4017 McCulloch St, Duluth, MN 55804 Property Records

St. Louis County property record for 4017 McCulloch St, Duluth, MN 55804

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.75 ba · 1,164 sqft · built 1921
Lot Size0.16 acres (6,989 sqft)
OwnerCompany Name on File
Last Sale$184,000 (May 2019)
Tax Bill$3,666 (2026)
Deeds & MortgagesOct 2021 Sale & Mortgage
May 2021 Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN010-3010-04640

Property Details

APN / Parcel Number

Primary APN010-3010-04640
Alternative APNs
  • 1119730
  • 1195493

Interior

Bedrooms3 Beds
Full Baths1.75 Baths
Half Baths1 Half Bath
Total Rooms3 Rooms
Stories1 Story
Building Area1,164 sqft Gross Area
1st Floor Area876 sqft
Basement Area500 sqft
Finished Basement500 sqft

Exterior

Year BuiltBuilt 1921
Effective Year BuiltEffective 1921
Architectural StyleBungalow
Exterior MaterialMetal
Construction TypeFrame
Roof TypeGable
Lot Area6,989 sqft (0.16 acres)

Exterior Amenities

Pool TypeSpa / Hot Tub (No Pool)
PorchSlab
Porch Area99 sqft
Deck Area240 sqft
Storage Building64 sqft
SaunaSauna

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Account Number1195493
Street Address4017 MCCULLOCH ST
CityDULUTH
StateMN
Zip55804-1930
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT: 0012 BLOCK:056 SERIAL #
Legal SubdivisionLONDON ADD TO DULUTH
Legal Block56
Legal Lot Number12
JurisdictionST LOUIS MN
Township / Civil DivisionDULUTH
Census Block Group3
Census Block3018
Census Tract600

Owner

Source: St. Louis County records · APN 010-3010-04640

Assessment roll updated August 17, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address4065 URSULA AVE, 2, LOS ANGELES, CA 90008-2032
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

DateDocument
Oct 27, 2021Warranty Deed, Transfer · Commercial Mortgage
SUPERIOR CHOICE CU
May 24, 2021Deed of Trust, Mortgage · FHA Mortgage
FREEDOM MORTGAGE CORP
Aug 19, 2020Deed of Trust, Mortgage · Conventional with PMI
JFQ LNDG INC
Dec 26, 2019Deed of Trust, Mortgage · FHA Mortgage
JFQ LNDG INC
May 01, 2019Warranty Deed, Transfer · FHA Mortgage
TRUSTONE FIN'L FCU

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMay 01, 2019 · Amount on Record
Deed SaleMay 01, 2019 · Amount on Record
Prior SaleMay 05, 2016 · Amount on Record
Deed Document Number20191353971
Prior Transfer DateNov 18, 2003
Prior Transfer Doc0000933005
Record UpdatedSep 20, 2026

October 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST LOUIS MN
Recording DateOct 27, 2021
Property Address4017 MCCULLOCH ST, DULUTH, MN 55804-1930
Document Number0001428375
Instrument DateOct 15, 2021
Instrument1428375
Transaction TypeTransfer
Record UpdatedDec 16, 2021
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$643.50
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address649 S DETROIT ST, LOS ANGELES, CA 90036-4160

Mortgage

Document Number0001428376
DateOct 27, 2021
Instrument1428376
Lender
NameSUPERIOR CHOICE CU
TypeCredit Union
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term181 Months
DueNov 05, 2036

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST LOUIS MN
Property Address4017 MCCULLOCH ST, DULUTH, MN 55804-1930
Transaction TypeMortgage
Record UpdatedJun 24, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0001414797
DateMay 24, 2021
Instrument1414797
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressBOCA RATON, FL 33431
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term353 Months
DueOct 01, 2050

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST LOUIS MN
Property Address4017 MCCULLOCH ST, DULUTH, MN 55804-1930
Document Number00A1393532
Instrument DateAug 19, 2020
Transaction TypeMortgage
Record UpdatedNov 19, 2020
Title CompanyTITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

NameVerified Name
Address4017 MCCULLOCH ST DULUTH MN 558041930, DULUTH, MN 55804-1930

Mortgage

Document Number00A1393532
DateOct 19, 2020
InstrumentA1393532
Lender
NameJFQ LNDG INC
TypeMortgage Company
AddressSCOTTSDALE, AZ 85254
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueOct 18, 2050

December 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST LOUIS MN
Property Address4017 MCCULLOCH ST, DULUTH, MN 55804-1930
Document Number00A1370583
Instrument DateDec 26, 2019
Transaction TypeMortgage
Record UpdatedFeb 18, 2020
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
Address4017 MCCULLOCH ST DULUTH MN 558041930, DULUTH, MN 55804-1930

Mortgage

Document Number00A1370583
DateJan 02, 2020
InstrumentA1370583
Lender
NameJFQ LNDG INC
TypeMortgage Company
AddressSCOTTSDALE, AZ 85254
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJan 01, 2050

May 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST LOUIS MN
Recording DateMay 01, 2019
Property Address4017 MCCULLOCH ST, DULUTH, MN 55804-1930
Document Number00A1353971
Instrument DateApr 24, 2019
InstrumentA1353971
Transaction TypeTransfer
Record UpdatedMay 14, 2019
Title CompanyNORTH SHORE TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$607.20
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4017 MCCULLOCH ST DULUTH MN 558041930, DULUTH, MN 55804-1930

Mortgage

Document NumberA1353973
DateMay 01, 2019
InstrumentA1353973
Lender
NameTRUSTONE FIN'L FCU
TypeCredit Union
AddressPLYMOUTH, MN 55447
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueApr 30, 2049

Tax Assessment & Valuation

Source: St. Louis County records · Assessment roll updated August 17, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateMinnesota
CountySt. Louis County
MunicipalityDuluth City
Unified School DistrictDuluth Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$3,666.00 (+6.63%)
2025$3,438.00 (+8.45%)$265,700 (+6.37%) Land $47,800 Building $217,900$265,700 (+6.37%) Land $47,800 Building $217,900
2024$3,170.00$249,800 (+21.73%) Land $46,100 Building $203,700$249,800 (+21.73%) Land $46,100 Building $203,700
2022$205,200 Land $35,500 Building $169,700$205,200 Land $35,500 Building $169,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Louis County (27137C), as of March 24, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 271370006003, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies6 in force
Nearby Flood Claims1 (2012)
Most Recent ClaimJun 2012 · Severe Storms And Flooding

Wildfire

Wildfire RiskLow
lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
AT&T
Fixed Wireless
100 / 20

Based on FCC filings for 367 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system MN1690011, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemDuluth
serves 86,859 people
Water SourceSurface water
Last State InspectionFeb 2025
Lead8 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTurbidity
resolved · Oct 2017
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.

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