401 W Saddle Ln, Payson, AZ 85541 Property Records

Gila County property record for 401 W Saddle Ln, Payson, AZ 85541

Property Summary

Property TypeSingle Family Home
Details1,200 sqft · built 1986
Lot Size0.189 acres (8,276 sqft)
OwnerCompany Name on Record
Last Sale$68,000 (Aug 2002)
Tax Bill$1,473 (2025)
Deeds & MortgagesNov 2022 Transfer
Flood ZoneZone X (minimal risk)
APN302-36-170B

Property Details

APN / Parcel Number

Primary APN302-36-170B
Alternative APNs
  • R022087
  • 022087

Interior

Stories1 Story
Building Area1,200 sqft Living Area
1st Floor Area1,200 sqft

Exterior

Year BuiltBuilt 1986
Architectural StyleRanch
Exterior MaterialWood Siding
Construction TypeFrame
Roof MaterialAsbestos
Lot Area8,276 sqft (0.189 acres)
PorchPorch
Patio Area20 sqft
Canopy344 sqft

Utilities, Heating & Cooling

Cooling SystemA/C Chilled Water
Heating SystemHot Water

Location & Zoning

Account NumberR022087
Street Address401 W SADDLE LN
CityPAYSON
StateAZ
Zip85541-3043
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT: 01 SECTION: 28 TOWNSHIP: 11N RANGE: 10E LOT 1 PAYSON RANCHOS #3; PLAT MAP 348; SEC 28 T11N R10E; EXC BEG AT NW COR LOT
Legal Range10E
Legal Township11N
Legal Section28
Legal SubdivisionPAYSON RANCHOS
Legal Lot Number1
JurisdictionGILA AZ
Township / Civil DivisionPAYSON
Census Block Group2
Census Block2025
Census Tract302

Owner

Source: Gila County records, as of December 4, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Co-ownerCo-owner on Record
Mailing Address401 W SADDLE LN, PAYSON, AZ 85541-3043
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 16, 2002 · Amount on Record
Deed SaleAug 16, 2002 · Amount on Record
Deed Document Number0000012984
Last Transfer DateNov 8, 2022
Transfer Doc0000013095
Record UpdatedJun 8, 2026

November 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionGILA AZ
Recording DateNov 8, 2022
Property Address401 W SADDLE LN, PAYSON, AZ 85541-3043
Document Number0000013095
Map ReferenceMP 348
Instrument DateNov 8, 2022
Instrument2022-013095
Transaction TypeTransfer
Record UpdatedJun 7, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address401 W SADDLE LN, PEORIA, AZ 85345

Tax Assessment & Valuation

Source: Gila County assessment roll, as of January 1, 2025

Property Jurisdictions

TypeName
StateArizona
CountyGila County
MunicipalityPayson Town
Unified School DistrictPayson Unified District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$29,042 (+8.02%) Land $5,834 Building $23,208$290,428 (+8.02%) Land $58,343 Building $232,085
2025$1,473.00 (+7.68%)
2024$26,885 Land $3,513 Building $23,372$268,858 Land $35,134 Building $233,724
2023$1,368.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies6 in force
Nearby Flood Claims3 (2004–2019)
Claims Outside the SFHA3 of 3
Most Recent ClaimJul 2019 · rainfall accumulation
Claims by Event
  • Severe Storms And Flooding, Jan 2005 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 76% of the US · above 65% of Arizona
Wildfire Likelihood0.3% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF PAYSON
serves 17,682 people · EPA ID AZ0404032
Water SourceSurface water
Last State InspectionFeb 2026
Lead4 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 183 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Sparklight
Fiber
1,000 / 1,000
Optimum
Cable
940 / 35
Verizon
Fixed Wireless
300 / 20

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