Manatee County property record for 403 28th St, Holmes Beach, FL 34217
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,833 sqft · built 1978 |
| Lot Size | 0.22 acres (9,600 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $840,000 (May 2018) |
| Tax Bill | $19,101 (2025) |
| Deeds & Mortgages | Jun 2019 Mortgage Nov 2018 Sale + 1 more |
| Flood Zone | Zone AE (high risk) |
| APN | 74651-0000-1 |
| Primary APN | 74651-0000-1 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,833 sqft Living Area |
| Gross Area | 3,001 sqft |
| 1st Floor Area | 1,833 sqft |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1998 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 9,600 sqft (0.22 acres) |
| Lot Dimensions | 120 ft deep x 80 ft wide |
| View / Lot | Canal Front |
| Garage Type | Attached |
| Garage Area | 528 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 392 sqft |
| Porch | Screened Porch |
| Porch Area | 640 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Street Address | 403 28TH ST |
|---|---|
| City | HOLMES BEACH |
| State | FL |
| Zip | 34217-2105 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | HB_R-1 |
| Legal Description | LOT 2 BLK B SUNRISE PARK PI#74651.0000/1 |
| Legal Range | 16E |
| Legal Township | 34S |
| Legal Section | 33 |
| Legal Subdivision | SUNRISE PARK |
| Legal Tract | 07464600 |
| Legal Block | B |
| Legal Lot Number | 2 |
| Jurisdiction | MANATEE FL |
| Township / Civil Division | BRADENTON |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 1701 |
Source: Manatee County records, as of July 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 8 HI ONA HILL RD, MATTAPOISETT, MA 02739-1845 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Revocable Trust |
| Date | Document |
|---|---|
| Jun 6, 2019 | Deed of Trust, Mortgage · Conventional Mortgage MORGAN STANLEY PRIVATE BANK NA |
| Nov 27, 2018 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| May 23, 2018 | Warranty Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 23, 2018 · Amount on Record |
| Deed Sale | May 23, 2018 · Amount on Record |
| Prior Sale | Dec 8, 1994 · Amount on Record |
| Deed Document Number | 201852539 |
| Deed Book / Page | 2729 / 5019 |
| Last Transfer Date | Nov 26, 2018 |
| Transfer Doc | 0027575621 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MANATEE FL |
| Property Address | 403 28TH ST, HOLMES BEACH, FL 34217-2105 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0027857078 |
|---|---|
| Date | Jun 6, 2019 |
| Book Page | 2785/7078 |
| Instrument | 201941055318 |
| Name | MORGAN STANLEY PRIVATE BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45245 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2049 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MANATEE FL |
| Recording Date | Nov 27, 2018 |
| Property Address | 403 28TH ST, HOLMES BEACH, FL 34217-2105 |
| Document Number | 0027575621 |
| Book / Page | 002757 / 005621 |
| Instrument Date | Nov 26, 2018 |
| Instrument | 41117842 |
| Transaction Type | Transfer |
| Record Updated | Dec 12, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.70 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 8 HI ONA HILL RD MATTAPOISETT MA 027391845, MATTAPOISETT, MA 02739-1845 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MANATEE FL |
| Recording Date | May 23, 2018 |
| Property Address | 403 28TH ST, HOLMES BEACH, FL 34217-2105 |
| Document Number | 0027295019 |
| Book / Page | 002729 / 005019 |
| Instrument Date | May 23, 2018 |
| Instrument | 41052539 |
| Transaction Type | Transfer |
| Record Updated | Dec 12, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $5,880.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 2831 RINGLING BLVD #210D SARASOTA FL 342375352, 210D, SARASOTA, FL 34237-5352 |
Source: Manatee County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Manatee County |
| Municipality | Holmes Beach City |
| Unified School District | Manatee County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,217,855 (+1%) | $1,311,293 (-1.09%) Land $765,000 Building $546,293 | |
| 2025 | $19,101.00 (+2.48%) | $1,107,141 (-16.18%) | $1,325,711 (+0.37%) Land $765,000 Building $560,711 |
| 2024 | $18,639.00 (+4.9%) | ||
| 2023 | $17,768.00 (+18.83%) | $1,320,789 (+24.56%) Land $680,000 Building $640,789 | $1,320,789 (+24.56%) Land $680,000 Building $640,789 |
| 2022 | $14,953.00 | $1,060,390 Land $500,000 Building $560,390 | $1,060,390 Land $500,000 Building $560,390 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 7.0 ft |
| Coastal | Yes |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 219 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 530 units insured incl. 311 condo units |
| Nearby Flood Claims | 387 (1982–2024) |
| Claims Outside the SFHA | 3 of 387 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MANATEE COUNTY UTILITIES DEPT serves 347,800 people · EPA ID FL6411132 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | 2 ppb (2022) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 271 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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