Gila County property record for 313 W Saddle Ln, Payson, AZ 85541
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 804 sqft · built 1970 |
| Lot Size | 0.33 acres (14,375 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,092 (2025) |
| Deeds & Mortgages | Nov 2020 Mortgage Apr 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 302-36-003A |
| Primary APN | 302-36-003A |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 804 sqft Living Area |
| 1st Floor Area | 804 sqft |
| Year Built | Built 1970 |
|---|---|
| Architectural Style | Ranch |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Material | Asbestos |
| Lot Area | 14,375 sqft (0.33 acres) |
| Patio Area | 458 sqft |
| Heating System | Floor/Wall Furnace |
|---|
| Account Number | R021490 |
|---|---|
| Old Parcel Number | 30236002 |
| Street Address | 313 W SADDLE LN |
| City | PAYSON |
| State | AZ |
| Zip | 85541-3162 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT: 02 , 03 SECTION: 28 TOWNSHIP: 11N RANGE: 10E LOTS 2 & 3 PAYSON RANCHOS PLAT 167;PT SEC 27 , 28 T11N R10E;=0.33 AC M/L |
| Legal Range | 10E |
| Legal Township | 11N |
| Legal Section | 28 |
| Legal Subdivision | PAYSON RANCHOS |
| Legal Lot Number | 2-3 3 |
| Jurisdiction | GILA AZ |
| Township / Civil Division | PAYSON |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 302 |
Source: Gila County records · APN 302-36-003A
Assessment roll updated January 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 313 W SADDLE LN, PAYSON, AZ 85541-3162 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 19, 2020 | Deed of Trust, Mortgage · VA Mortgage QUICKEN LOANS LLC |
| Apr 04, 2018 | Deed of Trust, Mortgage · VA Mortgage QUICKEN LNS |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GILA AZ |
| Property Address | 313 W SADDLE LN, PAYSON, AZ 85541-3162 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|
| Document Number | 0000014279 |
|---|---|
| Date | Nov 19, 2020 |
| Instrument | 2020-014279 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GILA AZ |
| Property Address | 313 W SADDLE LN, PAYSON, AZ 85541-3162 |
| Document Number | 0000003894 |
| Instrument Date | Apr 04, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Apr 26, 2018 |
| Title Company | TITLE SOURCE |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 313 W SADDLE LN PAYSON AZ 855413162, PAYSON, AZ 85541-3162 |
| Document Number | 0000003894 |
|---|---|
| Date | Apr 10, 2018 |
| Instrument | 3894 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 09, 2048 |
Source: Gila County records · Assessment roll updated January 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Arizona |
| County | Gila County |
| Municipality | Payson Town |
| Unified School District | Payson Unified District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $16,475 (+18.96%) Land $7,350 Building $9,125 | $164,752 (+18.96%) Land $73,504 Building $91,248 | |
| 2025 | $1,092.00 (+7.69%) | ||
| 2024 | $13,849 Land $4,764 Building $9,085 | $138,489 Land $47,636 Building $90,853 | |
| 2023 | $1,014.00 |
Source: FEMA National Flood Hazard Layer, Gila County (04007C), as of October 30, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Moderate above 68% of the US · above 55% of Arizona |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cable One Fiber | 1,000 / 1,000 |
| Optimum Communications Cable | 940 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
Based on FCC filings for 183 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System, water system AZ0404032, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | TOWN OF PAYSON serves 17,682 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2026 |
| Lead | 4 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures