St. Louis County property record for 4020 McCulloch St, Duluth, MN 55804 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 1.75 Baths |
| Year Built | Built 1959 |
| Square Footage | 1,447 sqft Gross Area |
| Lot Size | 6,981 sqft (0.16 acres) |
| Garage | 528 sqft |
| Last Sale | $275,000 (2022) |
| Tax Bill | $4,272.00 (2026) |
| Primary APN | 010-3010-01840 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.75 Baths |
| Total Rooms | 10 Rooms |
| Building Area | 1,447 sqft Gross Area |
| 1st Floor | 1,018 sqft 1st Floor |
| Basement Area | 509 sqft Basement |
| Finished Basement | 509 sqft Finished |
| Stories | 1 Stories |
| Year Built | Built 1959 |
|---|---|
| Effective Year Built | Effective 1959 |
| Architectural Style | Bungalow Style |
| Exterior Material | Wood Exterior |
| Construction Type | Frame Construction |
| Roof Construction | Gable Roof Construction |
| Lot Area | 6,981 sqft (0.16 acres) |
| Garage Area | 528 sqft Garage |
| Pool Type | Spa/Hot Tub (Only) Pool Type |
| Deck Area | 288 sqft Deck |
| Sauna | Sauna |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Heating Fuel | Gas Heating Fuel |
| Water Source | Yes (Unknown Type) Water Source |
| Account Number | 1138813 |
|---|---|
| Street Address | 4020 MCCULLOCH ST |
| City | DULUTH |
| State | MN |
| Zip | 55804-1929 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT: 0005 BLOCK:039 SERIAL # |
| Legal Subdivision | LONDON ADDITION TO DULUTH |
| Legal Block | 39 |
| Legal Lot Number | 5 |
| Jurisdiction | ST LOUIS MN |
| Minor Civil Division | DULUTH |
| Census Blockgroup | 1 |
| Census Block | 1003 |
| Census Tract | 600 |
Source: St. Louis County records · APN 010-3010-01840
Assessment roll updated August 17, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 1831 MORELAND DR, ALAMEDA, CA 94501-1643 |
| Owner Type | Owner is a Company |
| Vesting | Owner is a Trust, Trust |
| Date | Document |
|---|---|
| Oct 20, 2022 | Warranty Deed, Transfer · Commercial Mortgage SUPERIOR CHOICE CU |
| Jul 14, 2020 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage HUD-HOUSING/URBAN DEV |
| Jun 25, 2018 | Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage NORTH SHORE BK/COMMERCE |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Oct 20, 2022 · Amount on Record |
| Deed Sale | Oct 20, 2022 · Amount on Record |
| Prior Sale | Jun 25, 2018 · Amount on Record |
| Deed Doc Number | 20221062617 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Oct 20, 2022 |
| Property Address | 4020 MCCULLOCH ST, DULUTH, MN 55804-1929 |
| Document Number | 0001062617 |
| Instrument Date | Sep 30, 2022 |
| Instrument | 1062617 |
| Transaction Type | Transfer |
| Record Updated | Jun 07, 2023 |
| Title Company | FIRST AMERICAN TITLE INS CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $907.50 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 1831 MORELAND DR, ALAMEDA, CA 94501-1643 |
| Document Number | 0001062619 |
|---|---|
| Date | Oct 20, 2022 |
| Instrument | 1062619 |
| Name | SUPERIOR CHOICE CU |
|---|---|
| Type | Credit Union |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Oct 10, 2037 |
| Rate | 6% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 4020 MCCULLOCH ST, DULUTH, MN 55804-1929 |
| Document Number | 00T1029093 |
| Instrument Date | Jul 14, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Oct 16, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 4020 MCCULLOCH ST DULUTH MN 558041929, DULUTH, MN 55804-1929 |
| Document Number | 00T1029093 |
|---|---|
| Date | Sep 16, 2020 |
| Instrument | T1029093 |
| Name | HUD-HOUSING/URBAN DEV |
|---|---|
| Address | 451 7TH ST SW, WASHINGTON, DC 20410-0001 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 336 Months |
| Due | Sep 15, 2048 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Jun 25, 2018 |
| Property Address | 4020 MCCULLOCH ST, DULUTH, MN 55804-1929 |
| Document Number | 000T999514 |
| Instrument Date | Jun 01, 2018 |
| Instrument | T999514 |
| Transaction Type | Transfer |
| Record Updated | Jul 16, 2018 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $729.30 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 4020 MCCULLOCH ST DULUTH MN 558041929, DULUTH, MN 55804-1929 |
| Document Number | T999515 |
|---|---|
| Date | Jun 25, 2018 |
| Instrument | T999515 |
| Name | NORTH SHORE BK/COMMERCE |
|---|---|
| Type | Bank |
| Address | DULUTH, MN 55802 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 24, 2048 |
Source: St. Louis County records · Assessment roll updated August 17, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| Municipality | Duluth City |
| Unified School District | Duluth Public School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,272.00 (+6.75%) | ||
| 2025 | $4,002.00 (+2.41%) | $309,600 (+6.32%) Land $47,700 Building $261,900 | $309,600 (+6.32%) Land $47,700 Building $261,900 |
| 2024 | $3,908.00 | $291,200 (+14.92%) Land $46,000 Building $245,200 | $291,200 (+14.92%) Land $46,000 Building $245,200 |
| 2022 | $253,400 Land $35,400 Building $218,000 | $253,400 Land $35,400 Building $218,000 |
Source: FEMA National Flood Hazard Layer, St. Louis County (27137C), updated March 24, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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