4039 E 38th St, Des Moines, IA 50317 Property Records

Polk County property record for 4039 E 38th St, Des Moines, IA 50317

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,550 sqft · built 1934
Lot Size	1.82 acres (79,670 sqft)
Owner	2 Individuals on Record
Last Sale	$162,500 (Dec 2020)
Tax Bill	$4,326 (2024)
Deeds & Mortgages	Feb 2021 Line of Credit Dec 2020 Foreclosure
Flood Zone	Zone X (minimal risk)
APN	`7923-21-301-007`

Property Details

APN / Parcel Number

Primary APN	`7923-21-301-007`
Alternative APN	`060/06639-000-000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,550 sqft Living Area
Gross Area	2,510 sqft
1st Floor Area	768 sqft
Upper Floors Area	782 sqft
Basement Area	768 sqft
Finished Basement	500 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1934
Architectural Style	Conventional
Exterior Material	Wood Siding
Construction Type	Wood Frame
Foundation Type	Concrete
Roof Material	Asphalt
Lot Area	79,670 sqft (1.82 acres)
Lot Dimensions	310 ft deep x 257 ft wide
Garage Type	Detached
Garage Area	360 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Enclosed Porch
Porch Area	336 sqft
Deck Area	80 sqft
Patio Area	192 sqft
Shed	1 Shed
Shed Area	180 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Sewer	Connected

Location & Zoning

Street Address	4039 E 38TH ST
City	DES MOINES
State	IA
Zip	50317-8971
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	-EX W 20F ST EAS- W 330F N 257F MEAS ON W LINE LOT 3 KATHERINE PLACE
Legal Range	23W
Legal Township	79N
Legal Section	21
Legal Subdivision	KATHERINE PLACE
Legal Lot Number	3
Jurisdiction	POLK IA
Township / Civil Division	LEE
Census Block Group	1
Census Block	1003
Census Tract	101

Owner

Source: Polk County assessment roll, as of May 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individuals on Record
Mailing Address	4039 E 38TH ST, DES MOINES, IA 50317-8971
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 17, 2021	Deed of Trust, Mortgage · Line of Credit KEYSTONE SAVINGS BANK
Dec 15, 2020	Grant Deed, Foreclosure NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 15, 2020 · Amount on Record
Deed Sale	Dec 15, 2020 · Amount on Record
Deed Document Number	2020-00067878
Deed Book / Page	18251 / 90
Record Updated	Jun 8, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK IA
Property Address	4039 E 38TH ST, DES MOINES, IA 50317-8971
Transaction Type	Mortgage
Record Updated	Feb 24, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4570 ZILKER DR, PLEASANT HILL, IA 50327-0924

Mortgage

Document Number	0000016460
Date	Feb 17, 2021
Book Page	18363/863
Instrument	2021-00016460

Lender

Name	KEYSTONE SAVINGS BANK
Type	Bank
Address	PLEASANT HILL, IA 50327

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	8 Months
Due	Oct 17, 2021

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2020: Grant Deed, Foreclosure

Document Type	Grant Deed
Jurisdiction	POLK IA
Recording Date	Dec 15, 2020
Property Address	4039 E 38TH ST, DES MOINES, IA 50317-8971
Document Number	0000067878
Book / Page	018251 / 000090
Instrument Date	Dec 11, 2020
Instrument	67878
Transaction Type	Foreclosure
Record Updated	Jan 25, 2021
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Tax	$260.00
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4039 E 38TH ST DES MOINES IA 503178971, DES MOINES, IA 50317-8971

Tax Assessment & Valuation

Source: Polk County assessment roll, as of May 1, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Polk County
Municipality	Des Moines City
Unified School District	Des Moines Independent Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$237,300 (+10.12%) Land $63,600 Building $173,700	$237,300 (+10.12%) Land $63,600 Building $173,700
2024	$4,326.00 (+16.98%)
2023		$215,500 Land $57,600 Building $157,900	$215,500 Land $57,600 Building $157,900
2020	$3,698.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 14 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	14 in force
Nearby Flood Claims	32 (2010–2026)
Claims Outside the SFHA	13 of 32
Most Recent Claim	Jul 2026 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Jul 2026 · 12 claims Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Jul 2018 · 17 claims Severe Storms, Flooding, And Tornadoes, Aug 2010 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 49% of Iowa
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DES MOINES WATER WORKS serves 246,055 people · EPA ID IA7727031
Water Source	Purchased surface water from CIWW (DMWW)
Last State Inspection	May 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · May 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 54 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable	2,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: CenturyLink.

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