4022 E Montgomery Rd, Cave Creek, AZ 85331 Property Records

Maricopa County property record for 4022 E Montgomery Rd, Cave Creek, AZ 85331

Property Summary

Property Type	Rural Home
Details	3 ba · 2,400 sqft · built 1990
Lot Size	0.272 acres (11,878 sqft)
Owner	Trust Name on File
Last Sale	$375,000 (Jan 2013)
Tax Bill	$2,477 (2025)
Deeds & Mortgages	Jun 2021 Reverse Mortgage Sep 2019 Reverse Mortgage + 2 more
Flood Zone	Zone X (moderate risk)
APN	`211-62-191`

Property Details

APN / Parcel Number

Primary APN	`211-62-191`

Interior

Full Baths	3 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,400 sqft Living Area
1st Floor Area	2,400 sqft

Exterior

Year Built	Built 1990
Exterior Material	Wood
Construction Type	Frame
Roof Material	Concrete Tile
Lot Area	11,878 sqft (0.272 acres)
Parking Spaces	3 Parking Spaces
Pool Area	400 sqft
Patio Area	387 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	HVAC

Location & Zoning

Street Address	4022 E MONTGOMERY RD
City	CAVE CREEK
State	AZ
Zip	85331-5845
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	R1-8
Legal Description	DESERT WILLOW ESTATES AT TATUM RANCH REPLAT MCR 337/21
Legal Range	04E
Legal Township	05N
Legal Section	19
Legal Quarter	SW
Quarter-Quarter Section	NW
Legal Subdivision	DESERT WILLOW ESTATES AT TATUM RANCH REP
Legal Lot Number	13
Jurisdiction	MARICOPA AZ
Township / Civil Division	DEER VALLEY
Census Block Group	2
Census Block	2015
Census Tract	612600

Owner

4022 E Montgomery Rd, a rural home, is owner-occupied and held in a trust since April 2020.

Source: Maricopa County records, as of November 20, 2025

Owner of Record	Trust Name on File
Mailing Address	4022 E MONTGOMERY RD, CAVE CREEK, AZ 85331-5845
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 29, 2021	Deed of Trust, Mortgage · Reverse Mortgage V I P MORTGAGE INC
Sep 30, 2019	Deed of Trust, Mortgage · Reverse Mortgage V I P MORTGAGE INC
Apr 10, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Sep 25, 2019	Deed of Trust, Mortgage · FHA Mortgage FEDERAL HSNG COMMISSIONER

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 22, 2013 · Amount on File
Deed Sale	Jan 22, 2013 · Amount on File
Prior Sale	Jan 22, 2013 · Amount on File
Deed Document Number	0000066514
Last Transfer Date	Apr 10, 2020
Transfer Doc	0000310893
Record Updated	Jun 8, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	4022 E MONTGOMERY RD, CAVE CREEK, AZ 85331-5845
Transaction Type	Mortgage
Record Updated	Mar 5, 2024
Title Company	PEOPLES TITLES INC, PIONEER TITLE AGENCY INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4022 E MONTGOMERY RD, CAVE CREEK, AZ 85331-5845

Mortgage

Document Number	0000709822
Date	Jun 29, 2021
Instrument	20210709822

Lender

Name	V I P MORTGAGE INC
Type	Mortgage Company
Address	SCOTTSDALE, AZ 85258

Agreement

Type	Reverse Mortgage
Amount	Amount on Record
Term	834 Months
Due	Dec 3, 2090

Interest

Rate Type	Adjustable Rate
Rate	1.83%
Type Change Date	Aug 1, 2021
Change Frequency	Monthly
Index	1-Year CMT
Max Rate	6.83%

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	4022 E MONTGOMERY RD, CAVE CREEK, AZ 85331-5845
Transaction Type	Mortgage
Record Updated	Jul 18, 2022
Title Company	EMPIRE WEST TITLE AGENCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000773071
Date	Sep 30, 2019
Instrument	20190773071

Lender

Name	V I P MORTGAGE INC
Type	Mortgage Company
Address	SCOTTSDALE, AZ 85258

Agreement

Type	Reverse Mortgage
Amount	Amount on Record
Term	855 Months
Due	Dec 3, 2090

Interest

Rate Type	Adjustable Rate
Rate	3.81%
Type Change Date	Oct 1, 2020
Change Frequency	Annually
Min Rate At Change	2%
Max Rate At Change	5%
Index	1-Year LIBOR

April 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MARICOPA AZ
Recording Date	Apr 10, 2020
Property Address	4022 E MONTGOMERY RD, CAVE CREEK, AZ 85331-5845
Document Number	0000310893
Instrument Date	Apr 8, 2020
Instrument	310893
Transaction Type	Transfer
Record Updated	Apr 17, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	4022 E MONTGOMERY RD CAVE CREEK AZ 853315845, CAVE CREEK, AZ 85331-5845

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	4022 E MONTGOMERY RD, CAVE CREEK, AZ 85331-5845
Document Number	0000773072
Instrument Date	Sep 25, 2019
Transaction Type	Mortgage
Record Updated	Oct 4, 2019
Title Company	EMPIRE W TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4022 E MONTGOMERY RD CAVE CREEK AZ 853315845, CAVE CREEK, AZ 85331-5845

Mortgage

Document Number	0000773072
Date	Sep 30, 2019
Instrument	773072

Lender

Name	FEDERAL HSNG COMMISSIONER
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	852 Months
Due	Sep 29, 2090

Interest

Rate Type	Adjustable Rate
Rate	3.81%

Tax Assessment & Valuation

The 2025 property tax bill for 4022 E Montgomery Rd was $2,477.

Source: Maricopa County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Phoenix City
Unified School District	Cave Creek Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$61,910	$619,100 Land $123,800 Building $495,300
2025	$2,477.00
2024		$65,530	$655,300 Land $131,000 Building $524,300
2023	$2,309.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4022 E Montgomery Rd in Zone X, an area of moderate flood risk.

Source: FEMA National Flood Hazard Layer, effective October 2, 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 4022 E Montgomery Rd is moderate, ranking above 65% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 65% of the US · above 53% of Arizona
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PHOENIX serves 1,695,000 people · EPA ID AZ0407025
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Jan 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 679 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Fiber · Cable in parts of the area	2,000 / 35
AirFiber WISP Fixed Wireless	1,000 / 500
BAM Broadband Fixed Wireless · not low latency	1,000 / 100
CenturyLink DSL	140 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Mojo Broadband, Verizon.

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