Manatee County property record for 402 28th St, Holmes Beach, FL 34217
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,972 sqft · built 1965 |
| Lot Size | 0.23 acres (10,000 sqft) |
| Owner | Company Name on Record |
| Last Sale | $555,000 (Sep 2003) |
| Tax Bill | $16,052 (2025) |
| Deeds & Mortgages | Nov 2021 Line of Credit Feb 2023 Transfer |
| Flood Zone | Zone AE (high risk) |
| APN | 74780-0000-8 |
| Primary APN | 74780-0000-8 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 1,972 sqft Living Area |
| Gross Area | 3,656 sqft |
| 1st Floor Area | 400 sqft |
| Basement Area | 168 sqft |
| Year Built | Built 1965 |
|---|---|
| Effective Year Built | Effective 2002 |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 10,000 sqft (0.23 acres) |
| Lot Dimensions | 100 ft deep x 100 ft wide |
| View / Lot | Island |
| Garage Type | Attached |
| Garage Area | 1,050 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 242 sqft |
|---|---|
| Porch | Open Porch |
| Porch Area | 234 sqft |
| Deck Area | 80 sqft |
| Patio Area | 362 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Street Address | 402 28TH ST |
|---|---|
| City | HOLMES BEACH |
| State | FL |
| Zip | 34217-2157 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | HB_R-1 |
| Legal Description | LOTS 1,2 BLK 42 ILEXHURST PI#74780.0000/8 |
| Legal Range | 16E |
| Legal Township | 34S |
| Legal Section | 33 |
| Legal Subdivision | ILEXHURST |
| Legal Tract | 07467900 |
| Legal Block | 42 |
| Legal Lot Number | 1 |
| Jurisdiction | MANATEE FL |
| Township / Civil Division | BRADENTON |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 1701 |
Source: Manatee County records, as of August 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 315 S HYDE PARK AVE, TAMPA, FL 33606-2233 |
| Owner Type | Company |
| Vesting | Limited Liability Partnership |
| Date | Document |
|---|---|
| Nov 23, 2021 | Deed of Trust, Mortgage · Line of Credit CENTENNIAL BANK |
| Feb 24, 2023 | Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 23, 2003 · Amount on Record |
| Deed Sale | Sep 23, 2003 · Amount on Record |
| Prior Sale | Dec 16, 1999 |
| Deed Book / Page | 1866 / 3996 |
| Prior Transfer Date | Sep 17, 2003 |
| Prior Transfer Doc | 1866003998 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MANATEE FL |
| Property Address | 402 28TH ST, HOLMES BEACH, FL 34217-2157 |
| Transaction Type | Mortgage |
| Record Updated | Nov 27, 2025 |
| Name | Verified Name |
|---|---|
| Address | 201 N FRANKLIN ST 2800, 2800, TAMPA, FL 33602-5816 |
| Document Number | 0041155961 |
|---|---|
| Date | Nov 23, 2021 |
| Instrument | 202141155961 |
| Name | CENTENNIAL BANK |
|---|---|
| Type | Bank |
| Address | TAMPA, FL 33609 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MANATEE FL |
| Recording Date | Feb 24, 2023 |
| Property Address | 402 28TH ST, HOLMES BEACH, FL 34217-2157 |
| Document Number | 0041018964 |
| Map Reference | MB 1 PG 154 |
| Instrument Date | Feb 23, 2023 |
| Instrument | 202341018964 |
| Transaction Type | Transfer |
| Record Updated | Nov 27, 2025 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 100 W SOUTH AVE, TAMPA, FL 33603-2047 |
| Name | Verified Name |
|---|---|
| Address | 100 S ASHLEY DR STE 1600, 1600, TAMPA, FL 33602-5318 |
Source: Manatee County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Manatee County |
| Municipality | Holmes Beach City |
| Unified School District | Manatee County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,569,494 (+60.1%) Land $956,250 Building $613,244 | $1,569,494 (+60.1%) Land $956,250 Building $613,244 | |
| 2025 | $16,052.00 (-38.57%) | $980,329 (-39.17%) Land $956,250 Building $24,079 | $980,329 (-39.17%) Land $956,250 Building $24,079 |
| 2024 | $26,131.00 (+45.98%) | ||
| 2023 | $17,901.00 (+31.47%) | $1,611,554 (+45%) Land $892,500 Building $719,054 | $1,611,554 (+45%) Land $892,500 Building $719,054 |
| 2022 | $13,616.00 | $1,111,445 Land $525,000 Building $586,445 | $1,111,445 Land $525,000 Building $586,445 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 7.0 ft |
| Coastal | Yes |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 219 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 530 units insured incl. 311 condo units |
| Nearby Flood Claims | 387 (1982–2024) |
| Claims Outside the SFHA | 3 of 387 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MANATEE COUNTY UTILITIES DEPT serves 347,800 people · EPA ID FL6411132 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | 2 ppb (2022) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 271 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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