308 W 12th St, Ferris, TX 75125 Property Records

Ellis County property record for 308 W 12th St, Ferris, TX 75125

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,910 sqft · built 1950
Lot Size	0.58 acres (25,265 sqft)
Owner	Individual Name on File
Tax Bill	$888 (2025)
Deeds & Mortgages	Jun 2018 Line of Credit Jun 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`R162974`

Property Details

APN / Parcel Number

Primary APN	`R162974`
Alternative APNs	`29206001200400105` `162974`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,910 sqft Living Area
Gross Area	2,462 sqft
1st Floor Area	1,910 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1970
Exterior Material	Wood
Construction Type	Wood
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	25,265 sqft (0.58 acres)
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Covered Porch
Porch Area	24 sqft
Deck Area	196 sqft
Storage Building	120 sqft
Total Buildings	3 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	308 W 12TH ST
City	FERRIS
State	TX
Zip	75125-2918
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 4-6 & PTALLY BLK 12 ANDREWS 0.58 AC
Legal Subdivision	ANDREWS
Legal Block	12
Legal Lot Number	4-6
Jurisdiction	ELLIS TX
Township / Civil Division	FERRIS
Census Block Group	2
Census Block	2088
Census Tract	60104

Owner

Source: Ellis County records, as of August 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	308 W 12TH ST, FERRIS, TX 75125-2918
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 18, 2018	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA
Jun 18, 2018	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Oct 7, 2015
Transfer Doc	0000026683
Record Updated	Sep 20, 2026

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ELLIS TX
Property Address	308 W 12TH ST, FERRIS, TX 75125-2918
Document Number	0000019534
Instrument Date	Jun 18, 2018
Transaction Type	Mortgage
Record Updated	Jul 20, 2018
Title Company	WFG LENDER SERVICES, WFG LENDER SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	308 W 12TH ST FERRIS TX 751252918, FERRIS, TX 75125-2918

Mortgage

Document Number	0000019534
Date	Jul 9, 2018
Instrument	19534

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jul 8, 2048

Interest

Rate Type	Adjustable Rate

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ELLIS TX
Property Address	308 W 12TH ST, FERRIS, TX 75125-2918
Document Number	0000019535
Instrument Date	Jun 18, 2018
Transaction Type	Mortgage
Record Updated	Nov 21, 2018
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SYNRGO INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	308 W 12TH ST FERRIS TX 751252918, FERRIS, TX 75125-2918

Mortgage

Document Number	0000019535
Date	Jul 9, 2018
Instrument	19535

Lender

Name	BANK OF AMERICA
Type	Bank
Address	JACKSONVILLE, FL 32256

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Ellis County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Ellis County
Municipality	Ferris City
Unified School District	Ferris Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$170,371 (+1%)	$262,064 (-0.48%) Land $82,500 Building $179,564
2025	$888.00 (+0.57%) Homeowner's exemption Senior Citizen's exemption	$154,883 (-44.52%) Land $82,500 Building $180,825	$263,325 (-5.67%) Land $82,500 Building $180,825
2024	$883.00 (+4.87%)
2023	$842.00 (-40.37%) Homeowner's exemption Senior Citizen's exemption	$279,151 Land $77,000 Building $202,151	$279,151 Land $77,000 Building $202,151
2018	$1,412.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 9, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · lower than 80% of Texas
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FERRIS serves 4,204 people · EPA ID TX0700002
Water Source	Purchased surface water from ROCKETT SUD
Last State Inspection	Nov 2022
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Fluoride resolved · Oct 2016
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Wi-Five Broadband Fiber · Fixed Wireless	1,000 / 1,000
Rise Broadband Fiber	1,000 / 200
Nextlink Fixed Wireless	300 / 75
Verizon Fixed Wireless	300 / 20

May also be available: Spectrum.

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