402 W 12th St, Ferris, TX 75125 Property Records

Ellis County property record for 402 W 12th St, Ferris, TX 75125

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,094 sqft · built 2017
Lot Size	0.291 acres (12,676 sqft)
Owner	Individual Name on File
Last Sale	$244,800 (Sep 2017)
Tax Bill	$3,537 (2025)
Deeds & Mortgages	Feb 2020 Mortgage Sep 2017 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R225886`

Property Details

APN / Parcel Number

Primary APN	`R225886`
Alternative APNs	`29206001300101105` `225886`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,094 sqft Living Area
Gross Area	2,697 sqft
1st Floor Area	2,094 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	12,676 sqft (0.291 acres)
Lot Dimensions	80 ft deep x 160 ft wide
Garage Type	Attached
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Porch
Porch Area	279 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	402 W 12TH ST
City	FERRIS
State	TX
Zip	75125-2920
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 1-3 BLK 13 ANDREWS .291 AC
Legal Subdivision	ANDREWS
Legal Block	13
Legal Lot Number	1-3
Jurisdiction	ELLIS TX
Township / Civil Division	FERRIS
Census Block Group	2
Census Block	2080
Census Tract	60104

Owner

402 W 12th St is owned and occupied by an individual who bought it in September 2017.

Source: Ellis County records, as of August 19, 2026

Owner of Record	Individual Name on File
Mailing Address	402 W 12TH ST, FERRIS, TX 75125-2920
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 18, 2020	Deed of Trust, Mortgage MR COOPER
Sep 26, 2017	Warranty Deed, Transfer ALLEGIANCE TITLE COMPANY, ALLEGIANCE TITLE CO
Sep 26, 2017	Warranty Deed, Subdivision Related Transfer FIRST CHOICE LN SVCS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 26, 2017 · Amount on File
Deed Sale	Sep 26, 2017 · Amount on File
Deed Document Number	201727488
Prior Transfer Date	Feb 3, 2011
Prior Transfer Doc	0025550089
Record Updated	Oct 29, 2026

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ELLIS TX
Property Address	402 W 12TH ST, FERRIS, TX 75125-2920
Document Number	0000006559
Instrument Date	Feb 18, 2020
Transaction Type	Mortgage
Record Updated	Mar 18, 2020
Title Company	VYLLA TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	402 W 12TH ST FERRIS TX 751252920, FERRIS, TX 75125-2920

Mortgage

Document Number	0000006559
Date	Feb 27, 2020
Instrument	6559

Lender

Name	MR COOPER
Address	COPPELL, TX 75019

Agreement

Amount	Amount on Record
Term	180 Months
Due	Feb 26, 2035

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ELLIS TX
Recording Date	Sep 26, 2017
Property Address	402 W 12TH ST, FERRIS, TX 75125-2920
Document Number	0000027487
Instrument Date	Sep 25, 2017
Instrument	27487
Transaction Type	Transfer
Record Updated	Oct 16, 2017
Title Company	ALLEGIANCE TITLE COMPANY, ALLEGIANCE TITLE CO

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	620 ROWLETT RD GARLAND TX 750433703, GARLAND, TX 75043-3703

September 2017: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	ELLIS TX
Recording Date	Sep 26, 2017
Property Address	402 W 12TH ST, FERRIS, TX 75125-2920
Document Number	0000027488
Instrument Date	Sep 25, 2017
Instrument	27488
Transaction Type	Subdivision Related Transfer
Record Updated	Oct 16, 2017
Title Company	ALLEGIANCE TITLE COMPANY, ALLEGIANCE TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	402 W 12TH ST FERRIS TX 751252920, FERRIS, TX 75125-2920

Mortgage

Document Number	27489
Date	Sep 26, 2017
Instrument	27489

Lender

Name	FIRST CHOICE LN SVCS
Type	Funding / Finance Company
Address	EAST BRUNSWICK, NJ 08816

Agreement

Amount	Amount on Record
Term	360 Months
Due	Sep 25, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 402 W 12th St was $3,537 with exemptions applied, down 1% from the year before.

Source: Ellis County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Ellis County
Municipality	Ferris City
Unified School District	Ferris Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$321,120 (-5.36%) Land $65,000 Building $256,120	$321,120 (-5.36%) Land $65,000 Building $256,120
2025	$3,537.00 (-0.95%) Homeowner's exemption Senior Citizen's exemption	$339,310 Land $65,000 Building $274,310	$339,310 Land $65,000 Building $274,310
2024	$3,571.00 (+0.2%)
2023	$3,564.00 Homeowner's exemption Senior Citizen's exemption	$370,613 Land $45,000 Building $325,613	$370,613 Land $45,000 Building $325,613
2018	$5,266.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 402 W 12th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 9, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 402 W 12th St is moderate, ranking above 46% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · lower than 80% of Texas
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FERRIS serves 4,204 people · EPA ID TX0700002
Water Source	Purchased surface water from ROCKETT SUD
Last State Inspection	Nov 2022
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Fluoride resolved · Oct 2016
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Wi-Five Broadband Fiber · Fixed Wireless	1,000 / 1,000
Rise Broadband Fiber	1,000 / 200
Nextlink Fixed Wireless	300 / 75
Verizon Fixed Wireless	300 / 20

May also be available: Spectrum.

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