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394 Mainsail Rd, Oceanside, CA 92054 Property Records

San Diego County property record for 394 Mainsail Rd, Oceanside, CA 92054 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,356 sqft · built 1980
Lot Size0.149 acres (6,494 sqft)
OwnerCompany Name on File
Last Sale$164,000 (May 1989)
Tax Bill$3,491 (2025)
Deeds & MortgagesJan 2020 Line of Credit
Jul 2019 Transfer
Flood ZoneZone X (minimal risk)
APN162-442-39-00

Property Details

APN / Parcel Number

Primary APN162-442-39-00

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area1,356 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1980
Effective Year BuiltEffective 1980
Architectural StyleContemporary
Exterior MaterialStucco
Construction TypeFrame
Roof MaterialWood Shingle
Lot Area6,494 sqft (0.149 acres)
View / LotGood
Garage TypeCarport
CarportCarport
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address394 MAINSAIL RD
CityOCEANSIDE
StateCA
Zip92054-4609
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 100 TR 008968
Legal SubdivisionSEA MESA
Legal Tract008968
Legal Block4
Legal Lot Number100
JurisdictionSAN DIEGO CA
Township / Civil DivisionOCEANSIDE-ESCONDIDO
Census Block Group4
Census Block4000
Census Tract18511

Owner

Source: San Diego County records · APN 162-442-39-00

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address394 MAINSAIL RD, OCEANSIDE, CA 92054-4609
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Living Trust

Deeds, Mortgages & Sale History

DateDocument
Jan 15, 2020Deed of Trust, Mortgage · Line of Credit
JPMORGAN CHASE BANK NA
Jul 15, 2019Quit Claim Deed, Transfer
NOT AVAILABLE

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMay 10, 1989 · Amount on Record
Deed SaleMay 10, 1989 · Amount on Record
Prior SaleDec 30, 1983 · Amount on Record
Deed Document Number1989246098
Last Transfer DateJun 03, 2019
Transfer Doc0000281408
Record UpdatedSep 20, 2026

January 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address394 MAINSAIL RD, OCEANSIDE, CA 92054-4609
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000022322
DateJan 15, 2020
Instrument2020-0022322
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
AddressCOLUMBUS, OH 43240
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueJan 20, 2050
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

July 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSAN DIEGO CA
Recording DateJul 15, 2019
Property Address394 MAINSAIL RD, OCEANSIDE, CA 92054-4609
Document Number0000281408
Instrument DateJun 03, 2019
Instrument281408
Transaction TypeTransfer
Record UpdatedJul 22, 2019
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address394 MAINSAIL RD OCEANSIDE CA 920544609, OCEANSIDE, CA 92054-4609

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityOceanside City
Unified School DistrictOceanside Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$313,875 (+2%) Land $140,936 Building $172,939
2025$3,491.00 (+7.71%)$307,722 (+4.04%) Land $138,173 Building $169,549
2023$3,241.00 (+1.57%) Homeowner's exemption$295,774 Land $132,808 Building $162,966
2022$3,191.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060730185114, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 17 individual NFIP policies nearby
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies17 in force
Nearby Flood Claims9 (1980–1998)
Most Recent ClaimFeb 1998, rainfall accumulation, Severe Winter Storms And Flooding
Claims By Storm
  • Severe Winter Storms And Flooding, Feb 1998 · 2 claims

Wildfire

Wildfire RiskLow
above 3% of the US · above 2% of California
Wildfire LikelihoodAbout 1 in 3,448 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 199 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Cox CommunicationsCable2,000 / 100
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: Verizon, AT&T, T-Mobile USA, California Internet. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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