4020 Packard Ave, Saint Cloud, FL 34772 Property Records

Osceola County property record for 4020 Packard Ave, Saint Cloud, FL 34772 · Last verified August 2026

Property Highlights

Property Type	Agriculture / Farming > Horticulture, Ornamental (Agricultural)
Lot Size	197,326 sqft (4.53 acres)
Garage	3,840 sqft
Last Sale	$550,000 (2026)
Tax Bill	$1,846.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`06-27-31-4950-0001-0070`
Alternative APNs	`273106495000010070` `99427`

Exterior

Lot Area	197,326 sqft (4.53 acres)
Garage Area	3,840 sqft Garage

Location & Zoning

Street Address	4020 PACKARD AVE
City	SAINT CLOUD
State	FL
Zip	34772-7354
Property Usage	Agriculture or Farming Property Usage
Type	Agriculture / Farming > Horticulture, Ornamental (Agricultural)
Legal Description	S L & I C PB B PG 32 LOT 7
Legal Range	31E
Legal Township	27S
Legal Section	06
Legal Subdivision	S L & I C
Legal Tract	4950
Legal Block	70
Legal Lot Number	7
Jurisdiction	OSCEOLA FL
Minor Civil Division	ST. CLOUD
Census Blockgroup	1
Census Block	1009
Census Tract	43205

Owner

Source: Osceola County records · APN 06-27-31-4950-0001-0070

Assessment roll updated November 26, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	4020 PACKARD AVE, SAINT CLOUD, FL 34772-7354
Owner Type	Owner is a Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 03, 2026 · Amount on Record
Deed Sale	Aug 03, 2026 · Amount on Record
Deed Doc Number	2026100827
Deed Book / Page	7013 / 2198
Record Refreshed	Sep 20, 2026

August 2026: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Aug 03, 2026
Property Address	4020 PACKARD AVE, SAINT CLOUD, FL 34772-7354
Document Number	0000100827
Book / Page	7013 / 2198
Instrument Date	Jul 31, 2026
Instrument	2026100827
Transaction Type	Transfer
Record Updated	Aug 14, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$388,850.00
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4020 PACKARD AVE, SAINT CLOUD, FL 34772-7354

Mortgage

Document Number	0000100828,
Date	Aug 03, 2026
Instrument	2026100828

Lender

Special Notes	Lender is also the Seller

Agreement

Type	Seller Take-Back
Amount	Amount Recorded

Interest

Rate	6.47%
Max Rate	-1%

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,846.00 (+3.3%)	$81,800 (-2.04%)	$147,100 (-0.61%) Land $90,600 Building $56,500
2023	$1,787.00	$83,500 Land $26,100 Building $57,400	$148,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Moderate above 53% of the US · above 23% of Florida
Wildfire Likelihood	About 1 in 592 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.