207 Cedar St, Loudon, TN 37774 Property Records

Loudon County property record for 207 Cedar St, Loudon, TN 37774

Property Summary

Property Type	Single Family Home
Details	1 ba · 852 sqft · built 1900
Lot Size	0.066 acres (2,862 sqft)
Owner	Individual Name on File
Last Sale	$260,000 (Jul 2025)
Tax Bill	$744 (2025)
Deeds & Mortgages	Jul 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`041B-C-023.00`

Property Details

APN / Parcel Number

Primary APN	`041B-C-023.00`
Alternative APNs	`041B C 02300 000041B` `01041BC041B02300` `053041B C 02300`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	852 sqft Living Area
1st Floor Area	852 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1900
Effective Year Built	Effective 2005
Architectural Style	Custom Design
Exterior Material	Siding
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	2,862 sqft (0.066 acres)
Lot Dimensions	60 ft deep x 49 ft wide
Porch	Finished/Open Porch
Porch Area	198 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	207 CEDAR ST
City	LOUDON
State	TN
Zip	37774-1405
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT: 51 01 044D C 044D 02102 000 49X60 CHANGE PER SURVEY 0.07AC
Legal Subdivision	LOT PT51
Legal Lot Number	51
Jurisdiction	LOUDON TN
Township / Civil Division	1
Census Block Group	2
Census Block	2010
Census Tract	60600

Owner

207 Cedar St is owned and occupied by an individual who bought it in July 2025.

Source: Loudon County records, as of December 29, 2025

Owner of Record	Individual Name on File
Mailing Address	207 CEDAR ST, LOUDON, TN 37774-1405
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Man

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 2, 2025 · Amount on File
Deed Sale	Jul 2, 2025 · Amount on File
Prior Sale	Nov 1, 2011 · Amount on File
Deed Document Number	20255932
Deed Book / Page	486 / 505
Transfer Doc	00D343/455
Record Updated	Jun 8, 2026

July 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LOUDON TN
Recording Date	Jul 2, 2025
Property Address	207 CEDAR ST, LOUDON, TN 37774-1405
Document Number	00D486/505
Book / Page	D486 / 505
Instrument Date	Jun 27, 2025
Instrument	25005932
Transaction Type	Transfer
Record Updated	Jan 23, 2026
Title Company	PREMIER TITLE GROUP LLC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$962.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2800 TAMARACK RD, OWENSBORO, KY 42301-6566
Mail Care Of	US BANK NATIONAL ASSOCIATION

Mortgage

Document Number	0025005933
Date	Jul 2, 2025
Instrument	25005933

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2055

Tax Assessment & Valuation

The 2025 property tax bill for 207 Cedar St was $744, up 67.2% from the year before.

Source: Loudon County assessment roll, as of December 26, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Loudon County
Municipality	Loudon City
Unified School District	Loudon County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$744.00 (+67.19%)	$25,150 (-) Land $1,525 Building $23,625	$100,600 Land $6,100 Building $94,500
2024	$445.00	$25,150 (-) Land $1,525 Building $23,625
2023		$25,150 (-) Land $1,525 Building $23,625
2022	$276.00	$25,150 Land $1,525 Building $23,625	$100,600 (-) Land $6,100 Building $94,500
2021			$100,600 Land $6,100 Building $94,500

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 207 Cedar St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 16, 2007

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 207 Cedar St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOUDON UTILITIES BOARD serves 16,047 people · EPA ID TN0000409
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 96 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20