4019 E Providence Rd, Williamsburg, VA 23188 Property Records

James City County property record for 4019 E Providence Rd, Williamsburg, VA 23188 · Last verified November 2025

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 2,774 sqft · built 2004
Lot Size	0.464 acres (20,255 sqft)
Owner	Individual Name on File
Last Sale	$700,000 (Jul 2023)
Tax Bill	$5,627 (2025)
Deeds & Mortgages	Jul 2023 Sale & Mortgage Jan 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`38-3 16-0-0041`

Property Details

APN / Parcel Number

Primary APN	`38-3 16-0-0041`
Alternative APN	`26757`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Half Baths	2 Half Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,774 sqft Living Area
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Roof Material	Composition Shingle
Lot Area	20,255 sqft (0.464 acres)
Garage Type	Attached
Garage Area	570 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	251 sqft
Deck Area	162 sqft
Patio Area	162 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	26757
Street Address	4019 E PROVIDENCE RD
City	WILLIAMSBURG
State	VA
Zip	23188-2783
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	L-41 PH-6B POWHATAN SECONDARY
Legal Subdivision	POWHATAN SECONDARY
Legal Phase	6B
Legal Lot Number	41
Jurisdiction	JAMES CITY VA
Township / Civil Division	JAMESTOWN
Census Block Group	2
Census Block	2003
Census Tract	80209

Owner

Source: James City County records · APN 38-3 16-0-0041

Assessment roll updated January 1, 2025 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	4019 E PROVIDENCE RD, WILLIAMSBURG, VA 23188-2783
Occupancy	Owner Occupied
Owner Type	Individual, Secondary Company

Deeds, Mortgages & Sale History

Date	Document
Jul 13, 2023	Warranty Deed, Transfer · Conventional Mortgage NATIONS DIRECT MORTGAGE LLC
Jan 08, 2021	Deed of Trust, Mortgage · Conventional with PMI CALIBER HM LOANS
Jul 03, 2019	Warranty Deed, Transfer · Conventional with PMI BROKER SOLUTIONS
Jul 24, 2017	Deed of Trust, Mortgage · Line of Credit NEWPORT NEWS SHIPBUILDING EMPL

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 13, 2023 · Amount on Record
Deed Sale	Jul 13, 2023 · Amount on Record
Prior Sale	Jul 03, 2019 · Amount on Record
Deed Document Number	202307341
Record Updated	Jun 08, 2026

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JAMES CITY VA
Recording Date	Jul 13, 2023
Property Address	4019 E PROVIDENCE RD, WILLIAMSBURG, VA 23188-2783
Document Number	0202307341
Instrument Date	Jun 26, 2023
Instrument	202307341
Transaction Type	Transfer
Record Updated	Aug 01, 2023
Title Company	LYTLE TITLE AND ESCROW LLC, LYTLE TITLE & ESCROW LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4019 E PROVIDENCE RD, WILLIAMSBURG, VA 23188-2783

Mortgage

Document Number	0202307342
Date	Jul 13, 2023
Instrument	202307342

Lender

Name	NATIONS DIRECT MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JAMES CITY VA
Property Address	4019 E PROVIDENCE RD, WILLIAMSBURG, VA 23188-2783
Document Number	0000000808
Instrument Date	Jan 08, 2021
Transaction Type	Mortgage
Record Updated	Feb 09, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4019 E PROVIDENCE RD WILLIAMSBURG VA 231882783, WILLIAMSBURG, VA 23188-2783

Mortgage

Document Number	0000000808
Date	Jan 13, 2021
Instrument	808

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jan 12, 2051

Interest

Rate Type	Fixed Rate

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JAMES CITY VA
Recording Date	Jul 03, 2019
Property Address	4019 E PROVIDENCE RD, WILLIAMSBURG, VA 23188-2783
Document Number	0000009580
Instrument Date	Jun 26, 2019
Instrument	9580
Transaction Type	Transfer
Record Updated	Jul 30, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4019 E PROVIDENCE RD WILLIAMSBURG VA 231882783, WILLIAMSBURG, VA 23188-2783

Mortgage

Document Number	9581
Date	Jul 03, 2019
Instrument	9581

Lender

Name	BROKER SOLUTIONS

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jul 02, 2049

Interest

Rate Type	Fixed Rate

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JAMES CITY VA
Property Address	4019 E PROVIDENCE RD, WILLIAMSBURG, VA 23188-2783
Document Number	0000015153
Instrument Date	Jul 24, 2017
Transaction Type	Mortgage
Record Updated	Aug 24, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000015153
Date	Aug 02, 2017
Instrument	15153

Lender

Name	NEWPORT NEWS SHIPBUILDING EMPL
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Aug 01, 2042

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: James City County records · Assessment roll updated January 1, 2025 · Last verified November 2025

Property Jurisdictions

Type	Name
State	Virginia
County	James City County
Unified School District	James City County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,627.00 (+6.41%)	$678,000 (+45.15%) Land $114,600 Building $563,400	$678,000 (+45.15%) Land $114,600 Building $563,400
2024	$5,288.00 (+41.13%)
2023	$3,747.00 (+2.13%)	$467,100 (-) Land $82,200 Building $384,900	$467,100 (-) Land $82,200 Building $384,900
2022		$467,100 Land $82,200 Building $384,900	$467,100 Land $82,200 Building $384,900
2019	$3,669.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, James City County (51095C), updated October 27, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 510950802092, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 12 individual NFIP policies nearby
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	12 in force

Wildfire

Wildfire Risk	Low above 6% of the US · above 4% of Virginia
Wildfire Likelihood	About 1 in 5,882 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 93 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Cox Communications	Cable	2,000 / 100

May also be available at this address: T-Mobile USA, Shenandoah Telecommunications Company. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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