4013 E Montgomery Rd, Cave Creek, AZ 85331 Property Records

Maricopa County property record for 4013 E Montgomery Rd, Cave Creek, AZ 85331

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,400 sqft · built 1990
Lot Size	0.254 acres (11,053 sqft)
Owner	2 Individual Names on File
Last Sale	$810,000 (Jul 2026)
Tax Bill	$2,457 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Apr 2017 Line of Credit
Flood Zone	Zone X (moderate risk)
APN	`211-62-197`

Property Details

APN / Parcel Number

Primary APN	`211-62-197`
Alternative APN	`211621971`

Interior

Full Baths	3 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,400 sqft Living Area
Gross Area	2,787 sqft
1st Floor Area	2,400 sqft

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Exterior Material	Wood
Construction Type	Frame
Roof Material	Concrete
Lot Area	11,053 sqft (0.254 acres)
Parking Spaces	3 Parking Spaces
Pool Area	400 sqft
Patio Area	387 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	Forced Air with A/C

Location & Zoning

Street Address	4013 E MONTGOMERY RD
City	CAVE CREEK
State	AZ
Zip	85331-5846
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-8
Legal Description	DESERT WILLOW ESTATES AT TATUM RANCH REPLAT MCR 337-21
Legal Range	4E
Legal Township	5N
Legal Section	19
Legal Subdivision	DESERT WILLOW ESTATES AT TATUM RANCH REP
Legal Lot Number	19
Jurisdiction	MARICOPA AZ
Township / Civil Division	DEER VALLEY
Census Block Group	2
Census Block	2017
Census Tract	612600

Owner

4013 E Montgomery Rd is owned by two individuals who bought it in July 2026.

Source: Maricopa County records, as of July 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	7676 ELIN CT, DAYTON, OH 45415-1103
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 15, 2026	Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO
Apr 12, 2017	Deed of Trust, Mortgage · Line of Credit JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 15, 2026 · Amount on File
Deed Sale	Jul 15, 2026 · Amount on File
Prior Sale	Mar 13, 1998 · Amount on File
Deed Document Number	2026421759
Prior Transfer Date	Jun 2, 2025
Prior Transfer Doc	0000382571
Record Updated	Oct 29, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Jul 15, 2026
Property Address	4013 E MONTGOMERY RD, CAVE CREEK, AZ 85331-5846
Document Number	0000421759
Instrument Date	Jul 7, 2026
Instrument	2026421759
Transaction Type	Transfer
Record Updated	Jul 21, 2026
Title Company	PIONEER TITLE COMPANY, PIONEER TITLE AGENCY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7676 ELIN CT, DAYTON, OH 45415-1103

Mortgage

Document Number	0000421760,
Date	Jul 15, 2026
Instrument	2026421760

Lender

Name	WELLS FARGO

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.48%
Initial Type	Fixed Rate
Max Rate	-1%

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	4013 E MONTGOMERY RD, CAVE CREEK, AZ 85331-5846
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000257632
Date	Apr 12, 2017
Instrument	2017-0257632

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	419 Months
Due	Mar 30, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 4013 E Montgomery Rd was $2,457.

Source: Maricopa County assessment roll, as of October 22, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Phoenix City
Unified School District	Cave Creek Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$62,730 (+51.18%)	$627,300 (+2.25%) Land $125,400 Building $501,900
2025	$2,457.00	$41,493 (-36.12%)	$613,500 (-5.54%) Land $122,700 Building $490,800
2024		$64,950	$649,500 Land $129,900 Building $519,600
2023	$2,291.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4013 E Montgomery Rd in Zone X, an area of moderate flood risk.

Source: FEMA National Flood Hazard Layer, effective October 2, 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 4013 E Montgomery Rd is moderate, ranking above 60% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 60% of the US · above 47% of Arizona
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PHOENIX serves 1,695,000 people · EPA ID AZ0407025
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Jan 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 291 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Fiber	2,000 / 35
AirFiber WISP Fixed Wireless	1,000 / 500
BAM Broadband Fixed Wireless · not low latency	1,000 / 100
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink, Verizon.

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