ST S, ONAMIA, MN 56359-4011 |
| Document Number | 000A432055 |
| Instrument Date | Jun 30, 2022 |
| Instrument | A432055 |
| Transaction Type | Transfer |
| Record Updated | Jul 27, 2022 |
| Title Company | LAWYERS TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $693.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 310 CEDAR ST S, ONAMIA, MN 56359-4011 |
| Document Number | 000A432056 |
|---|---|
| Date | Jul 7, 2022 |
| Instrument | A432056 |
| Name | LOAN DEPOT INC |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2052 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed |
|---|---|
| Jurisdiction | MILLE LACS MN |
| Recording Date | Jan 25, 2018 |
| Property Address | 310 CEDAR ST S, ONAMIA, MN 56359-4011 |
| Document Number | A404616 |
| Instrument Date | Jan 19, 2018 |
| Instrument | A404616 |
| Transaction Type | Transfer |
| Record Updated | Aug 23, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $323.40 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1005 DUNN AVE W, ONAMIA, MN 56359-4002 |
| Document Number | A404617 |
|---|---|
| Date | Jan 25, 2018 |
| Instrument | A404617 |
| Name | AMERICAN MTG & EQUITY CONSULT |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 1, 2048 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MILLE LACS MN |
| Recording Date | Jan 25, 2018 |
| Property Address | 310 CEDAR ST S, ONAMIA, MN 56359-4011 |
| Document Number | A404614 |
| Instrument Date | Dec 27, 2017 |
| Instrument | A404614 |
| Transaction Type | Transfer |
| Record Updated | Aug 23, 2021 |
| Title Company | LAWYERS TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
Source: Mille Lacs County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Mille Lacs County |
| Municipality | Onamia City |
| Unified School District | Onamia Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,546.00 (-35.53%) | $182,800 (+26.16%) Land $38,000 Building $144,800 | $182,800 (+26.16%) Land $38,000 Building $144,800 |
| 2025 | $144,900 (-23.13%) Land $24,700 Building $120,200 | $144,900 (-23.13%) Land $24,700 Building $120,200 | |
| 2023 | $2,398.00 | $188,500 Land $23,400 Building $165,100 | $188,500 Land $23,400 Building $165,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 4, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · above 57% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Onamia serves 831 people · EPA ID MN1480003 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2025 |
| Lead | 5 ppb (2026) action level 15 ppb |
| Copper | 1.49 mg/L (2026) action level 1.3 mg/L |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 149 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Midco Cable · Fiber in parts of the area | 250 / 20 |
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