4020 E 38th St, Des Moines, IA 50317 Property Records

Polk County property record for 4020 E 38th St, Des Moines, IA 50317

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,983 sqft · built 1954
Lot Size	3.08 acres (134,164 sqft)
Owner	Individual Name on Record
Last Sale	$225,000 (Oct 2016)
Tax Bill	$5,506 (2024)
Deeds & Mortgages	Feb 2021 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`060/08969-000-000`

Property Details

APN / Parcel Number

Primary APN	`060/08969-000-000`
Alternative APN	`792320427005`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,983 sqft Living Area
Gross Area	2,918 sqft
1st Floor Area	1,333 sqft
Basement Area	1,333 sqft
Finished Basement	650 sqft
Unfinished Basement	683 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1954
Architectural Style	Ranch
Exterior Material	Brick
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	134,164 sqft (3.08 acres)
Garage Type	Attached
Garage Area	252 sqft
Parking Spaces	8 Parking Spaces
Porch	Open Porch
Porch Area	96 sqft
Deck Area	208 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	4020 E 38TH ST
City	DES MOINES
State	IA
Zip	50317-8972
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	-EX E 30 F ST- S 139.4 F N 1060.2 F E 990 F NE 1/4 SE 1/4 SEC 20-79-23
Legal Range	23W
Legal Township	79N
Legal Section	20
Legal Subdivision	SEC 20-79-23
Jurisdiction	POLK IA
Township / Civil Division	LEE
Census Block Group	1
Census Block	1004
Census Tract	101

Owner

Source: Polk County records, as of October 13, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4020 E 38TH ST, DES MOINES, IA 50317-8972
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 5, 2016 · Amount on Record
Deed Sale	Oct 5, 2016 · Amount on Record
Deed Document Number	201631492
Deed Book / Page	16212 / 390
Prior Transfer Date	Jul 13, 2006
Prior Transfer Doc	0000004667
Record Updated	Jun 8, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK IA
Property Address	4020 E 38TH ST, DES MOINES, IA 50317-8972
Transaction Type	Mortgage
Record Updated	Sep 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4020 E 38TH ST, DES MOINES, IA 50317-8972

Mortgage

Document Number	0000014842
Date	Feb 12, 2021
Book Page	18356/610
Instrument	2021-00014842

Lender

Name	VERIDIAN CU
Type	Credit Union
Address	WATERLOO, IA 50704

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Feb 11, 2046

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Polk County assessment roll, as of October 13, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Polk County
Municipality	Des Moines City
Unified School District	Des Moines Independent Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$308,100 (+6.1%) Land $63,900 Building $244,200	$308,100 (+6.1%) Land $63,900 Building $244,200
2024	$5,506.00 (+3.46%)
2023		$290,400 Land $59,200 Building $231,200	$290,400 Land $59,200 Building $231,200
2020	$5,322.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 14 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	14 in force
Nearby Flood Claims	32 (2010–2026)
Claims Outside the SFHA	13 of 32
Most Recent Claim	Jul 2026 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Jul 2026 · 12 claims Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Jul 2018 · 17 claims Severe Storms, Flooding, And Tornadoes, Aug 2010 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 49% of Iowa
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DES MOINES WATER WORKS serves 246,055 people · EPA ID IA7727031
Water Source	Purchased surface water from CIWW (DMWW)
Last State Inspection	May 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · May 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 54 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable	2,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: CenturyLink.

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