4020 Gracious Dr, Franklin, TN 37064 Property Records

Williamson County property record for 4020 Gracious Dr, Franklin, TN 37064

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,721 sqft · built 2018
Lot Size	0.092 acres (4,021 sqft)
Owner	2 Individual Names on Record
Last Sale	$380,000 (Dec 2020)
Tax Bill	$2,007 (2025)
Deeds & Mortgages	Apr 2024 Second Mortgage Oct 2019 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`089M-E-001.00-000`

Property Details

APN / Parcel Number

Primary APN	`089M-E-001.00-000`
Alternative APNs	`094089M E 00100` `1106309`

Interior

Full Baths	3 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Stories	2 Stories
Building Area	1,721 sqft Living Area
Gross Area	1,981 sqft

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Roof Material	Asphalt
Lot Area	4,021 sqft (0.092 acres)
Lot Dimensions	107 ft deep x 37.3 ft wide
Garage Type	Attached
Garage Area	260 sqft
Driveway	Driveway
Driveway Area	500 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	4020 GRACIOUS DR
City	FRANKLIN
State	TN
Zip	37064-1006
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBD SIMMONS RIDGE SEC3 PB 67 PG 123 LOT 0046
Legal Subdivision	SIMMONS RIDGE
Legal Lot Number	0046
Jurisdiction	WILLIAMSON TN
Township / Civil Division	12
Census Block Group	2
Census Block	2027
Census Tract	51002

Owner

Source: Williamson County records, as of October 20, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4020 GRACIOUS DR, FRANKLIN, TN 37064-1006
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants in Common

Deeds, Mortgages & Sale History

Date	Document
Apr 26, 2024	Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE LLC
Oct 8, 2019	Quit Claim Deed, Transfer MID-STATE TITLE AND ESCROW, MID-STATE TITLE & ESCROW
Jun 19, 2018	Special Warranty Deed, Transfer · Conventional Mortgage INTERLINC MORTGAGE SERVICES LLC
Dec 22, 2020	Warranty Deed, Transfer · Conventional Mortgage RENASANT BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 22, 2020 · Amount on Record
Deed Sale	Dec 22, 2020 · Amount on Record
Prior Sale	Jun 19, 2018 · Amount on Record
Deed Document Number	202073579
Deed Book / Page	8346 / 648
Prior Transfer Date	Oct 4, 2019
Prior Transfer Doc	0077690813
Record Updated	Jun 8, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILLIAMSON TN
Property Address	4020 GRACIOUS DR, FRANKLIN, TN 37064-1006
Transaction Type	Mortgage
Record Updated	May 6, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0094630581
Date	Apr 26, 2024
Book Page	9463/581
Instrument	24011436

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	121 Months
Due	May 1, 2034

October 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WILLIAMSON TN
Recording Date	Oct 8, 2019
Property Address	4020 GRACIOUS DR, FRANKLIN, TN 37064-1006
Document Number	0077690813
Book / Page	007769 / 000813
Instrument Date	Oct 4, 2019
Instrument	41793
Transaction Type	Transfer
Record Updated	Oct 17, 2019
Title Company	MID-STATE TITLE AND ESCROW, MID-STATE TITLE & ESCROW

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4020 GRACIOUS DR FRANKLIN TN 370641006, FRANKLIN, TN 37064-1006

June 2018: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	WILLIAMSON TN
Recording Date	Jun 19, 2018
Property Address	4020 GRACIOUS DR, FRANKLIN, TN 37064-1006
Document Number	0073910513
Book / Page	7391 / 0513
Map Reference	MB P67 PG123
Instrument Date	Jun 15, 2018
Instrument	18023424
Transaction Type	Transfer
Record Updated	Feb 8, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,280.57
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4020 GRACIOUS DR, FRANKLIN, TN 37064-1006

Mortgage

Document Number	0018023425
Date	Jun 19, 2018
Instrument	18023425

Lender

Name	INTERLINC MORTGAGE SERVICES LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2048

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WILLIAMSON TN
Recording Date	Dec 22, 2020
Property Address	4020 GRACIOUS DR, FRANKLIN, TN 37064-1006
Document Number	0083460648
Book / Page	8346 / 648
Map Reference	MB P67 PG 123
Instrument Date	Dec 27, 2002
Instrument	20073579
Transaction Type	Transfer
Record Updated	Feb 8, 2022
Title Company	MID STATE TITLE & ESCROW INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,406.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	4020 GRACIOUS DR, FRANKLIN, TN 37064-1006

Mortgage

Document Number	0020073580
Date	Dec 22, 2020
Instrument	20073580

Lender

Name	RENASANT BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

Tax Assessment & Valuation

Source: Williamson County assessment roll, as of October 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Williamson County
Municipality	Franklin City
Unified School District	Williamson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,007.00 (+10.76%)	$128,175 (+52.54%) Land $30,000 Building $98,175	$512,700 (+52.54%) Land $120,000 Building $392,700
2024	$1,812.00
2023	$1,812.00	$84,025 (-) Land $17,500 Building $66,525	$336,100 (-) Land $70,000 Building $266,100
2022	$1,812.00	$84,025 Land $17,500 Building $66,525	$336,100 Land $70,000 Building $266,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	8 in force
Nearby Flood Claims	5 (2010–2013)
Claims Outside the SFHA	4 of 5
Most Recent Claim	Apr 2013 · rainfall accumulation
Claims by Event	Severe Storms, Flooding, Straight-line Winds, And Tornadoes, May 2010 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 96% of Tennessee
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MILCROFTON UTILITY DISTRICT serves 38,032 people · EPA ID TN0000247
Water Source	Purchased surface water from several systems
Last State Inspection	May 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 262 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Fiber · Cable in parts of the area	2,000 / 250

May also be available: Verizon.

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