Mille Lacs County property record for 301 Cedar St S, Onamia, MN 56359
| Property Type | Single Family Home |
|---|---|
| Details | 840 sqft · built 1950 |
| Lot Size | 0.149 acres (6,515 sqft) |
| Owner | Company Name on File |
| Last Sale | $90,000 (Jul 2023) |
| Tax Bill | $1,522 (2026) |
| Deeds & Mortgages | Jul 2023 Sale Mar 2017 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 22-920-0410 |
| Primary APN | 22-920-0410 |
|---|
| Building Area | 840 sqft Living Area |
|---|---|
| Basement Area | 840 sqft |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1950 |
| Lot Area | 6,515 sqft (0.149 acres) |
| Garage Type | Mixed |
| Garage Area | 776 sqft |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 301 CEDAR ST S |
|---|---|
| City | ONAMIA |
| State | MN |
| Zip | 56359-4011 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | THAT PART OF LOT 26 BEG AT NE COR, S 108 FT, SW'LY 63 FT, NW'LY 64.5 FT TO N LINE, NE'LY 99 FT TO BEG, DES IN BK 102, P 88 |
| Legal Range | 26 |
| Legal Township | 41 |
| Legal Section | 06 |
| Legal Subdivision | WAY'S SUBDIVISION |
| Legal Lot Number | 26 |
| Jurisdiction | MILLE LACS MN |
| Township / Civil Division | ONAMIA |
| Census Block Group | 1 |
| Census Block | 1064 |
| Census Tract | 970200 |
301 Cedar St S is owned by a company that bought it in July 2023.
Source: Mille Lacs County records, as of September 4, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 9301 STATE HIGHWAY 27, ONAMIA, MN 56359-7820 |
| Owner Type | Company |
| Vesting | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 13, 2023 | Warranty Deed, Transfer |
| Mar 1, 2017 | Deed of Trust, Mortgage · Line of Credit FIRST NATIONAL BANK OF MILACA |
| Jan 29, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FIRST NATIONAL BANK MILACA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 13, 2023 · Amount on File |
| Deed Sale | Jul 13, 2023 · Amount on File |
| Prior Sale | Sep 12, 2014 · Amount on File |
| Deed Document Number | 2023437037 |
| Prior Transfer Date | Sep 11, 2014 |
| Prior Transfer Doc | A386517 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MILLE LACS MN |
| Recording Date | Jul 13, 2023 |
| Property Address | 301 CEDAR ST S, ONAMIA, MN 56359-4011 |
| Document Number | 000A437037 |
| Instrument Date | Jul 10, 2023 |
| Instrument | A437037 |
| Transaction Type | Transfer |
| Record Updated | Aug 9, 2023 |
| Amount | Amount on Record |
|---|---|
| Tax | $297.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 9301 STATE HIGHWAY 27, ONAMIA, MN 56359-7820 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MILLE LACS MN |
| Property Address | 301 CEDAR ST S, ONAMIA, MN 56359-4011 |
| Transaction Type | Mortgage |
| Record Updated | Aug 23, 2021 |
| Name | Verified Name |
|---|
| Document Number | A399571 |
|---|---|
| Date | Mar 1, 2017 |
| Instrument | A399571 |
| Name | FIRST NATIONAL BANK OF MILACA |
|---|---|
| Type | Bank |
| Address | ISLE, MN 56342 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 62 Months |
| Due | May 1, 2022 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MILLE LACS MN |
| Property Address | 301 CEDAR ST S, ONAMIA, MN 56359-4011 |
| Transaction Type | Mortgage |
| Record Updated | Aug 23, 2021 |
| Title Company | NORTH AMERICAN TITLE |
| Name | Verified Name |
|---|
| Document Number | A415600 |
|---|---|
| Date | Jan 29, 2020 |
| Instrument | A415600 |
| Name | FIRST NATIONAL BANK MILACA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 60 Months |
| Due | Apr 1, 2025 |
| Rate Type | Fixed Rate |
|---|
The 2026 property tax bill for 301 Cedar St S was $1,522.
Source: Mille Lacs County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Mille Lacs County |
| Municipality | Onamia City |
| Unified School District | Onamia Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,522.00 | $110,400 (+31.27%) Land $30,000 Building $80,400 | $110,400 (+31.27%) Land $30,000 Building $80,400 |
| 2025 | $84,100 Land $18,000 Building $66,100 | $84,100 Land $18,000 Building $66,100 | |
| 2023 | $1,178.00 (+14.37%) | $109,300 (+10.07%) Land $18,000 Building $91,300 | $109,300 (+10.07%) Land $18,000 Building $91,300 |
| 2022 | $1,030.00 | $99,300 Land $15,000 Building $84,300 | $99,300 Land $15,000 Building $84,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 301 Cedar St S in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective March 4, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 301 Cedar St S is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · above 57% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Onamia serves 831 people · EPA ID MN1480003 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2025 |
| Lead | 5 ppb (2026) action level 15 ppb |
| Copper | 1.49 mg/L (2026) action level 1.3 mg/L |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 149 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Midco Cable · Fiber in parts of the area | 250 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures