3970 Will Proctor St, Denver, NC 28037 Property Records

Lincoln County property record for 3970 Will Proctor St, Denver, NC 28037

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,540 sqft · built 1983
Lot Size	0.95 acres (41,382 sqft)
Owner	Company Name on Record
Tax Bill	$1,973 (2026)
Deeds & Mortgages	Nov 2023 Transfer Feb 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`3695-75-1642`

Property Details

APN / Parcel Number

Primary APN	`3695-75-1642`
Alternative APNs	`369511751642` `261894` `300579` `29665`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,540 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1983
Architectural Style	Ranch
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Lot Area	41,382 sqft (0.95 acres)
Shed	1 Shed
Shed Area	1 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	300579
Street Address	3970 WILL PROCTOR ST
City	DENVER
State	NC
Zip	28037-8291
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ELDD R-S
Legal Description	SIGMON HMSTE RD 1380
Jurisdiction	LINCOLN NC
Township / Civil Division	CATAWBA SPRINGS
Census Block Group	1
Census Block	1011
Census Tract	71101

Owner

Source: Lincoln County records, as of August 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on Record
Mailing Address	PO BOX 464, DENVER, NC 28037-0464
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Nov 8, 2023	Intrafamily Transfer, Transfer
Feb 27, 2017	Warranty Deed, Transfer · Conventional with PMI FIRST FSB/LINCOLNTON

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

November 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LINCOLN NC
Recording Date	Nov 8, 2023
Property Address	3970 WILL PROCTOR ST, DENVER, NC 28037-8291
Document Number	0003288353
Book / Page	3288 / 353
Instrument Date	Nov 1, 2023
Instrument	673985
Transaction Type	Transfer
Record Updated	Dec 4, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 464, DENVER, NC 28037-0464

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 464, DENVER, NC 28037-0464

February 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN NC
Recording Date	Feb 27, 2017
Property Address	3970 WILL PROCTOR ST, DENVER, NC 28037-8291
Document Number	2648927
Book / Page	002648 / 000927
Instrument Date	Feb 27, 2017
Instrument	559380
Transaction Type	Transfer
Record Updated	Mar 27, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$320.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3970 WILL PROCTOR ST DENVER NC 280378291, DENVER, NC 28037-8291

Mortgage

Document Number	2648929
Date	Feb 27, 2017
Book Page	002648/000929
Instrument	559381

Lender

Name	FIRST FSB/LINCOLNTON
Type	Federal Savings Bank
Address	LINCOLNTON, NC 28092

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Feb 26, 2047

Tax Assessment & Valuation

Source: Lincoln County assessment roll, as of August 27, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Lincoln County
Unified School District	Lincoln County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,973.00 (+0.61%)	$301,095 (-) Land $42,690 Building $258,405	$301,095 (-) Land $42,690 Building $258,405
2025	$1,961.00 (+1.34%)	$301,095 (-) Land $42,690 Building $258,405	$301,095 (-) Land $42,690 Building $258,405
2023	$1,935.00	$301,095 Land $42,690 Building $258,405	$301,095 Land $42,690 Building $258,405

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LINCOLN COUNTY WTP serves 49,693 people · EPA ID NC0155035
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 114 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Verizon.

Nearby Properties on Will Proctor St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures