4025 Oceanview Dr, Rancho Cordova, CA 95742 Property Records

Sacramento County property record for 4025 Oceanview Dr, Rancho Cordova, CA 95742

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,777 sqft · built 2021
Lot Size	0.194 acres (8,444 sqft)
Owner	2 Trust Names on File
Last Sale	$694,500 (Dec 2021)
Tax Bill	$9,553 (2025)
Deeds & Mortgages	Nov 2022 Line of Credit Dec 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`067-1120-001-0000`

Property Details

APN / Parcel Number

Primary APN	`067-1120-001-0000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,777 sqft Living Area
1st Floor Area	1,960 sqft
2nd Floor Area	667 sqft

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Architectural Style	H-Shape
Construction Type	Wood
Roof Material	Other
Lot Area	8,444 sqft (0.194 acres)
Garage Area	489 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Street Address	4025 OCEANVIEW DR
City	RANCHO CORDOVA
State	CA
Zip	95742-6737
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RD 10 (SDS
Legal Description	DOUGLAS 98 PHASE 1, LOT 1, UNIT:: 0, BLOCK:: 0, BLDG:: 0
Legal Subdivision	DOUGLAS 98 PHASE 1
Legal Lot Number	1
Jurisdiction	SACRAMENTO CA
Township / Civil Division	RANCHO CORDOVA
Census Block Group	4
Census Block	4000
Census Tract	8708

Owner

4025 Oceanview Dr is owner-occupied and held in a trust since July 2024.

Source: Sacramento County records, as of July 22, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Trust Names on File
Mailing Address	4025 OCEANVIEW DR, RANCHO CORDOVA, CA 95742-6737
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Nov 29, 2022	Deed of Trust, Mortgage · Line of Credit THE GOLDEN 1 CU
Dec 16, 2021	Grant Deed, Transfer · Conventional Mortgage GUILD MORTGAGE CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 16, 2021 · Amount on File
Deed Sale	Dec 16, 2021 · Amount on File
Prior Sale	Dec 16, 2021 · Amount on File
Deed Document Number	20211532
Last Transfer Date	Jul 10, 2024
Transfer Doc	2024000403
Record Updated	Sep 20, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	4025 OCEANVIEW DR, RANCHO CORDOVA, CA 95742-6737
Transaction Type	Mortgage
Record Updated	Dec 7, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4025 OCEANVIEW DR, RANCHO CORDOVA, CA 95742-6737

Mortgage

Document Number	0000000789
Date	Nov 29, 2022
Instrument	2022112900789

Lender

Name	THE GOLDEN 1 CU
Type	Credit Union
Address	SACRAMENTO, CA 95826

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Dec 16, 2021
Property Address	4025 OCEANVIEW DR, RANCHO CORDOVA, CA 95742-6737
Document Number	0000001532
Map Reference	MB 407 PG 3
Instrument Date	Nov 30, 2021
Instrument	2021121601532
Transaction Type	Transfer
Record Updated	Aug 5, 2022
Title Company	PLACER TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	4025 OCEANVIEW DR, RANCHO CORDOVA, CA 95742-6737

Mortgage

Document Number	0000001533
Date	Dec 16, 2021
Instrument	2021121601533

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 4025 Oceanview Dr was $9,553, down 14.6% from the year before.

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Municipality	Rancho Cordova City
Unified School District	Elk Grove Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$791,098 (+2%) Land $219,733 Building $571,365
2025	$9,553.00 (-14.6%)	$775,587 Land $215,425 Building $560,162
2024	$11,186.00 (+2.32%)
2023	$10,932.00 (+5.96%) Homeowner's exemption	$745,471 Land $207,060 Building $538,411
2022	$10,317.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 4025 Oceanview Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4025 Oceanview Dr is high, ranking above 80% of the US, with a 0.5% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 80% of the US · above 58% of California
Wildfire Likelihood	0.5% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SCWA MATHER-SUNRISE serves 32,812 people · EPA ID CA3410704
Water Source	Purchased surface water from SCWA - LAGUNA/VINEYARD
Last State Inspection	Jan 2026
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory currently in violation since Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 298 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
unWired Broadband Fixed Wireless	400 / 50
Zeta Broadband Fixed Wireless	400 / 50
Softcom Internet Communications Fixed Wireless	400 / 50
Succeed.Net Fixed Wireless	100 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Cal.net, Verizon.

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