4000 E 38th St, Des Moines, IA 50317 Property Records

Polk County property record for 4000 E 38th St, Des Moines, IA 50317

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 2,140 sqft · built 1950
Lot Size2.85 acres (124,146 sqft)
OwnerIndividual Name on File
Last Sale$129,500 (Sep 2005)
Tax Bill$5,656 (2024)
Deeds & MortgagesAug 2017 Mortgage
Mar 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN060/08971-000-000

Property Details

APN / Parcel Number

Primary APN060/08971-000-000
Alternative APN
  • 792320427007

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories1 Story
Building Area2,140 sqft Living Area
Gross Area3,504 sqft
1st Floor Area1,440 sqft
Basement Area1,752 sqft
Finished Basement700 sqft
Unfinished Basement1,052 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1950
Effective Year BuiltEffective 2016
Architectural StyleRanch
Exterior MaterialMetal
Roof TypeGable
Roof MaterialAsphalt
Lot Area124,146 sqft (2.85 acres)
Lot Dimensions960 ft deep x 129 ft wide
Garage TypeBasement
Parking Spaces2 Parking Spaces
PorchEnclosed Porch
Porch Area312 sqft
Utility Building2,304 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas
SewerConnected
Water SourceCommercial

Location & Zoning

Street Address4000 E 38TH ST
CityDES MOINES
StateIA
Zip50317-8972
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description-EX E 30 F ST- S 129.4 F N 1319 FT E 990 F NE 1/4 SE 1/4 SEC 20-79-23
Legal Range23W
Legal Township79N
Legal Section20
Legal SubdivisionSEC 20-79-23
JurisdictionPOLK IA
Township / Civil DivisionLEE
Census Block Group1
Census Block1004
Census Tract101

Owner

Source: Polk County records, as of October 13, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address4000 E 38TH ST, DES MOINES, IA 50317-8972
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 23, 2017Deed of Trust, Mortgage · VA Mortgage
LINCOLN SAVINGS BANK
Mar 23, 2021Deed of Trust, Mortgage · VA Mortgage
HOME POINT FINANCIAL CORPORATION

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 28, 2005 · Amount on File
Deed SaleSep 28, 2005 · Amount on File
Deed Document Number20052006-00032891
Deed Book / Page11309 / 446
Prior Transfer DateSep 20, 2005
Prior Transfer Doc0000032891
Record UpdatedJun 8, 2026

August 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPOLK IA
Property Address4000 E 38TH ST, DES MOINES, IA 50317-8972
Transaction TypeMortgage
Record UpdatedJul 8, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000016132
DateAug 23, 2017
Book Page16617/0371
Instrument2017-00016132
Lender
NameLINCOLN SAVINGS BANK
TypeBank
AddressWATERLOO, IA 50701
Agreement
TypeVA Mortgage
AmountAmount on Record
Term361 Months
DueSep 1, 2047

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPOLK IA
Property Address4000 E 38TH ST, DES MOINES, IA 50317-8972
Transaction TypeMortgage
Record UpdatedJul 8, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000029468
DateMar 23, 2021
Book Page18429/584
Instrument2021-00029468
Lender
NameHOME POINT FINANCIAL CORPORATION
TypeMortgage Company
AddressPARSIPPANY, NJ 07054
Agreement
TypeVA Mortgage
AmountAmount on Record
Term360 Months
DueMar 1, 2051

Tax Assessment & Valuation

Source: Polk County assessment roll, as of October 13, 2025

Property Jurisdictions

TypeName
StateIowa
CountyPolk County
MunicipalityDes Moines City
Unified School DistrictDes Moines Independent Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$324,400 (+5.81%) Land $62,700 Building $261,700$324,400 (+5.81%) Land $62,700 Building $261,700
2024$5,656.00 (+13.89%)
2023$306,600 Land $58,000 Building $248,600$306,600 Land $58,000 Building $248,600
2020$4,966.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 14 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies14 in force
Nearby Flood Claims32 (2010–2026)
Claims Outside the SFHA13 of 32
Most Recent ClaimJul 2026 · Severe Storms And Flooding
Claims by Event
  • Severe Storms And Flooding, Jul 2026 · 12 claims
  • Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Jul 2018 · 17 claims
  • Severe Storms, Flooding, And Tornadoes, Aug 2010 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 49% of Iowa
Wildfire Likelihood0.03% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDES MOINES WATER WORKS
serves 246,055 people · EPA ID IA7727031
Water SourcePurchased surface water from CIWW (DMWW)
Last State InspectionMay 2024
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityTreatment failure
resolved · May 2017
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 54 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Mediacom Xtream
Cable
2,000 / 1,000
AT&T
Fixed Wireless
100 / 20

May also be available: CenturyLink.

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