402 Laredo St, Lockhart, TX 78644 Property Records

Caldwell County property record for 402 Laredo St, Lockhart, TX 78644

Property Summary

Property Type	Single Family Home
Details	1,349 sqft · built 1960
Lot Size	0.115 acres (5,000 sqft)
Owner	Company Name on Record
Tax Bill	$2,528 (2026)
Deeds & Mortgages	Jun 2026 Mortgage May 2026 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0300520-003-001-80`

Property Details

APN / Parcel Number

Primary APN	`0300520-003-001-80`
Alternative APNs	`R19075` `19075`

Interior

Stories	1 Story
Building Area	1,349 sqft Living Area
1st Floor Area	1,349 sqft
Utility Area	57 sqft

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1969
Architectural Style	Georgian
Exterior Material	Other
Foundation Type	Pier/Post & Beam
Roof Type	Reinforced Concrete
Lot Area	5,000 sqft (0.115 acres)
Lot Dimensions	100 ft deep x 50 ft wide
Garage Area	241 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	48 sqft
Patio Area	63 sqft

Utilities, Heating & Cooling

Heating System	Floor/Wall Furnace

Location & Zoning

Account Number	19075
Street Address	402 LAREDO ST
City	LOCKHART
State	TX
Zip	78644-1801
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COMPRESS HILL, BLOCK 3, LOT 1,2
Legal Subdivision	COMPRESS HILL
Legal Block	3
Legal Lot Number	1,2
Jurisdiction	CALDWELL TX
Township / Civil Division	LOCKHART
Census Block Group	1
Census Block	1010
Census Tract	960400

Owner

Source: Caldwell County records, as of October 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	350 OLD LULING RD, LOCKHART, TX 78644-3994
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Jun 9, 2026	Deed of Trust, Mortgage · Conventional Mortgage GE CAPITAL BANK
May 12, 2026	Warranty Deed, Transfer KANE TITLE LLC
Oct 5, 2017	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 12, 2026
Deed Sale	May 12, 2026
Deed Document Number	20263825
Prior Transfer Date	Oct 5, 2017
Prior Transfer Doc	2017005225
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALDWELL TX
Recording Date	Jun 9, 2026
Property Address	402 LAREDO ST, LOCKHART, TX 78644-1801
Document Number	0000004661
Instrument Date	Jun 4, 2026
Instrument	20264661
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	CORRIDOR TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership, 266
Address	350 OLD LULING RD, LOCKHART, TX 78644-3994

Mortgage

Document Number	0000004661,
Date	Jun 9, 2026
Instrument	20264661

Lender

Name	GE CAPITAL BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months

Interest

Rate	6.37%
Max Rate	-1%

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CALDWELL TX
Recording Date	May 12, 2026
Property Address	402 LAREDO ST, LOCKHART, TX 78644-1801
Document Number	0000003825
Instrument Date	May 6, 2026
Instrument	20263825
Transaction Type	Transfer
Record Updated	Jul 12, 2026
Title Company	KANE TITLE LLC

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership
Address	350 OLD LULING RD, LOCKHART, TX 78644-3994

October 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CALDWELL TX
Recording Date	Oct 5, 2017
Property Address	402 LAREDO ST, LOCKHART, TX 78644-1801
Document Number	2017005225
Instrument Date	Oct 5, 2017
Instrument	2017-005225
Transaction Type	Transfer
Record Updated	Sep 17, 2021

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	423 N PECOS ST, 423, LOCKHART, TX 78644-2027

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	402 LAREDO ST, LOCKHART, TX 78644-1801

Tax Assessment & Valuation

Source: Caldwell County assessment roll, as of November 11, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Caldwell County
Municipality	Lockhart City
Unified School District	Lockhart Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,528.00 (+0.2%)	$122,520 (-1.3%) Land $54,450 Building $68,070	$122,520 (-1.3%) Land $54,450 Building $68,070
2025	$2,523.00 (-15.34%)	$124,130 (-19.41%) Land $52,800 Building $71,330	$124,130 (-19.41%) Land $52,800 Building $71,330
2024	$2,980.00 (-2.77%)
2023	$3,065.00 (+6.09%)	$154,030 Land $52,800 Building $101,230	$154,030 Land $52,800 Building $101,230
2022	$2,889.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (1998)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 1998 · Flooding 10/18/98

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 81% of Texas
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LOCKHART serves 18,800 people · EPA ID TX0280001
Water Source	Purchased surface water from several systems
Last State Inspection	Jan 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 133 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Rise Broadband Fiber	1,000 / 200
Verizon Fixed Wireless	300 / 20
Spry Air Fiber Fixed Wireless	250 / 50
VTX Communications Fixed Wireless	200 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Hotwire Communications.

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