395 Summerset Dr, Saint Johns, FL 32259 Property Records

St. Johns County property record for 395 Summerset Dr, Saint Johns, FL 32259

Property Summary

Property Type	Single Family Home
Details	7 bd · 3.5 ba · 3,873 sqft · built 2006
Lot Size	0.54 acres (23,522 sqft)
Owner	2 Individual Names on Record
Last Sale	$850,000 (Aug 2021)
Tax Bill	$10,584 (2025)
Deeds & Mortgages	Aug 2021 Sale & Mortgage May 2018 Transfer
Flood Zone	Zone X (minimal risk)
APN	`001171-1290`

Property Details

APN / Parcel Number

Primary APN	`001171-1290`

Interior

Bedrooms	7 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	17 Plumbing Fixtures
Stories	1 Story
Building Area	3,873 sqft Living Area
Gross Area	4,610 sqft
1st Floor Area	2,259 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2011
Exterior Material	Stucco
Construction Type	Wood
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	23,522 sqft (0.54 acres)
Garage Type	Attached
Garage Area	737 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Pool Area	532 sqft
Porch	Finished/Open Porch
Porch Area	604 sqft
Deck Area	Deck Area
Patio Area	965 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	395 SUMMERSET DR
City	SAINT JOHNS
State	FL
Zip	32259-8885
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	46/78-89 BARTRAM PLANTATION PHASE 2 LOT 129 OR5331/441
Legal Range	26E
Legal Township	05S
Legal Section	44
Legal Subdivision	BARTRAM PLANTATION PHASE 2
Legal Phase	2
Legal Block	1
Legal Lot Number	129
Jurisdiction	ST JOHNS FL
Township / Civil Division	FRUIT COVE
Census Block Group	1
Census Block	1008
Census Tract	20807

Owner

Source: St. Johns County records, as of June 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	395 SUMMERSET DR, SAINT JOHNS, FL 32259-8885
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 2, 2021	Warranty Deed, Transfer · Conventional Mortgage US BANK NA
May 1, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 2, 2021 · Amount on Record
Deed Sale	Aug 2, 2021 · Amount on Record
Prior Sale	May 23, 2006 · Amount on Record
Deed Document Number	202184525
Deed Book / Page	5331 / 441
Record Updated	Oct 29, 2026

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Aug 2, 2021
Property Address	395 SUMMERSET DR, SAINT JOHNS, FL 32259-8885
Document Number	0053310441
Book / Page	5331 / 441
Map Reference	MB 46 PG 78-89
Instrument Date	Jul 29, 2021
Instrument	2021084525
Transaction Type	Transfer
Record Updated	May 23, 2023
Title Company	KENDALL TITLE SERVICES, KENDALL TITLE SERVICES INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,950.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	870 LAWHON DR, ST JOHNS, FL 32259-9007

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	395 SUMMERSET DR, SAINT JOHNS, FL 32259-8885

Mortgage

Document Number	0005331443
Date	Aug 2, 2021
Instrument	5331/443

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2051

May 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST JOHNS FL
Recording Date	May 1, 2018
Property Address	395 SUMMERSET DR, SAINT JOHNS, FL 32259-8885
Document Number	0045391195
Book / Page	004539 / 001195
Instrument Date	Apr 26, 2018
Instrument	29373
Transaction Type	Transfer
Record Updated	May 24, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	395 SUMMERSET DR ST JOHNS FL 322598885, ST JOHNS, FL 32259-8885

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$811,934 (+1.51%) Land $200,000 Building $611,934	$811,934 (-1.02%) Land $200,000 Building $611,934
2025	$10,584.00 (+9.01%) Homeowner's exemption	$799,833 (+0.81%)	$820,261 (+3.38%) Land $215,000 Building $605,261
2024	$9,709.00 (+1.79%) Homeowner's exemption	$793,439 (+2.94%)	$793,439 (-2.7%) Land $200,000 Building $593,439
2023	$9,538.00 (+2.45%) Homeowner's exemption	$770,770 (+3%)	$815,459 (+8.97%) Land $190,000 Building $625,459
2022	$9,310.00 Homeowner's exemption	$748,320	$748,320 Land $162,400 Building $585,920

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 189 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	189 in force
Nearby Flood Claims	4 (1997–2017)
Claims Outside the SFHA	3 of 4
Most Recent Claim	Sep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 50% of the US · lower than 79% of Florida
Wildfire Likelihood	0.08% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEA MAJOR GRID serves 826,664 people · EPA ID FL2161328
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 126 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: IQ Fiber.

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