Gila County property record for 402 W Saddle Ln, Payson, AZ 85541 · Last verified December 2025
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,392 sqft · built 1976 |
| Lot Size | 0.139 acres (6,098 sqft) |
| Owner | Individual Name on File |
| Last Sale | $122,500 (Dec 2013) |
| Tax Bill | $721 (2025) |
| Deeds & Mortgages | Jun 2019 Mortgage Apr 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 302-36-291 |
| Primary APN | 302-36-291 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,392 sqft Living Area |
| 1st Floor Area | 1,392 sqft |
| Year Built | Built 1976 |
|---|---|
| Architectural Style | Ranch |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Material | Asbestos |
| Lot Area | 6,098 sqft (0.139 acres) |
| Porch | Porch |
| Porch Area | 36 sqft |
| Patio Area | 160 sqft |
| Cooling System | Refrigeration |
|---|---|
| Heating System | Radiant |
| Account Number | R022248 |
|---|---|
| Street Address | 402 W SADDLE LN |
| City | PAYSON |
| State | AZ |
| Zip | 85541-3042 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT: 122 SECTION: 28 TOWNSHIP: 11N RANGE: 10E PAYSON RANCHOS #3 LOT 122 |
| Legal Range | 10E |
| Legal Township | 11N |
| Legal Section | 28 |
| Legal Subdivision | PAYSON RANCHOS |
| Legal Lot Number | 122 1002 |
| Jurisdiction | GILA AZ |
| Township / Civil Division | PAYSON |
| Census Block Group | 2 |
| Census Block | 2026 |
| Census Tract | 302 |
Source: Gila County records · APN 302-36-291
Assessment roll updated January 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 402 W SADDLE LN, PAYSON, AZ 85541-3042 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 01, 2019 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS |
| Apr 20, 2018 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Dec 27, 2013 · Amount on Record |
| Deed Sale | Dec 27, 2013 · Amount on Record |
| Prior Sale | Dec 27, 2013 · Amount on Record |
| Deed Document Number | 2013-014992 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GILA AZ |
| Property Address | 402 W SADDLE LN, PAYSON, AZ 85541-3042 |
| Document Number | 0000005938 |
| Instrument Date | Jun 01, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jul 18, 2019 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|---|
| Address | 402 W SADDLE LN PAYSON AZ 855413042, PAYSON, AZ 85541-3042 |
| Document Number | 0000005938 |
|---|---|
| Date | Jun 06, 2019 |
| Instrument | 5938 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 05, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GILA AZ |
| Property Address | 402 W SADDLE LN, PAYSON, AZ 85541-3042 |
| Document Number | 0000004426 |
| Instrument Date | Apr 20, 2018 |
| Transaction Type | Mortgage |
| Record Updated | May 08, 2018 |
| Title Company | TITLE SOURCE |
| Name | Verified Name |
|---|---|
| Address | 402 W SADDLE LN PAYSON AZ 855413042, PAYSON, AZ 85541-3042 |
| Document Number | 0000004426 |
|---|---|
| Date | Apr 25, 2018 |
| Instrument | 4426 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 24, 2048 |
Source: Gila County records · Assessment roll updated January 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Arizona |
| County | Gila County |
| Municipality | Payson Town |
| Unified School District | Payson Unified District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $24,766 (+10.22%) Land $5,135 Building $19,631 | $247,665 (+10.22%) Land $51,352 Building $196,313 | |
| 2025 | $721.00 (+8.91%) Disabled Person's exemption | ||
| 2024 | $22,470 Land $2,969 Building $19,501 | $224,701 Land $29,691 Building $195,010 | |
| 2023 | $662.00 Disabled Person's exemption |
Source: FEMA National Flood Hazard Layer, Gila County (04007C), updated October 30, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | High above 76% of the US · above 66% of Arizona |
|---|---|
| Wildfire Likelihood | About 1 in 326 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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