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4021 Will Proctor St, Denver, NC 28037 Property Records

Lincoln County property record for 4021 Will Proctor St, Denver, NC 28037

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,632 sqft · built 2019
Lot Size0.533 acres (23,217 sqft)
Owner2 Individual Names on Record
Last Sale$303,000 (May 2019)
Tax Bill$2,730 (2026)
Deeds & MortgagesJan 2021 Mortgage
May 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN3695-76-1251

Property Details

APN / Parcel Number

Primary APN3695-76-1251
Alternative APNs
  • 100710
  • 272856

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Stories1 Story
Building Area1,632 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2019
Effective Year BuiltEffective 2019
Architectural StyleCustom Design
Lot Area23,217 sqft (0.533 acres)
Pool Area448 sqft
Storage Building192 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump

Location & Zoning

Account Number272856
Street Address4021 WILL PROCTOR ST
CityDENVER
StateNC
Zip28037-8292
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-SF
Legal Description#3 LT FRANCES H SIGMON
Legal SubdivisionFRANCES H SIGMON SUBDIVISION
Legal Lot Number3
JurisdictionLINCOLN NC
Township / Civil DivisionCATAWBA SPRINGS
Census Block Group1
Census Block1024
Census Tract71101

Owner

Source: Lincoln County records, as of August 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address4021 WILL PROCTOR ST, DENVER, NC 28037-8292
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 21, 2021Deed of Trust, Mortgage · Conventional Mortgage
FAIRWAY INDEPENDENT MORTGAGE CORP
May 16, 2019Warranty Deed, Subdivision Related Transfer · Conventional with PMI
FAIRWAY INDEPENDENT MTG

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 16, 2019 · Amount on Record
Deed SaleMay 16, 2019 · Amount on Record
Deed Document Number2019592589
Deed Book / Page2816 / 483
Record UpdatedOct 29, 2026

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLINCOLN NC
Property Address4021 WILL PROCTOR ST, DENVER, NC 28037-8292
Transaction TypeMortgage
Record UpdatedSep 23, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000299737
DateJan 21, 2021
Book Page2997/37
Instrument623746
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORP
TypeMortgage Company
AddressCARROLLTON, TX 75007
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 1, 2051

May 2019: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionLINCOLN NC
Recording DateMay 16, 2019
Property Address4021 WILL PROCTOR ST, DENVER, NC 28037-8292
Document Number2816483
Book / Page002816 / 000483
Instrument DateMay 15, 2019
Instrument592589
Transaction TypeSubdivision Related Transfer
Record UpdatedSep 11, 2019
Title CompanyINVESTORS TITLE INSURANCE, INVESTORS TITLE INS

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$606.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipMarried Couple
Address4021 WILL PROCTOR ST DENVER NC 28037, DENVER, NC 28037

Mortgage

Document Number2816486
DateMay 16, 2019
Book Page002816/000486
Instrument592590
Lender
NameFAIRWAY INDEPENDENT MTG
TypeMortgage Company
AddressCARROLLTON, TX 75007
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueMay 15, 2049

Tax Assessment & Valuation

Source: Lincoln County assessment roll, as of August 27, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyLincoln County
Unified School DistrictLincoln County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,730.00 (+5.12%)$425,395 (+3.55%) Land $40,000 Building $385,395$425,395 (+3.55%) Land $40,000 Building $385,395
2023$2,597.00$410,825 Land $40,000 Building $370,825$410,825 Land $40,000 Building $370,825

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.02% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLINCOLN COUNTY WTP
serves 49,693 people · EPA ID NC0155035
Water SourceSurface water
Last State InspectionNov 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 114 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
T-Mobile
Fixed Wireless		100 / 20
AT&T
DSL		100 / 20

May also be available: Verizon.

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