4020 Oceanview Dr, Rancho Cordova, CA 95742 Property Records

Sacramento County property record for 4020 Oceanview Dr, Rancho Cordova, CA 95742

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,018 sqft · built 2020
Lot Size	0.134 acres (5,824 sqft)
Owner	Individual Name on Record
Last Sale	$493,000 (Dec 2020)
Tax Bill	$8,771 (2025)
Deeds & Mortgages	Mar 2022 Line of Credit May 2025 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`067-1120-013-0000`

Property Details

APN / Parcel Number

Primary APN	`067-1120-013-0000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,018 sqft Living Area
1st Floor Area	2,018 sqft

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Architectural Style	L-Shape
Construction Type	Wood
Roof Material	Other
Lot Area	5,824 sqft (0.134 acres)
Garage Area	416 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Street Address	4020 OCEANVIEW DR
City	RANCHO CORDOVA
State	CA
Zip	95742-6737
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RD 10 (SDS
Legal Description	DOUGLAS 98 PHASE 1, LOT 13, UNIT:: 0, BLOCK:: 0, BLDG:: 0
Legal Subdivision	DOUGLAS 98 PHASE 1
Legal Lot Number	13
Jurisdiction	SACRAMENTO CA
Township / Civil Division	RANCHO CORDOVA
Census Block Group	4
Census Block	4000
Census Tract	8708

Owner

Source: Sacramento County records, as of July 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4020 OCEANVIEW DR, RANCHO CORDOVA, CA 95742-6737
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 9, 2022	Deed of Trust, Mortgage · Line of Credit PACIFIC SERVICE CU
May 7, 2025	Deed of Trust, Mortgage PACIFIC SERVICE CU
Mar 2, 2021	Transfer on Death Deed, Transfer
Dec 29, 2020	Grant Deed, Subdivision Related Transfer · Conventional Mortgage CALIBER HM LOANS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 29, 2020 · Amount on Record
Deed Sale	Dec 29, 2020 · Amount on Record
Deed Book / Page	20201229 / 716
Last Transfer Date	Feb 25, 2021
Transfer Doc	3020000001315
Record Updated	Sep 20, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	4020 OCEANVIEW DR, RANCHO CORDOVA, CA 95742-6737
Transaction Type	Mortgage
Record Updated	May 15, 2026
Title Company	CHICAGO TITLE PIRT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4020 OCEANVIEW DR, RANCHO CORDOVA, CA 95742-6737

Mortgage

Document Number	0000000116
Date	Mar 9, 2022
Instrument	2022030900116

Lender

Name	PACIFIC SERVICE CU
Type	Credit Union
Address	CONCORD, CA 94519

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	4020 OCEANVIEW DR, RANCHO CORDOVA, CA 95742-6737
Transaction Type	Mortgage
Record Updated	May 15, 2026
Title Company	CHICAGO TITLE PIRT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4020 OCEANVIEW DR, RANCHO CORDOVA, CA 95742-6737

Mortgage

Document Number	0000000539
Date	May 7, 2025
Instrument	202505070539

Lender

Name	PACIFIC SERVICE CU
Type	Credit Union
Address	WALNUT CREEK, CA 94596

Agreement

Amount	Amount Recorded

March 2021: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Mar 2, 2021
Property Address	4020 OCEANVIEW DR, RANCHO CORDOVA, CA 95742-6737
Document Number	0000001315
Map Reference	MB 20191107 PG 398
Instrument Date	Feb 25, 2021
Instrument	202103021315
Transaction Type	Transfer
Record Updated	May 15, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4020 OCEANVIEW DR, RANCHO CORDOVA, CA 95742-6737

December 2020: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Dec 29, 2020
Property Address	4020 OCEANVIEW DR, RANCHO CORDOVA, CA 95742-6737
Document Number	2012290716
Instrument Date	Dec 22, 2020
Instrument	2012290716
Transaction Type	Subdivision Related Transfer
Record Updated	Jan 13, 2021
Title Company	PLACER TITLE COMPANY, PLACER TITLE CO.

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$542.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4020 OCEANVIEW DR RANCHO CORDOVA CA 957426737, RANCHO CORDOVA, CA 95742-6737

Mortgage

Document Number	2012290717
Date	Dec 29, 2020
Instrument	2012290717

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 28, 2050

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Municipality	Rancho Cordova City
Unified School District	Elk Grove Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$543,892 (+2%) Land $171,131 Building $372,761
2025	$8,771.00 (+1.14%) Homeowner's exemption	$533,228 (+4.04%) Land $167,776 Building $365,452
2024	$8,672.00 (+2.22%)
2023	$8,484.00 (+2.32%) Homeowner's exemption	$512,524 Land $161,262 Building $351,262
2022	$8,292.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 79% of the US · above 56% of California
Wildfire Likelihood	0.6% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SCWA MATHER-SUNRISE serves 32,812 people · EPA ID CA3410704
Water Source	Purchased surface water from SCWA - LAGUNA/VINEYARD
Last State Inspection	Jan 2026
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory currently in violation since Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 298 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
unWired Broadband Fixed Wireless	400 / 50
Zeta Broadband Fixed Wireless	400 / 50
Softcom Internet Communications Fixed Wireless	400 / 50
Succeed.Net Fixed Wireless	100 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Cal.net, Verizon.

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