Osceola County property record for 3955 Packard Ave, Saint Cloud, FL 34772 · Last verified December 2025
| Property Type | Residential > Prefabricated > Mobile Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 2010 |
| Square Footage | 1,713 sqft Heated Area |
| Lot Size | 36,982 sqft (0.848 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $365,000 (2025) |
| Tax Bill | $2,713.00 (2025) |
| Primary APN | 3126315140000C0200 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,713 sqft Heated Area |
| 1st Floor | 1,713 sqft 1st Floor |
| Stories | 1 Stories |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 2010 |
| Architectural Style | Mobile/Manufactured Style |
| Exterior Material | Vinyl Exterior |
| Foundation Type | Pier/Post & Beam Foundation |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 36,982 sqft (0.848 acres) |
| Depth X Width | 291 ft x 127 ft Depth x Width |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Carport Garage |
| Carport | Carport |
| Fence | Fence |
|---|---|
| Shed | 1 Shed |
| Shed Area | 64 sqft Shed |
| Deck Area | 128 sqft Deck |
| Cooling System | A/C Package Cooling |
|---|---|
| Heating System | HVAC Heating |
| Account Number | 99005 |
|---|---|
| Street Address | 3955 PACKARD AVE |
| City | SAINT CLOUD |
| State | FL |
| Zip | 34772-7316 |
| Property Usage | Residential Property Usage |
| Type | Residential > Prefabricated > Mobile Home |
| Legal Description | ST CLOUD MANOR ACRES PB 1 PG 425 BLK C LOT 20 |
| Legal Range | 31E |
| Legal Township | 26S |
| Legal Section | 31 |
| Legal Subdivision | ST CLOUD MANOR ACRES |
| Legal Tract | 5140 |
| Legal Block | C |
| Legal Lot Number | 20 |
| Jurisdiction | OSCEOLA FL |
| Minor Civil Division | ST. CLOUD |
| Census Blockgroup | 1 |
| Census Block | 1011 |
| Census Tract | 43205 |
Source: Osceola County records · APN 3126315140000C0200
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 12422 S LAKE MARY JANE RD, ORLANDO, FL 32832-6403 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Mar 10, 2025 | Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage UNITED WHOLESALE MORTGAGE |
| Apr 26, 2023 | Warranty Deed, Transfer ORLANDO TITLE PROFESSIONALS LL, LAND TITLE PROFESSIONALS LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 10, 2025 · Amount on Record |
| Deed Sale | Mar 10, 2025 · Amount on Record |
| Prior Sale | Apr 26, 2023 · Amount on Record |
| Deed Doc Number | 2025029922 |
| Deed Book / Page | 6752 / 298 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Mar 10, 2025 |
| Property Address | 3955 PACKARD AVE, SAINT CLOUD, FL 34772-7316 |
| Document Number | 0067520298 |
| Book / Page | 6752 / 298 |
| Map Reference | MB 1 PG 425 |
| Instrument Date | Mar 03, 2025 |
| Instrument | 2025029922 |
| Transaction Type | Transfer |
| Record Updated | Dec 12, 2025 |
| Title Company | PUBLIC TITLE SERVICES LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,555.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2407 DATURA LOOP, SAINT CLOUD, FL 34772-7849 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 12422 S LAKE MARY JANE RD, ORLANDO, FL 32832-6403 |
| Document Number | 0006752300 |
|---|---|
| Date | Mar 10, 2025 |
| Instrument | 6752/300 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Apr 26, 2023 |
| Property Address | 3955 PACKARD AVE, SAINT CLOUD, FL 34772-7316 |
| Document Number | 0063950385 |
| Book / Page | 6395 / 385 |
| Map Reference | MB 1 PG 425 |
| Instrument Date | Apr 21, 2023 |
| Instrument | 2023050875 |
| Transaction Type | Transfer |
| Record Updated | Dec 12, 2025 |
| Title Company | ORLANDO TITLE PROFESSIONALS LL, LAND TITLE PROFESSIONALS LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,610.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 7990 DIAMOND C CIR, SAINT CLOUD, FL 34771-9039 |
| Name | Verified Name |
|---|---|
| Address | 3955 PACKARD AVE, SAINT CLOUD, FL 34772-7316 |
Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,713.00 (+8.3%) Homeowner's exemption Widower's exemption | $190,262 (+2.84%) | $252,300 (+36.38%) Land $60,000 Building $192,300 |
| 2023 | $2,505.00 (+25.56%) | $185,000 (+61.15%) Land $50,000 Building $135,000 | $185,000 (+61.15%) Land $50,000 Building $135,000 |
| 2022 | $1,995.00 | $114,800 Land $32,000 Building $82,800 | $114,800 Land $32,000 Building $82,800 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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