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3922 Packard Ave, Saint Cloud, FL 34772 Property Records

Osceola County property record for 3922 Packard Ave, Saint Cloud, FL 34772 · Last verified July 2026

Property Highlights

Property TypeVacant Land > Uncategorized
Lot Size106,722 sqft (2.45 acres)
Last Sale$200,000 (2024)
Tax Bill$1,869.00 (2024)

Property Details

APN / Parcel Number

Primary APN31-26-31-4950-0001-1190
Alternative APNs
  • 263131495000011190
  • 122780

Exterior

Lot Area106,722 sqft (2.45 acres)

Location & Zoning

Street Address3922 PACKARD AVE
CitySAINT CLOUD
StateFL
Zip34772-7371
Property UsageVacant Land Property Usage
TypeVacant Land > Uncategorized
Legal DescriptionS L & I C PB B PG 27 N 1/2 OFLOT 119 LESS E 7.5 FT
Legal Range31E
Legal Township26S
Legal Section31
Legal SubdivisionS L & I C
Legal Tract4950
Legal Block1190
Legal Lot Number119
JurisdictionOSCEOLA FL
Minor Civil DivisionST. CLOUD
Census Blockgroup1
Census Block1002
Census Tract43205

Owner

Source: Osceola County records · APN 31-26-31-4950-0001-1190

Assessment roll updated November 26, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on File
Mailing Address3922 PACKARD AVE, SAINT CLOUD, FL 34772-7371
Owner TypeOwner is a Company
VestingOwner is a Trust, Trust

Deeds, Mortgages & Sale History

DateDocument
Apr 01, 2025Intrafamily Transfer, Transfer
ATTORNEY ONLY, ATTORNEY
May 31, 2024Warranty Deed, Construction Loan · Building or Construction Mortgage
CENTENNIAL BANK
May 28, 2024Warranty Deed, Transfer
STEWART TITLE COMPANY-F, STEWART TITLE COMPANY

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMay 31, 2024 · Amount on Record
Deed SaleMay 31, 2024 · Amount on Record
Prior SaleMay 28, 2024 · Amount on Record
Deed Doc Number202472088
Deed Book / Page6609 / 2363
Last Transfer DateMar 31, 2025
Transfer Doc0067631441
Record RefreshedSep 20, 2026

April 2025: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionOSCEOLA FL
Recording DateApr 01, 2025
Property Address3922 PACKARD AVE, SAINT CLOUD, FL 34772-7371
Document Number0067631441
Book / Page6763 / 1441
Instrument DateMar 31, 2025
Instrument2025040577
Transaction TypeTransfer
Record UpdatedDec 12, 2025
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

Tax$0.00
Amount AccuracyZero or No Consideration Stated
Additional
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address8442 KARRER TER, ORLANDO, FL 32827-7670

Transferred To (Grantee/Buyer)

NameVerified Name
Address3922 PACKARD AVE, SAINT CLOUD, FL 34772-7371

May 2024: Warranty Deed, Construction Loan

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateMay 31, 2024
Property Address3922 PACKARD AVE, SAINT CLOUD, FL 34772-7371
Document Number0066092363
Book / Page6609 / 2363
Map ReferenceMB B PG 27
Instrument DateMay 30, 2024
Instrument2024072088
Transaction TypeConstruction Loan
Record UpdatedDec 12, 2025
Title CompanySTEWART TITLE COMPANY-F, STEWART TITLE COMPANY

Transaction

AmountAmount Recorded
Tax$1,400.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address1110 PENNSYLVANIA AVE, SAINT CLOUD, FL 34769-3750

Transferred To (Grantee/Buyer)

NameVerified Name
Address8442 KARRER TER, ORLANDO, FL 32827-7670

Mortgage

Document Number2024072089
DateMay 31, 2024
Instrument2024072089
Lender
NameCENTENNIAL BANK
TypeBank
Agreement
TypeBuilding or Construction Mortgage
AmountAmount Recorded
Term373 Months
DueJun 01, 2055
Interest
Rate TypeAdjustable Rate
Rate7.62%
Type Change DateJun 01, 2030
Change FrequencyAnnually
Min Rate At Change5.62%
Max Rate At Change9.62%
Index52-Week T-Bill (1-Year)
Max Rate13.6%

May 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateMay 28, 2024
Property Address3922 PACKARD AVE, SAINT CLOUD, FL 34772-7371
Document Number0066070391
Book / Page6607 / 391
Map ReferenceMB B PG 278
Instrument DateMay 28, 2024
Instrument2024069860
Transaction TypeTransfer
Record UpdatedDec 12, 2025
Title CompanySTEWART TITLE COMPANY-F, STEWART TITLE COMPANY

Transaction

AmountAmount Recorded
Tax$1,085.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address4295 RAMBLER AVE, SAINT CLOUD, FL 34772-7917

Transferred To (Grantee/Buyer)

NameVerified Name
Address1110 PENNSYLVANIA AVE, SAINT CLOUD, FL 34769-3750

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,564.00 (+37.19%)$162,300 (+28%) Land $159,200 Building $3,100$162,300 (+28%) Land $159,200 Building $3,100
2024$1,869.00 (+16.16%)
2023$1,609.00 (-26.29%)$126,800 (-18.77%) Land $123,700 Building $3,100$126,800 (-18.77%) Land $123,700 Building $3,100
2022$2,183.00$156,100 Land $153,000 Building $3,100$156,100 Land $153,000 Building $3,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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