4016 Chapel Ave, Chipley, FL 32428 Property Records

Washington County property record for 4016 Chapel Ave, Chipley, FL 32428

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,256 sqft · built 1972
Lot Size	0.203 acres (8,842 sqft)
Owner	Individual Name on File
Last Sale	$76,500 (Nov 2017)
Tax Bill	$509 (2025)
Deeds & Mortgages	Nov 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`04-0178-0004`

Property Details

APN / Parcel Number

Primary APN	`04-0178-0004`
Alternative APNs	`00000000-04-0178-0004` `000401780004`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,256 sqft Living Area
Gross Area	1,619 sqft
1st Floor Area	1,208 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1972
Effective Year Built	Effective 2017
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	8,842 sqft (0.203 acres)
Lot Width	90 ft Width
Garage Type	Carport
Garage Area	276 sqft
Carport	Carport
Carport Area	276 sqft
Porch	Finished/Open Porch
Porch Area	87 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	4016 CHAPEL AVE
City	CHIPLEY
State	FL
Zip	32428-3110
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUNNY HILLS UNIT #4 LOT 4 ORB 1103 P 957 BLK 0178
Legal Range	14W
Legal Township	02S
Legal Section	36
Legal Subdivision	SUNNY HILLS
Legal Block	4
Legal Lot Number	4
Legal Unit	4
Jurisdiction	WASHINGTON FL
Township / Civil Division	VERNON
Census Block Group	1
Census Block	1126
Census Tract	970301

Owner

4016 Chapel Ave is owned and occupied by an individual who bought it in November 2017.

Source: Washington County records, as of December 3, 2025

Owner of Record	Individual Name on File
Mailing Address	4016 CHAPEL AVE, CHIPLEY, FL 32428-3110
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 13, 2017 · Amount on File
Deed Sale	Nov 13, 2017 · Amount on File
Deed Document Number	201767007829
Deed Book / Page	1103 / 957
Record Updated	Sep 20, 2026

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WASHINGTON FL
Recording Date	Nov 13, 2017
Property Address	4016 CHAPEL AVE, CHIPLEY, FL 32428-3110
Document Number	0067007829
Book / Page	1103 / 957
Map Reference	MB2 PG42-59
Instrument Date	Nov 9, 2017
Instrument	201767007829
Transaction Type	Transfer
Record Updated	Dec 27, 2021
Title Company	FIRST INTL TITLE INC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1004 DELAWARE AVE, 1004, LYNN HAVEN, FL 32444-2826

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4016 CHAPEL AVE, CHIPLEY, FL 32428-3110

Mortgage

Document Number	0067007830
Date	Nov 13, 2017
Instrument	201767007830

Lender

Name	CENTENNIAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2047

Mortgage

Document Number	0067007831
Date	Nov 13, 2017
Book Page	1103/970
Instrument	201767007831

Lender

Name	CENTENNIAL BANK
Type	Bank
Address	00000

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 4016 Chapel Ave was $509 with a homeowner's exemption, up 6.5% from the year before.

Source: Washington County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Washington County
Unified School District	Washington County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$509.00 (+6.49%) Homeowner's exemption	$72,945 (+2.9%)	$140,670 (+5.53%) Land $6,000 Building $134,670
2024	$478.00 (+0.84%) Homeowner's exemption	$70,889 (+3%)	$133,298 (+11.98%) Land $6,000 Building $127,298
2023	$474.00 (+1.72%) Homeowner's exemption	$68,824 (+3%)	$119,034 (+10.26%) Land $5,000 Building $114,034
2022	$466.00 Homeowner's exemption	$66,819	$107,955 Land $3,500 Building $104,455

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4016 Chapel Ave in Zone X, an area of minimal flood risk, though there have been 16 flood claims nearby since 1994.

Source: FEMA National Flood Hazard Layer, effective July 4, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 18 policies
Nearby Flood Policies	18 in force
Nearby Flood Claims	16 (1994–2021)
Claims Outside the SFHA	9 of 16
Most Recent Claim	Nov 2021 · rainfall accumulation
Claims by Event	Hurricane Michael, Oct 2018 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4016 Chapel Ave is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 92% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SUNNY HILLS UTILITY COMPANY public/private · serves 1,458 people · EPA ID FL1670647
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 68 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Wildstar Networks Fixed Wireless	200 / 50
AT&T DSL	10 / 1

May also be available: Verizon.

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