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4023 E Providence Rd, Williamsburg, VA 23188 Property Records

James City County property record for 4023 E Providence Rd, Williamsburg, VA 23188 · Last verified October 2025

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,892 sqft · built 2005
Lot Size0.407 acres (17,729 sqft)
Owner2 Individual Names on File
Last Sale$444,000 (May 2019)
Tax Bill$3,709 (2023)
Deeds & MortgagesFeb 2022 Mortgage
May 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN38-3 16-0-0042

Property Details

APN / Parcel Number

Primary APN38-3 16-0-0042
Alternative APN
  • 26758

Interior

Bedrooms4 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area2,892 sqft Living Area
Gross Area3,530 sqft
FireplaceFireplace

Exterior

Year BuiltBuilt 2005
Exterior MaterialAluminum/Vinyl
Foundation TypeRaised
Roof MaterialComposition Shingle
Lot Area17,729 sqft (0.407 acres)
Garage TypeAttached
Garage Area638 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchOpen Porch
Porch Area163 sqft
Deck Area643 sqft
Patio Area643 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number26758
Street Address4023 E PROVIDENCE RD
CityWILLIAMSBURG
StateVA
Zip23188-2783
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionL-42 PH-6B POWHATAN SECONDARY
Legal SubdivisionPOWHATAN SECONDARY
Legal Phase6B
Legal Lot Number42
JurisdictionJAMES CITY VA
Township / Civil DivisionJAMESTOWN
Census Block Group2
Census Block2003
Census Tract80209

Owner

Source: James City County records · APN 38-3 16-0-0042

Assessment roll updated January 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address4023 E PROVIDENCE RD, WILLIAMSBURG, VA 23188-2783
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 09, 2022Deed of Trust, Mortgage · Conventional Mortgage
ATLANTIC UNION BANK
May 21, 2019Warranty Deed, Transfer · VA Mortgage
NAVY FCU

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMay 21, 2019 · Amount on Record
Deed SaleMay 21, 2019 · Amount on Record
Prior SaleJul 15, 2015 · Amount on Record
Deed Document Number190007397
Record UpdatedJun 08, 2026

February 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJAMES CITY VA
Property Address4023 E PROVIDENCE RD, WILLIAMSBURG, VA 23188-2783
Transaction TypeMortgage
Record UpdatedFeb 23, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0202202087
DateFeb 09, 2022
Instrument202202087
Lender
NameATLANTIC UNION BANK
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

May 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionJAMES CITY VA
Recording DateMay 21, 2019
Property Address4023 E PROVIDENCE RD, WILLIAMSBURG, VA 23188-2783
Document Number0000007397
Instrument DateMay 17, 2019
Instrument7397
Transaction TypeTransfer
Record UpdatedJun 04, 2019
Title CompanyNOT AVAILABLE

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4023 E PROVIDENCE RD WILLIAMSBURG VA 231882783, WILLIAMSBURG, VA 23188-2783

Mortgage

Document Number7400
DateMay 21, 2019
Instrument7400
Lender
NameNAVY FCU
TypeCredit Union
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueMay 20, 2049
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: James City County records · Assessment roll updated January 1, 2025 · Last verified October 2025

Property Jurisdictions

TypeName
StateVirginia
CountyJames City County
Unified School DistrictJames City County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$550,600 (+23.2%) Land $108,000 Building $442,600$550,600 (+23.2%) Land $108,000 Building $442,600
2023$3,709.00$446,900 Land $82,200 Building $364,700$446,900 Land $82,200 Building $364,700
2022$3,709.00 (+5.94%)
2019$3,501.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, James City County (51095C), updated October 27, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 510950802092, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 12 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies12 in force
9 of 12 on primary residences

Wildfire

Wildfire RiskLow
above 2% of the US · above 1% of Virginia
Wildfire LikelihoodLess than 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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