303 28th St, Holmes Beach (Bradenton Beach), FL 34217 Property Records

Manatee County property record for 303 28th St, Holmes Beach, FL 34217

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,572 sqft · built 1960
Lot Size0.154 acres (6,720 sqft)
Owner2 Individual Names on File
Tax Bill$2,753 (2025)
Deeds & MortgagesAug 2021 Mortgage
Mar 2017 Mortgage
Flood ZoneZone AE (high risk)
APN74669-0000-3

Property Details

APN / Parcel Number

Primary APN74669-0000-3
Alternative APN
  • 3416337466900003

Interior

Bedrooms3 Beds
Full Baths1 Bath
Plumbing Fixtures5 Plumbing Fixtures
Stories1 Story
Building Area1,572 sqft Living Area
Gross Area2,272 sqft
1st Floor Area1,572 sqft
Basement Area180 sqft

Exterior

Year BuiltBuilt 1960
Effective Year BuiltEffective 1993
Exterior MaterialWood
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area6,720 sqft (0.154 acres)
Lot Dimensions105 ft deep x 64 ft wide
View / LotIsland
Garage TypeCarport
CarportCarport

Exterior Amenities

PorchOpen Porch
Porch Area652 sqft
Deck Area259 sqft
Patio Area259 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelElectric

Location & Zoning

Street Address303 28TH ST
CityHOLMES BEACH
StateFL
Zip34217-2104
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeHB_R-1
Legal DescriptionLOT 9 BLK 32 SUNRISE PARK PI#74669.0000/3
Legal Range16E
Legal Township34S
Legal Section33
Legal SubdivisionSUNRISE PARK
Legal Tract07464600
Legal Block32
Legal Lot Number9
JurisdictionMANATEE FL
Township / Civil DivisionBRADENTON
Census Block Group1
Census Block1002
Census Tract1701

Owner

303 28th St is owned and occupied by two individuals who acquired it in January 1996.

Source: Manatee County records, as of July 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address303 28TH ST, HOLMES BEACH, FL 34217-2104
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 19, 2021Deed of Trust, Mortgage · Conventional Mortgage
ROCKET MORTGAGE LLC
Mar 28, 2017Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LNS

Assessor's Deed Record

Deed Names2 Names on Deed
Last Transfer DateJan 15, 1996
Transfer Doc1508002499
Record UpdatedSep 20, 2026

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMANATEE FL
Property Address303 28TH ST, HOLMES BEACH, FL 34217-2104
Transaction TypeMortgage
Record UpdatedNov 27, 2025
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0041110124
DateAug 19, 2021
Instrument202141110124
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term301 Months
DueSep 1, 2046

March 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMANATEE FL
Property Address303 28TH ST, HOLMES BEACH, FL 34217-2104
Document Number0026684088
Book / Page002668 / 004088
Instrument DateMar 28, 2017
Transaction TypeMortgage
Record UpdatedJun 14, 2017
Title CompanyTITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address303 28TH ST HOLMES BEACH FL 342172104, HOLMES BEACH, FL 34217-2104

Mortgage

Document Number0026684088
DateApr 10, 2017
Book Page002668/004088
Instrument41032467
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueApr 9, 2047
Interest
Rate TypeAdjustable Rate
Rate3.87%

Tax Assessment & Valuation

The 2025 property tax bill for 303 28th St was $2,753 with a homeowner's exemption, up 3.5% from the year before.

Source: Manatee County assessment roll, as of July 23, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyManatee County
MunicipalityHolmes Beach City
Unified School DistrictManatee County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$188,348 (+2.7%)$1,110,768 (+48.66%) Land $747,150 Building $363,618
2025$2,753.00 (+3.5%)$183,396$747,165 Land $747,150 Building $15
2024$2,660.00 (+2.03%)
2023$2,607.00 (+2.84%) Homeowner's exemption$173,036 (+3%)$1,115,184 (+41.03%) Land $697,340 Building $417,844
2022$2,535.00 Homeowner's exemption$167,996$790,751 Land $410,200 Building $380,551

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 303 28th St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation7.0 ft
CoastalYes
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 219 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies530 units insured
incl. 311 condo units
Nearby Flood Claims387 (1982–2024)
Claims Outside the SFHA3 of 387
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Helene, Oct 2024 · 231 claims
  • Tropical Storm Josephine, Oct 1996 · 11 claims
  • Hurricane Elena, Sep 1985 · 44 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 303 28th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMANATEE COUNTY UTILITIES DEPT
serves 347,800 people · EPA ID FL6411132
Water SourceSurface water
Last State InspectionMay 2025
Lead2 ppb (2022)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 271 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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