3953 Will Proctor St, Denver, NC 28037 Property Records

Lincoln County property record for 3953 Will Proctor St, Denver, NC 28037

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,232 sqft · built 2014
Lot Size	0.424 acres (18,469 sqft)
Owner	Individual Name on Record
Last Sale	$315,000 (Jul 2026)
Tax Bill	$1,922 (2026)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Jun 2026 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`3695-65-7690`

Property Details

APN / Parcel Number

Primary APN	`3695-65-7690`
Alternative APNs	`317490` `286067` `81724`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,232 sqft Living Area

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Architectural Style	Ranch
Lot Area	18,469 sqft (0.424 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	317490
Street Address	3953 WILL PROCTOR ST
City	DENVER
State	NC
Zip	28037-8291
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-SF
Legal Description	#5 LOT ROLLING MEADOWS SB
Legal Subdivision	ROLLING MDWS
Legal Lot Number	5
Jurisdiction	LINCOLN NC
Township / Civil Division	CATAWBA SPRINGS
Census Block Group	1
Census Block	1024
Census Tract	71101

Owner

Source: Lincoln County records, as of August 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3953 WILL PROCTOR ST, DENVER, NC 28037-8291
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Deeds, Mortgages & Sale History

Date	Document
Jul 21, 2026	Warranty Deed, Transfer · Conventional Mortgage LOAN WIZ INC
Jun 12, 2026	Warranty Deed, Transfer NONE LISTED ON DOCUMENT
Aug 2, 2021	Deed, Transfer · Conventional Mortgage BANK OF AMERICA NA
Oct 16, 2019	Warranty Deed, Transfer · Conventional with PMI MCLEAN MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 21, 2026 · Amount on Record
Deed Sale	Jul 21, 2026 · Amount on Record
Prior Sale	Aug 2, 2021 · Amount on Record
Deed Document Number	2026712633
Deed Book / Page	3522 / 226
Prior Transfer Date	Jun 12, 2026
Prior Transfer Doc	0003511901
Record Updated	Oct 29, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN NC
Recording Date	Jul 21, 2026
Property Address	3953 WILL PROCTOR ST, DENVER, NC 28037-8291
Document Number	0000712633
Book / Page	3522 / 226
Instrument Date	Jul 21, 2026
Instrument	2026712633
Transaction Type	Transfer
Record Updated	Aug 5, 2026
Title Company	TRYON TITLE AGENCY LLC, TRYON TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$63,630.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3953 WILL PROCTOR ST, DENVER, NC 28037-8291

Mortgage

Document Number	0000712634,
Date	Jul 21, 2026
Book Page	3522/228
Instrument	2026712634

Lender

Name	LOAN WIZ INC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.48%
Initial Type	Fixed Rate
Max Rate	-1%

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN NC
Recording Date	Jun 12, 2026
Property Address	3953 WILL PROCTOR ST, DENVER, NC 28037-8291
Document Number	0003511901
Book / Page	3511 / 901
Instrument Date	Jun 12, 2026
Instrument	2026710972
Transaction Type	Transfer
Record Updated	Aug 30, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	8437 BRIDGESTONE DR, HUNTERSVILLE, NC 28078-5835

August 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	LINCOLN NC
Recording Date	Aug 2, 2021
Property Address	3953 WILL PROCTOR ST, DENVER, NC 28037-8291
Document Number	0003068340
Book / Page	3068 / 340
Map Reference	MB 12 PG 216
Instrument Date	Jul 29, 2021
Instrument	636038
Transaction Type	Transfer
Record Updated	Sep 23, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$490.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	78 BUFFALO AVE NW STE 200, 78, CONCORD, NC 28025-4780

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3953 WILL PROCTOR ST, DENVER, NC 28037-8291

Mortgage

Document Number	0000636039
Date	Aug 2, 2021
Instrument	636039

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2051

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN NC
Recording Date	Oct 16, 2019
Property Address	3953 WILL PROCTOR ST, DENVER, NC 28037-8291
Document Number	2854123
Book / Page	002854 / 000123
Instrument Date	Oct 11, 2019
Instrument	599216
Transaction Type	Transfer
Record Updated	Oct 24, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$414.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3953 WILL PROCTOR ST DENVER NC 280378291, DENVER, NC 28037-8291

Mortgage

Document Number	2854125
Date	Oct 16, 2019
Book Page	002854/000125
Instrument	599217

Lender

Name	MCLEAN MTG
Type	Mortgage Company
Address	FAIRFAX, VA 22030

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Oct 15, 2049

Tax Assessment & Valuation

Source: Lincoln County assessment roll, as of August 27, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Lincoln County
Unified School District	Lincoln County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,922.00 (+0.63%)	$292,677 (-) Land $40,000 Building $252,677	$292,677 (-) Land $40,000 Building $252,677
2025	$1,910.00 (+1.38%)	$292,677 (-) Land $40,000 Building $252,677	$292,677 (-) Land $40,000 Building $252,677
2023	$1,884.00	$292,677 Land $40,000 Building $252,677	$292,677 Land $40,000 Building $252,677

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LINCOLN COUNTY WTP serves 49,693 people · EPA ID NC0155035
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 114 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Verizon.

Nearby Properties on Will Proctor St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures