4029 Chapel Ave, Chipley, FL 32428 Property Records

Washington County property record for 4029 Chapel Ave, Chipley, FL 32428

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,391 sqft · built 1986
Lot Size	0.523 acres (22,782 sqft)
Owner	Individual Name on Record
Tax Bill	$2,534 (2025)
Deeds & Mortgages	Jun 2023 Mortgage Jun 2023 Sale + 4 more
Flood Zone	Zone X (minimal risk)
APN	`04-0179-0015`

Property Details

APN / Parcel Number

Primary APN	`04-0179-0015`
Alternative APN	`000401790015`

Interior

Full Baths	2 Baths
Building Area	1,391 sqft Heated Area
Gross Area	2,158 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1986
Effective Year Built	Effective 2014
Exterior Material	Combination
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	22,782 sqft (0.523 acres)
Lot Width	146 ft Width
Garage Type	Finished
Garage Area	437 sqft

Exterior Amenities

Pool Area	288 sqft
Porch	Open Porch
Porch Area	330 sqft
Patio Area	220 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	000401790015
Street Address	4029 CHAPEL AVE
City	CHIPLEY
State	FL
Zip	32428-3108
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUNNY HILLS UNIT # 4 LOT 15 ORB 1274 P 169 BLK 0179
Legal Range	14W
Legal Township	02N
Legal Section	36
Legal Subdivision	SUNNY HILLS
Legal Block	179
Legal Lot Number	15
Jurisdiction	WASHINGTON FL
Township / Civil Division	VERNON
Census Block Group	1
Census Block	1107
Census Tract	970301

Owner

Source: Washington County records, as of December 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4029 CHAPEL AVE, CHIPLEY, FL 32428-3108
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 12, 2023	Deed of Trust, Mortgage · Loan Assumption LAKEVIEW LOAN SERVICING LLC
Jun 7, 2023	Warranty Deed, Transfer NATIONS LENDING SERVICES, NATIONS LENDING SERVICES KS
Mar 11, 2021	Warranty Deed, Transfer · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Sep 21, 2020	Warranty Deed, Transfer · VA Mortgage TYNDALL FCU
Feb 17, 2020	Quit Claim Deed, Transfer NOT AVAILABLE
Nov 6, 2017	Warranty Deed, Transfer · VA Mortgage CALIBER HM LOANS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 7, 2023
Deed Sale	Jun 7, 2023
Prior Sale	Mar 11, 2021 · Amount on Record
Deed Document Number	202367003886
Deed Book / Page	1274 / 169
Record Updated	Jun 8, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON FL
Property Address	4029 CHAPEL AVE, CHIPLEY, FL 32428-3108
Transaction Type	Mortgage
Record Updated	Jul 21, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4029 CHAPEL AVE, CHIPLEY, FL 32428-3108

Mortgage

Document Number	0067004043
Date	Jun 12, 2023
Book Page	1274/770
Instrument	202367004043

Lender

Name	LAKEVIEW LOAN SERVICING LLC
Type	Mortgage Company
Address	MIAMI, FL 33146

Agreement

Type	Loan Assumption
Amount	Amount Recorded

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WASHINGTON FL
Recording Date	Jun 7, 2023
Property Address	4029 CHAPEL AVE, CHIPLEY, FL 32428-3108
Document Number	0067003886
Book / Page	1274 / 169
Map Reference	MB 2 PG 42-54
Instrument Date	May 30, 2023
Instrument	202367003886
Transaction Type	Transfer
Record Updated	Jul 21, 2023
Title Company	NATIONS LENDING SERVICES, NATIONS LENDING SERVICES KS

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4029 CHAPEL AVE, CHIPLEY, FL 32428-3108

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4029 CHAPEL AVE, CHIPLEY, FL 32428-3108

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WASHINGTON FL
Recording Date	Mar 11, 2021
Property Address	4029 CHAPEL AVE, CHIPLEY, FL 32428-3108
Document Number	0067001802
Book / Page	1200 / 712
Map Reference	MB 2 PG 42-54
Instrument Date	Mar 10, 2021
Instrument	202167001802
Transaction Type	Transfer
Record Updated	Dec 27, 2021
Title Company	NORTHWEST TITLE GROUP LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,064.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5131 KAITLIN TRL, 5131, CHIPLEY, FL 32428-8402

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10401 SILVER LAKE RD, FOUNTAIN, FL 32438-5297

Mortgage

Document Number	0000000714
Date	Mar 11, 2021
Instrument	1200/714

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WASHINGTON FL
Recording Date	Sep 21, 2020
Property Address	4029 CHAPEL AVE, CHIPLEY, FL 32428-3108
Document Number	0067006206
Book / Page	1186 / 262
Map Reference	MB 2 PG 42-54
Instrument Date	Sep 18, 2020
Instrument	202067006206
Transaction Type	Transfer
Record Updated	Dec 27, 2021
Title Company	NORTHWEST TITLE GROUP LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,043.70
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	226 COLDSPRINGS DR, 226, HARVEST, AL 35749-8293

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5131 KAITLIN TRL, CHIPLEY, FL 32428-8402

Mortgage

Document Number	0000000264
Date	Sep 21, 2020
Instrument	1186/264

Lender

Name	TYNDALL FCU
Type	Credit Union

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

February 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WASHINGTON FL
Recording Date	Feb 17, 2020
Property Address	4029 CHAPEL AVE, CHIPLEY, FL 32428-3108
Document Number	0067001362
Book / Page	001169 / 000739
Instrument Date	Mar 26, 2019
Instrument	67001362
Transaction Type	Transfer
Record Updated	Mar 4, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	226 COLDSPRINGS DR HARVEST AL 357498293, HARVEST, AL 35749-8293

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WASHINGTON FL
Recording Date	Nov 6, 2017
Property Address	4029 CHAPEL AVE, CHIPLEY, FL 32428-3108
Document Number	0067007693
Book / Page	001103 / 000650
Instrument Date	Oct 30, 2017
Instrument	67007693
Transaction Type	Transfer
Record Updated	Nov 13, 2017
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$822.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	809 MARVIN AVE PORT ST JOE FL 324561753, PORT ST JOE, FL 32456-1753

Mortgage

Document Number	67007694
Date	Nov 6, 2017
Book Page	001103/000652
Instrument	67007694

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	IRVING, TX 75063

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 5, 2047

Tax Assessment & Valuation

Source: Washington County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Washington County
Unified School District	Washington County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,534.00 (+12.47%)	$180,060 (+9.48%) Land $6,000 Building $174,060	$180,060 (+9.48%) Land $6,000 Building $174,060
2024	$2,253.00 (+9.58%)	$164,465 (+11.16%) Land $6,000 Building $158,465	$164,465 (+11.16%) Land $6,000 Building $158,465
2023	$2,056.00 (+8.5%)	$147,956 (+9.4%) Land $5,000 Building $142,956	$147,956 (+9.4%) Land $5,000 Building $142,956
2022	$1,895.00	$135,245 Land $3,500 Building $131,745	$135,245 Land $3,500 Building $131,745

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 4, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 18 policies
Nearby Flood Policies	18 in force
Nearby Flood Claims	16 (1994–2021)
Claims Outside the SFHA	9 of 16
Most Recent Claim	Nov 2021 · rainfall accumulation
Claims by Event	Hurricane Michael, Oct 2018 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 92% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SUNNY HILLS UTILITY COMPANY public/private · serves 1,458 people · EPA ID FL1670647
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 68 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Wildstar Networks Fixed Wireless	200 / 50
AT&T DSL	10 / 1

May also be available: Verizon.

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