4011 E Providence Rd, Williamsburg, VA 23188 Property Records

James City County property record for 4011 E Providence Rd, Williamsburg, VA 23188 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,569 sqft · built 2004
Lot Size	0.47 acres (20,473 sqft)
Owner	2 Individual Names on File
Last Sale	$615,000 (Aug 2026)
Tax Bill	$4,532 (2025)
Deeds & Mortgages	Aug 2026 Sale & Mortgage Nov 2022 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`38-3 16-0-0039`

Property Details

APN / Parcel Number

Primary APN	`38-3 16-0-0039`
Alternative APN	`26755`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,569 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Exterior Material	Aluminum/Vinyl
Foundation Type	No Foundation
Roof Material	Composition Shingle
Lot Area	20,473 sqft (0.47 acres)
Garage Type	Attached
Garage Area	548 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	28 sqft
Deck Area	401 sqft
Patio Area	419 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	26755
Street Address	4011 E PROVIDENCE RD
City	WILLIAMSBURG
State	VA
Zip	23188-2783
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	L-39 PH-6B POWHATAN SECONDARY
Legal Subdivision	POWHATAN SECONDARY
Legal Phase	6B
Legal Lot Number	39
Jurisdiction	JAMES CITY VA
Township / Civil Division	JAMESTOWN
Census Block Group	2
Census Block	2003
Census Tract	80209

Owner

Source: James City County records · APN 38-3 16-0-0039

Assessment roll updated October 14, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	4011 E PROVIDENCE RD, WILLIAMSBURG, VA 23188-2783
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Aug 06, 2026	Bargain and Sale Deed, Transfer · Conventional Mortgage SOUTHERN TRUST MORTGAGE
Nov 01, 2022	Warranty Deed, Transfer · ARM STATE EMPLOYEES CREDIT UNION OF MAR
Jun 10, 2021	Intrafamily Transfer, Transfer
Aug 17, 2020	Deed of Trust, Mortgage · Conventional Mortgage TRUIST BK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 06, 2026 · Amount on Record
Deed Sale	Aug 06, 2026 · Amount on Record
Prior Sale	Jul 10, 2025 · Amount on Record
Deed Document Number	202610156
Prior Transfer Date	Jun 07, 2021
Prior Transfer Doc	0000011853
Record Updated	Sep 20, 2026

August 2026: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	JAMES CITY VA
Recording Date	Aug 06, 2026
Property Address	4011 E PROVIDENCE RD, WILLIAMSBURG, VA 23188-2783
Document Number	0000010156
Instrument Date	Aug 03, 2026
Instrument	202610156
Transaction Type	Transfer
Record Updated	Aug 20, 2026
Title Company	CHICAGO TITLE W, CHICAGO TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$62,115.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4011 E PROVIDENCE RD, WILLIAMSBURG, VA 23188-2783
Investor	Possibly a Property Investor

Mortgage

Document Number	0000010157,
Date	Aug 06, 2026
Instrument	202610157

Lender

Name	SOUTHERN TRUST MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 01, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.63%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JAMES CITY VA
Recording Date	Nov 01, 2022
Property Address	4011 E PROVIDENCE RD, WILLIAMSBURG, VA 23188-2783
Document Number	0202215714
Instrument Date	Oct 24, 2022
Instrument	202215714
Transaction Type	Transfer
Record Updated	Nov 16, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4011 E PROVIDENCE RD, WILLIAMSBURG, VA 23188-2783

Mortgage

Document Number	0202215715
Date	Nov 01, 2022
Instrument	202215715

Lender

Name	STATE EMPLOYEES CREDIT UNION OF MAR

Agreement

Type	ARM
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Type Change Date	Nov 01, 2027
Change Frequency	5 Years

June 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	JAMES CITY VA
Recording Date	Jun 10, 2021
Property Address	4011 E PROVIDENCE RD, WILLIAMSBURG, VA 23188-2783
Document Number	210011853
Instrument Date	Jun 07, 2021
Instrument	210011853
Transaction Type	Transfer
Record Updated	Jul 07, 2021

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4011 E PROVIDENCE RD, WILLIAMSBURG, VA 23188-2783

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JAMES CITY VA
Property Address	4011 E PROVIDENCE RD, WILLIAMSBURG, VA 23188-2783
Document Number	0000013410
Instrument Date	Aug 17, 2020
Transaction Type	Mortgage
Record Updated	Sep 22, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4011 E PROVIDENCE RD WILLIAMSBURG VA 231882783, WILLIAMSBURG, VA 23188-2783

Mortgage

Document Number	0000013410
Date	Aug 21, 2020
Instrument	13410

Lender

Name	TRUIST BK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 20, 2050

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: James City County records · Assessment roll updated October 14, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Virginia
County	James City County
Unified School District	James City County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,532.00 (+6.41%)	$546,100 (+36.25%) Land $114,600 Building $431,500	$546,100 (+36.25%) Land $114,600 Building $431,500
2024	$4,259.00 (+28.05%)
2023	$3,326.00	$400,800 Land $82,200 Building $318,600	$400,800 Land $82,200 Building $318,600
2022	$3,326.00 (+5.76%)
2019	$3,145.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, James City County (51095C), updated October 27, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 510950802092, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 12 individual NFIP policies nearby
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	12 in force

Wildfire

Wildfire Risk	Low above 6% of the US · above 4% of Virginia
Wildfire Likelihood	About 1 in 5,882 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 93 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Cox Communications	Cable	2,000 / 100

May also be available at this address: T-Mobile USA, Shenandoah Telecommunications Company. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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