4015 Chapel Ave, Chipley, FL 32428 Property Records

Washington County property record for 4015 Chapel Ave, Chipley, FL 32428

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,416 sqft · built 1972
Lot Size	0.516 acres (22,477 sqft)
Owner	Individual Name on Record
Last Sale	$85,000 (Jun 2017)
Tax Bill	$40 (2025)
Deeds & Mortgages	Jan 2021 Mortgage Feb 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`04-0179-0010`

Property Details

APN / Parcel Number

Primary APN	`04-0179-0010`
Alternative APN	`000401790010`

Interior

Full Baths	2 Baths
Building Area	1,416 sqft Heated Area
Gross Area	1,788 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1972
Effective Year Built	Effective 2012
Exterior Material	Combination
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	22,477 sqft (0.516 acres)
Lot Width	75 ft Width
Porch	Open Porch
Porch Area	180 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	000401790010
Street Address	4015 CHAPEL AVE
City	CHIPLEY
State	FL
Zip	32428-3108
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUNNY HILLS UNIT #4 LOT 10 ORB 1091 P 16 BLK 0179
Legal Range	13W
Legal Township	02N
Legal Section	31
Legal Subdivision	SUNNY HILLS
Legal Block	179
Legal Lot Number	10
Legal Unit	4
Jurisdiction	WASHINGTON FL
Township / Civil Division	VERNON
Census Block Group	1
Census Block	1107
Census Tract	970301

Owner

Source: Washington County records, as of December 22, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	4015 CHAPEL AVE, CHIPLEY, FL 32428-3108
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 7, 2021	Deed of Trust, Mortgage · VA Mortgage CROSSCOUNTRY MORTGAGE LLC
Feb 18, 2020	Deed of Trust, Mortgage · VA Mortgage CROSSCOUNTRY MORTGAGE LLC
Jun 12, 2017	Warranty Deed, Transfer · VA Mortgage CROSSCOUNTRY MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 12, 2017 · Amount on Record
Deed Sale	Jun 12, 2017 · Amount on Record
Prior Sale	Jul 30, 2015 · Amount on Record
Deed Document Number	201767003663
Deed Book / Page	1091 / 016
Record Updated	Jun 8, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON FL
Property Address	4015 CHAPEL AVE, CHIPLEY, FL 32428-3108
Transaction Type	Mortgage
Record Updated	Feb 23, 2021
Title Company	FIRST SOURCE TITLE AGCY INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4015 CHAPEL AVE, CHIPLEY, FL 32428-3108

Mortgage

Document Number	0067000100
Date	Jan 7, 2021
Book Page	1195/281
Instrument	202167000100

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company
Address	BRECKSVILLE, OH 44141

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Dec 1, 2050

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON FL
Property Address	4015 CHAPEL AVE, CHIPLEY, FL 32428-3108
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0067001383
Date	Feb 18, 2020
Book Page	1169/791
Instrument	202067001383

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Non-Lending Institution
Address	BRECKSVILLE, OH 44141

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2050

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WASHINGTON FL
Recording Date	Jun 12, 2017
Property Address	4015 CHAPEL AVE, CHIPLEY, FL 32428-3108
Document Number	0067003663
Book / Page	1091 / 016
Map Reference	MB2 PG42-54
Instrument Date	Jun 9, 2017
Instrument	201767003663
Transaction Type	Transfer
Record Updated	Dec 27, 2021
Title Company	FLORIDA LAND TITLE & TR CO

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4015 CHAPEL AVE, 4015, CHIPLEY, FL 32428-3108

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	106 N COVE BLVD, PANAMA CITY, FL 32401-3868

Mortgage

Document Number	0000000017
Date	Jun 12, 2017
Instrument	1091/017

Lender

Name	CROSSCOUNTRY MORTGAGE INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2047

Tax Assessment & Valuation

Source: Washington County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Washington County
Unified School District	Washington County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$40.00 (-91.74%) Homeowner's exemption	$81,227 (+2.9%)	$163,795 (+1.46%) Land $6,000 Building $157,795
2024	$484.00 (+5.22%) Homeowner's exemption	$78,938 (+3%)	$161,443 (+16.31%) Land $6,000 Building $155,443
2023	$460.00 (+5.26%) Homeowner's exemption	$76,639 (+3%)	$138,810 (+10.03%) Land $5,000 Building $133,810
2022	$437.00 Homeowner's exemption	$74,407	$126,157 Land $3,500 Building $122,657

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 4, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 18 policies
Nearby Flood Policies	18 in force
Nearby Flood Claims	16 (1994–2021)
Claims Outside the SFHA	9 of 16
Most Recent Claim	Nov 2021 · rainfall accumulation
Claims by Event	Hurricane Michael, Oct 2018 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 91% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SUNNY HILLS UTILITY COMPANY public/private · serves 1,458 people · EPA ID FL1670647
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Wildstar Networks Fixed Wireless	200 / 50
AT&T DSL	10 / 1

May also be available: Verizon.

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Chapel Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures