4027 McCulloch St, Duluth, MN 55804 Property Records

St. Louis County property record for 4027 McCulloch St, Duluth, MN 55804

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 867 sqft · built 1922
Lot Size	0.16 acres (6,989 sqft)
Owner	Individual Name on File
Last Sale	$52,500 (Oct 2016)
Tax Bill	$3,930 (2026)
Deeds & Mortgages	Aug 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`010-3010-04620`

Property Details

APN / Parcel Number

Primary APN	`010-3010-04620`
Alternative APN	`1130697`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	867 sqft Gross Area
1st Floor Area	867 sqft

Exterior

Year Built	Built 1922
Effective Year Built	Effective 1922
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Lot Area	6,989 sqft (0.16 acres)
Garage Area	264 sqft

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Open Porch
Porch Area	30 sqft
Deck Area	144 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	1130697
Street Address	4027 MCCULLOCH ST
City	DULUTH
State	MN
Zip	55804-1930
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 0010 BLOCK:056 SERIAL #
Legal Subdivision	LONDON ADDITION
Legal Block	56
Legal Lot Number	10
Jurisdiction	ST LOUIS MN
Township / Civil Division	DULUTH
Census Block Group	3
Census Block	3018
Census Tract	600

Owner

Source: St. Louis County records · APN 010-3010-04620

Assessment roll updated August 17, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	4027 MCCULLOCH ST, DULUTH, MN 55804-1930
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 21, 2016 · Amount on Record
Deed Sale	Oct 21, 2016 · Amount on Record
Prior Sale	Oct 12, 2012 · Amount on Record
Deed Document Number	20161296413
Prior Transfer Date	Nov 19, 2009
Prior Transfer Doc	0001124742
Record Updated	Sep 20, 2026

August 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ST LOUIS MN
Recording Date	Aug 09, 2017
Property Address	4027 MCCULLOCH ST, DULUTH, MN 55804-1930
Document Number	00A1314967
Instrument Date	Aug 01, 2017
Instrument	A1314967
Transaction Type	Transfer
Record Updated	Aug 24, 2018
Title Company	LAWYERS TITLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3809 NORTHRIDGE LN DULUTH MN 558114209, DULUTH, MN 55811-4209

Mortgage

Document Number	A1314968
Date	Aug 09, 2017
Instrument	A1314968

Lender

Name	WELLS FARGO BK
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Aug 08, 2032

Tax Assessment & Valuation

Source: St. Louis County records · Assessment roll updated August 17, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Duluth City
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,930.00 (+68.67%)
2025	$2,330.00 (+25.4%)	$285,000 (+68.94%) Land $47,900 Building $237,100	$285,000 (+68.94%) Land $47,900 Building $237,100
2024	$1,858.00	$168,700 (+102.28%) Land $46,200 Building $122,500	$168,700 (+102.28%) Land $46,200 Building $122,500
2022		$83,400 Land $35,600 Building $47,800	$83,400 Land $35,600 Building $47,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Louis County (27137C), as of March 24, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 271370006003, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	1 (2012)
Most Recent Claim	Jun 2012 · Severe Storms And Flooding

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

Based on FCC filings for 367 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system MN1690011, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	Duluth serves 86,859 people
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	8 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Oct 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.